- ISIN
- US0559361086
- CUSIP
- 055936108
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jul 13, 1995
Highlights
- Market Cap
- $118.76M
- Enterprise Value
- -$44.86M
- EPS (TTM)
- $2.59
- PE Ratio
- 12.95
- Total Revenue (TTM)
- $59.10M
- Gross Profit (TTM)
- $39.37M
- EBITDA (TTM)
- $11.58M
- Year Range
- $27.52 - $38.00
- ROA (TTM)
- 0.86%
- ROE (TTM)
- 8.45%
Share Price Chart
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Performance
BNCC Performance Chart
BNCCorp Inc (BNCC) is up 0.7% since the beginning of the year. At $34 per share, BNCC is trading 11.8% below its 52-week high of $38. Investors who bought $1,000 worth of BNCC shares 5 years ago would now be looking at an investment worth $1,257.
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Returns By Period
BNCCorp Inc (BNCC) has returned 0.69% so far this year and 17.32% over the past 12 months. Looking at the last ten years, BNCC has achieved an annualized return of 14.67%, outperforming the S&P 500 Index benchmark, which averaged 13.66% per year.
BNCCorp Inc
- 1D
- -0.56%
- 1M
- -7.38%
- YTD
- 0.69%
- 6M
- 8.86%
- 1Y
- 17.32%
- 3Y*
- 21.38%
- 5Y*
- 4.68%
- 10Y*
- 14.67%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
BNCC Monthly Returns History
Based on dividend-adjusted daily data since Jan 29, 2008, BNCC's average daily return is +0.10%, while the average monthly return is +1.76%. At this rate, an investment would double in approximately 3.3 years.
Historically, 48% of months were positive and 52% were negative. The best month was Sep 2012 with a return of +111.9%, while the worst month was Dec 2009 at -40.0%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.
On a daily basis, BNCC closed higher 28% of trading days. The best single day was Sep 4, 2012 with a return of +86.4%, while the worst single day was Feb 16, 2012 at -45.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 10.81% | 0.14% | -3.98% | -1.35% | -3.57% | -0.65% | 0.69% | ||||||
| 2025 | -1.04% | -5.56% | 6.67% | -9.41% | -1.41% | -1.50% | 5.63% | 7.62% | -4.69% | 3.34% | -1.65% | 7.42% | 3.74% |
| 2024 | -5.57% | 1.25% | -7.77% | -8.22% | 7.35% | 1.27% | 8.57% | 3.10% | 2.00% | -0.26% | 14.60% | 19.45% | 37.15% |
| 2023 | 1.85% | -3.80% | -23.36% | 0.00% | 3.63% | 2.59% | -0.21% | 1.27% | -4.21% | -3.26% | 4.45% | 23.55% | -3.53% |
| 2022 | -8.34% | -7.31% | -4.19% | -10.12% | 2.11% | -8.57% | -2.78% | -3.39% | -3.88% | -2.31% | -0.59% | 17.82% | -29.45% |
| 2021 | 4.55% | -3.02% | -6.00% | 5.69% | 3.40% | -2.91% | 0.26% | 4.81% | -0.11% | 7.18% | -0.29% | 19.12% | 35.12% |
Benchmark Metrics
BNCCorp Inc has an annualized alpha of 26.54%, beta of 0.21, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since January 30, 2008.
- This stock participated in 69.91% of S&P 500 Index downside but only 68.43% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.21 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 26.54%
- Beta
- 0.21
- R²
- 0.00
- Upside Capture
- 68.43%
- Downside Capture
- 69.91%
Return for Risk
Risk / Return Rank
BNCC ranks 73 for risk / return — better than 73% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for BNCCorp Inc (BNCC) and compare them to S&P 500 Index.
| BNCC | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.14 | ||
| Sortino ratioReturn per unit of downside risk | -1.27 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.41 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | 1.63 | 2.93 | -1.29 |
| Martin ratioReturn relative to average drawdown | 4.17 | 13.52 | -9.35 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
BNCCorp Inc provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $0.00 | $0.00 | $6.25 | $0.00 | $1.75 | $14.00 |
Dividend yield | 0.00% | 0.00% | 19.47% | 0.00% | 5.88% | 31.47% |
Monthly Dividends
The table displays the monthly dividend distributions for BNCCorp Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2024 | $0.00 | $0.00 | $2.25 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4.00 | $6.25 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $1.75 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.75 |
| 2021 | $8.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6.00 | $0.00 | $14.00 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the BNCCorp Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the BNCCorp Inc was 89.63%, occurring on Aug 24, 2010. Recovery took 756 trading sessions.
The current BNCCorp Inc drawdown is 10.59%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2010 bear market2010 | -89.63%Aug 2010 | 2y 6mo | 3y 4d | 5y 7moJan 2008 - Aug 2013 |
COVID crash2020 | -54.97%Apr 2020 | 3mo 9d | 7mo 6d | 10mo 15dDec 2019 - Nov 2020 |
2023 bear market2023 | -50.97%Apr 2023 | 1y 3mo | 2y 9mo | 4y 13dJan 2022 - Jan 2026 |
Rate-hike selloffLate 2018 | -38.06%Dec 2018 | 11mo 20d | 8mo 22d | 1y 8moJan 2018 - Sep 2019 |
2016 bear market2016 | -22.50%Mar 2016 | 1y 8mo | 4mo 7d | 2y 6dJul 2014 - Jul 2016 |
Drawdown Indicators
| BNCC | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -89.63% | -56.78% | -32.85% |
Max Drawdown (1Y)Largest decline over 1 year | -10.64% | -9.10% | -1.54% |
Max Drawdown (3Y)Largest decline over 3 years | -20.45% | -18.90% | -1.55% |
Max Drawdown (5Y)Largest decline over 5 years | -50.97% | -25.43% | -25.54% |
Max Drawdown (10Y)Largest decline over 10 years | -54.97% | -33.92% | -21.05% |
Current DrawdownCurrent decline from peak | -10.59% | -0.74% | -9.85% |
Average DrawdownAverage peak-to-trough decline | -28.58% | -10.72% | -17.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.17% | 1.97% | +2.20% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of BNCCorp Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how BNCCorp Inc is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for BNCC, comparing it with other companies in the Banks - Regional industry. Currently, BNCC has a P/E ratio of 13.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for BNCC relative to other companies in the Banks - Regional industry. Currently, BNCC has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for BNCC in comparison with other companies in the Banks - Regional industry. Currently, BNCC has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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