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IPO Date
May 11, 2021

Highlights

Market Cap
$3.30M
Enterprise Value
$1.15B
EPS (TTM)
-$11.87
Total Revenue (TTM)
$202.06M
Gross Profit (TTM)
$125.73M
EBITDA (TTM)
-$110.34M
Year Range
$0.10 - $1.54
ROA (TTM)
-11.83%
ROE (TTM)
-2,170.29%

Share Price Chart


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Often compared with BETRW:
BETRW vs. GSBETRW vs. OXLCBETRW vs. QQQ

Performance

BETRW Performance Chart

Better Home & Finance Holding Company (BETRW) is up 82.6% since the beginning of the year. At $0 per share, BETRW is trading 87.0% below its 52-week high of $2. Investors who bought $1,000 worth of BETRW shares 5 years ago would now be looking at an investment worth $122.


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S&P 500 Index

Returns By Period

Better Home & Finance Holding Company (BETRW) has returned 82.59% so far this year and 33.90% over the past 12 months.


Better Home & Finance Holding Company

1D
0.00%
1M
21.73%
YTD
82.59%
6M
-4.31%
1Y
33.90%
3Y*
115.03%
5Y*
-34.37%
10Y*

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

BETRW Monthly Returns History

Based on dividend-adjusted daily data since May 11, 2021, BETRW's average daily return is +1.63%, while the average monthly return is +14.93%. At this rate, an investment would double in approximately 0.4 years.

Historically, 45% of months were positive and 55% were negative. The best month was Jul 2023 with a return of +730.0%, while the worst month was Dec 2025 at -82.2%. The longest winning streak lasted 3 consecutive months, and the longest losing streak was 6 months.

On a daily basis, BETRW closed higher 31% of trading days. The best single day was Sep 29, 2022 with a return of +475.5%, while the worst single day was Nov 8, 2022 at -66.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202672.73%0.00%52.58%-20.56%-19.76%8.69%82.59%
2025-6.58%-46.65%61.54%-6.94%11.23%49.80%-13.22%53.85%197.50%-11.09%17.07%-82.24%-8.33%
2024-15.62%8.15%-28.08%-4.76%3.70%14.75%-7.56%-49.45%106.29%2.01%-31.62%50.00%-25.00%
202346.67%90.91%37.86%-48.19%33.33%-36.75%730.04%-4.76%-52.50%6.21%-6.84%70.21%966.67%
2022-35.07%-8.00%-11.13%37.66%-62.47%-27.41%-33.14%-14.44%-18.93%-56.40%28.71%-62.41%-98.05%
2021-18.06%33.86%-11.76%-4.00%9.72%7.59%-12.35%-48.32%-50.32%

Benchmark Metrics

Better Home & Finance Holding Company has an annualized alpha of 6422.97%, beta of -0.84, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since May 11, 2021.

  • This stock participated in 217.10% of S&P 500 Index downside but only 64.36% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of -0.84 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
6,422.97%
Beta
-0.84
0.00
Upside Capture
64.36%
Downside Capture
217.10%

Return for Risk

Risk / Return Rank

BETRW ranks 62 for risk / return — better than 62% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


BETRW Risk / Return Rank: 6262
Overall Rank
BETRW Sharpe Ratio Rank: 4747
Sharpe Ratio Rank
BETRW Sortino Ratio Rank: 8080
Sortino Ratio Rank
BETRW Omega Ratio Rank: 8080
Omega Ratio Rank
BETRW Calmar Ratio Rank: 5252
Calmar Ratio Rank
BETRW Martin Ratio Rank: 5050
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Better Home & Finance Holding Company (BETRW) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


BETRWBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.89

Sortino ratioReturn per unit of downside risk

-0.54

Omega ratioGain probability vs. loss probability

1.29

1.37

-0.08

Calmar ratioReturn relative to maximum drawdown

0.40

2.78

-2.39

Martin ratioReturn relative to average drawdown

0.63

12.44

-11.81

Dividends

Dividend History


Better Home & Finance Holding Company doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Better Home & Finance Holding Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Better Home & Finance Holding Company was 99.53%, occurring on Oct 13, 2022. The portfolio has not yet recovered.

The current Better Home & Finance Holding Company drawdown is 90.48%.


Related event

Drawdown

Fall

Recovery

Underwater

Bear market2022
-99.53%Oct 2022
11mo 22d
4y 8moOct 2021 - now
2021 bear market2021
-30.00%Aug 2021
25d2mo 6d
3mo 1dJul 2021 - Oct 2021
2021 bear market2021
-22.58%May 2021
7d1mo 1d
1mo 8dMay 2021 - Jun 2021
2021 correction2021
-10.73%Jul 2021
0s2d
2dJul 2021 - Jul 2021
2021 pullback2021
-2.82%Jul 2021
0s10d
10dJul 2021 - Jul 2021

Drawdown Indicators


BETRWBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-99.53%

-56.78%

-42.75%

Max Drawdown (1Y)

Largest decline over 1 year

-85.53%

-9.10%

-76.43%

Max Drawdown (3Y)

Largest decline over 3 years

-86.17%

-18.90%

-67.27%

Max Drawdown (5Y)

Largest decline over 5 years

-99.53%

-25.43%

-74.10%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-90.48%

-1.80%

-88.68%

Average Drawdown

Average peak-to-trough decline

-82.72%

-10.71%

-72.01%

Ulcer Index

Depth and duration of drawdowns from previous peaks

53.69%

2.03%

+51.66%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Better Home & Finance Holding Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Better Home & Finance Holding Company is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for BETRW relative to other companies in the Mortgage Finance industry. Currently, BETRW has a P/S ratio of 0.0. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for BETRW in comparison with other companies in the Mortgage Finance industry. Currently, BETRW has a P/B value of 0.4. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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