BETRW vs. GS

Last updated Apr 1, 2026

Compare and contrast key facts about Better Home & Finance Holding Company (BETRW) and The Goldman Sachs Group, Inc. (GS).

Performance

BETRW vs. GS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Better Home & Finance Holding Company (BETRW) and The Goldman Sachs Group, Inc. (GS). The values are adjusted to include any dividend payments, if applicable.

BETRW vs. GS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
BETRW Better Home & Finance Holding Company	163.55%	-8.33%	-25.00%	966.67%	-98.05%	-39.37%
GS The Goldman Sachs Group, Inc.	-3.25%	56.64%	52.03%	15.91%	-7.87%	7.73%

Fundamentals

Market Cap BETRW : $4.55M GS : $268.69B
EPS BETRW : -$10.78 GS : $54.19
PS Ratio BETRW : 0.02 GS : 2.14
PB Ratio BETRW : 0.12 GS : 2.15
Total Revenue (TTM) BETRW : $183.63M GS : $125.10B
Gross Profit (TTM) BETRW : $65.35M GS : $57.17B
EBITDA (TTM) BETRW : -$114.40M GS : $21.81B

Returns By Period

In the year-to-date period, BETRW achieves a 163.55% return, which is significantly higher than GS's -3.25% return.

BETRW

• 1D: 22.53%
• 1M: 52.58%
• YTD: 163.55%
• 6M: -51.28%
• 1Y: 200.10%
• 3Y*: 71.08%
• 5Y*: —
• 10Y*: —

GS

• 1D: 4.75%
• 1M: -1.06%
• YTD: -3.25%
• 6M: 7.32%
• 1Y: 58.07%
• 3Y*: 40.67%
• 5Y*: 23.83%
• 10Y*: 20.59%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BETRW vs. GS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BETRW

BETRW Risk / Return Rank: 82
BETRW Sharpe Ratio Rank: 70
BETRW Sortino Ratio Rank: 91
BETRW Omega Ratio Rank: 92
BETRW Calmar Ratio Rank: 80
BETRW Martin Ratio Rank: 75

GS

GS Risk / Return Rank: 87
GS Sharpe Ratio Rank: 89
GS Sortino Ratio Rank: 85
GS Omega Ratio Rank: 86
GS Calmar Ratio Rank: 86
GS Martin Ratio Rank: 89

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BETRW vs. GS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Better Home & Finance Holding Company (BETRW) and The Goldman Sachs Group, Inc. (GS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BETRW	GS	Difference
Sharpe ratio Return per unit of total volatility	0.84	1.82	-0.98
Sortino ratio Return per unit of downside risk	2.99	2.35	+0.64
Omega ratio Gain probability vs. loss probability	1.43	1.33	+0.10
Calmar ratio Return relative to maximum drawdown	2.34	3.04	-0.70
Martin ratio Return relative to average drawdown	4.74	9.70	-4.95
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BETRW vs. GS - Sharpe Ratio Comparison

The current BETRW Sharpe Ratio is 0.84, which is lower than the GS Sharpe Ratio of 1.82. The chart below compares the historical Sharpe Ratios of BETRW and GS, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BETRW	GS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.84	1.82	-0.98
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.87	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.70	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.07	0.31	-0.38

Correlation

The correlation between BETRW and GS is 0.04, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

BETRW vs. GS - Dividend Comparison

BETRW has not paid dividends to shareholders, while GS's dividend yield for the trailing twelve months is around 1.83%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BETRW Better Home & Finance Holding Company	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
GS The Goldman Sachs Group, Inc.	1.83%	1.59%	2.01%	2.72%	2.62%	1.70%	1.90%	1.80%	1.89%	1.14%	1.09%	1.41%

Drawdowns

BETRW vs. GS - Drawdown Comparison

The maximum BETRW drawdown since its inception was -99.53%, which is greater than GS's maximum drawdown of -78.84%. Use the drawdown chart below to compare losses from any high point for BETRW and GS.

Drawdown Indicators

	BETRW	GS	Difference
Max Drawdown Largest peak-to-trough decline	-99.53%	-78.84%	-20.69%
Max Drawdown (1Y) Largest decline over 1 year	-85.53%	-19.42%	-66.11%
Max Drawdown (5Y) Largest decline over 5 years	—	-32.84%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-48.75%	—
Current Drawdown Current decline from peak	-86.26%	-12.85%	-73.41%
Average Drawdown Average peak-to-trough decline	-82.36%	-22.75%	-59.61%
Ulcer Index Depth and duration of drawdowns from previous peaks	42.20%	6.08%	+36.12%

Volatility

BETRW vs. GS - Volatility Comparison

Better Home & Finance Holding Company (BETRW) has a higher volatility of 69.06% compared to The Goldman Sachs Group, Inc. (GS) at 9.44%. This indicates that BETRW's price experiences larger fluctuations and is considered to be riskier than GS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BETRW	GS	Difference
Volatility (1M) Calculated over the trailing 1-month period	69.06%	9.44%	+59.62%
Volatility (6M) Calculated over the trailing 6-month period	159.67%	21.70%	+137.97%
Volatility (1Y) Calculated over the trailing 1-year period	240.84%	32.11%	+208.73%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	389.70%	27.68%	+362.02%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	389.70%	29.71%	+359.99%

Financials

BETRW vs. GS - Profitability Comparison

The chart below illustrates the profitability comparison between Better Home & Finance Holding Company and The Goldman Sachs Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

BETRW - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Better Home & Finance Holding Company reported a gross profit of 42.60M and revenue of 53.27M. Therefore, the gross margin over that period was 80.0%.

GS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Goldman Sachs Group, Inc. reported a gross profit of 13.35B and revenue of 30.13B. Therefore, the gross margin over that period was 44.3%.

BETRW - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Better Home & Finance Holding Company reported an operating income of -26.18M and revenue of 53.27M, resulting in an operating margin of -49.1%.

GS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Goldman Sachs Group, Inc. reported an operating income of 3.63B and revenue of 30.13B, resulting in an operating margin of 12.1%.

BETRW - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Better Home & Finance Holding Company reported a net income of -39.92M and revenue of 53.27M, resulting in a net margin of -74.9%.

GS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Goldman Sachs Group, Inc. reported a net income of 4.62B and revenue of 30.13B, resulting in a net margin of 15.3%.