BETRW vs. OXLC

Last updated Apr 1, 2026

Compare and contrast key facts about Better Home & Finance Holding Company (BETRW) and Oxford Lane Capital Corp. (OXLC).

Performance

BETRW vs. OXLC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Better Home & Finance Holding Company (BETRW) and Oxford Lane Capital Corp. (OXLC). The values are adjusted to include any dividend payments, if applicable.

BETRW vs. OXLC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
BETRW Better Home & Finance Holding Company	163.55%	-8.33%	-25.00%	966.67%	-98.05%	-39.37%
OXLC Oxford Lane Capital Corp.	-25.18%	-24.38%	24.58%	16.52%	-24.15%	17.33%

Fundamentals

Market Cap BETRW : $4.55M OXLC : $851.11M
EPS BETRW : -$10.78 OXLC : $2.17
PS Ratio BETRW : 0.02 OXLC : 1.05
PB Ratio BETRW : 0.12 OXLC : 0.46
Total Revenue (TTM) BETRW : $183.63M OXLC : $810.81M
Gross Profit (TTM) BETRW : $65.35M OXLC : $0.00
EBITDA (TTM) BETRW : -$114.40M OXLC : $271.23M

Returns By Period

In the year-to-date period, BETRW achieves a 163.55% return, which is significantly higher than OXLC's -25.18% return.

BETRW

• 1D: 22.53%
• 1M: 52.58%
• YTD: 163.55%
• 6M: -51.28%
• 1Y: 200.10%
• 3Y*: 71.08%
• 5Y*: —
• 10Y*: —

OXLC

• 1D: 3.93%
• 1M: 22.30%
• YTD: -25.18%
• 6M: -29.75%
• 1Y: -42.43%
• 3Y*: -8.55%
• 5Y*: -3.66%
• 10Y*: 4.54%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BETRW vs. OXLC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BETRW

BETRW Risk / Return Rank: 82
BETRW Sharpe Ratio Rank: 70
BETRW Sortino Ratio Rank: 91
BETRW Omega Ratio Rank: 92
BETRW Calmar Ratio Rank: 80
BETRW Martin Ratio Rank: 75

OXLC

OXLC Risk / Return Rank: 8
OXLC Sharpe Ratio Rank: 2
OXLC Sortino Ratio Rank: 5
OXLC Omega Ratio Rank: 5
OXLC Calmar Ratio Rank: 17
OXLC Martin Ratio Rank: 13

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BETRW vs. OXLC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Better Home & Finance Holding Company (BETRW) and Oxford Lane Capital Corp. (OXLC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BETRW	OXLC	Difference
Sharpe ratio Return per unit of total volatility	0.84	-1.15	+1.99
Sortino ratio Return per unit of downside risk	2.99	-1.60	+4.58
Omega ratio Gain probability vs. loss probability	1.43	0.78	+0.65
Calmar ratio Return relative to maximum drawdown	2.34	-0.73	+3.07
Martin ratio Return relative to average drawdown	4.74	-1.42	+6.16
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BETRW vs. OXLC - Sharpe Ratio Comparison

The current BETRW Sharpe Ratio is 0.84, which is higher than the OXLC Sharpe Ratio of -1.15. The chart below compares the historical Sharpe Ratios of BETRW and OXLC, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BETRW	OXLC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.84	-1.15	+1.99
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.14	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.11	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.07	0.07	-0.14

Correlation

The correlation between BETRW and OXLC is -0.01. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.

Dividends

BETRW vs. OXLC - Dividend Comparison

BETRW has not paid dividends to shareholders, while OXLC's dividend yield for the trailing twelve months is around 52.15%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BETRW Better Home & Finance Holding Company	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
OXLC Oxford Lane Capital Corp.	52.15%	35.86%	20.12%	18.83%	17.75%	10.51%	22.46%	19.85%	16.70%	17.91%	22.84%	24.10%

Drawdowns

BETRW vs. OXLC - Drawdown Comparison

The maximum BETRW drawdown since its inception was -99.53%, which is greater than OXLC's maximum drawdown of -74.58%. Use the drawdown chart below to compare losses from any high point for BETRW and OXLC.

Drawdown Indicators

	BETRW	OXLC	Difference
Max Drawdown Largest peak-to-trough decline	-99.53%	-74.58%	-24.95%
Max Drawdown (1Y) Largest decline over 1 year	-85.53%	-57.17%	-28.36%
Max Drawdown (5Y) Largest decline over 5 years	—	-57.17%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-74.58%	—
Current Drawdown Current decline from peak	-86.26%	-46.41%	-39.85%
Average Drawdown Average peak-to-trough decline	-82.36%	-13.62%	-68.74%
Ulcer Index Depth and duration of drawdowns from previous peaks	42.20%	29.32%	+12.88%

Volatility

BETRW vs. OXLC - Volatility Comparison

Better Home & Finance Holding Company (BETRW) has a higher volatility of 69.06% compared to Oxford Lane Capital Corp. (OXLC) at 11.99%. This indicates that BETRW's price experiences larger fluctuations and is considered to be riskier than OXLC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BETRW	OXLC	Difference
Volatility (1M) Calculated over the trailing 1-month period	69.06%	11.99%	+57.07%
Volatility (6M) Calculated over the trailing 6-month period	159.67%	29.26%	+130.41%
Volatility (1Y) Calculated over the trailing 1-year period	240.84%	37.01%	+203.83%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	389.70%	26.32%	+363.38%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	389.70%	42.63%	+347.07%

Financials

BETRW vs. OXLC - Profitability Comparison

The chart below illustrates the profitability comparison between Better Home & Finance Holding Company and Oxford Lane Capital Corp. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

BETRW - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Better Home & Finance Holding Company reported a gross profit of 42.60M and revenue of 53.27M. Therefore, the gross margin over that period was 80.0%.

OXLC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Oxford Lane Capital Corp. reported a gross profit of 0.00 and revenue of 225.51M. Therefore, the gross margin over that period was 0.0%.

BETRW - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Better Home & Finance Holding Company reported an operating income of -26.18M and revenue of 53.27M, resulting in an operating margin of -49.1%.

OXLC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Oxford Lane Capital Corp. reported an operating income of 48.02M and revenue of 225.51M, resulting in an operating margin of 21.3%.

BETRW - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Better Home & Finance Holding Company reported a net income of -39.92M and revenue of 53.27M, resulting in a net margin of -74.9%.

OXLC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Oxford Lane Capital Corp. reported a net income of 20.89M and revenue of 225.51M, resulting in a net margin of 9.3%.