Southern California Bancorp Common Stock (BCAL)

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Southern California Bancorp Common Stock (BCAL) is up 3.5% since the beginning of the year. At $19 per share, BCAL is trading 6.2% below its 52-week high of $20. Investors who bought $1,000 worth of BCAL shares 5 years ago would now be looking at an investment worth $1,429.

Southern California Bancorp Common Stock (BCAL) has returned 3.48% so far this year and 32.03% over the past 12 months. Over the last ten years, BCAL has returned 8.94% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.

Based on dividend-adjusted daily data since Dec 22, 2015, BCAL's average daily return is +0.05%, while the average monthly return is +0.97%. At this rate, an investment would double in approximately 6.0 years.

Historically, 43% of months were positive and 57% were negative. The best month was Nov 2020 with a return of +45.5%, while the worst month was Mar 2020 at -26.7%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 7 months.

On a daily basis, BCAL closed higher 24% of trading days. The best single day was Nov 18, 2016 with a return of +27.8%, while the worst single day was May 26, 2017 at -18.3%.

Southern California Bancorp Common Stock has an annualized alpha of 9.29%, beta of 0.21, and R2 of 0.02 versus S&P 500 Index. Calculated based on daily prices since December 23, 2015.

• This stock participated in 55.88% of S&P 500 Index downside but only 53.82% of its upside - more exposed to losses than it benefited from rallies.
• Beta of 0.21 may look defensive, but with R2 of 0.02 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.02 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

BCAL ranks 77 for risk / return — better than 77% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

The table below present risk-adjusted performance metrics for Southern California Bancorp Common Stock (BCAL) and compare them to S&P 500 Index.

Southern California Bancorp Common Stock provided a 1.04% dividend yield over the last twelve months, with an annual payout of $0.20 per share.

The table displays the monthly dividend distributions for Southern California Bancorp Common Stock. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Southern California Bancorp Common Stock. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Southern California Bancorp Common Stock was 52.35%, occurring on Apr 15, 2020. Recovery took 927 trading sessions.

The current Southern California Bancorp Common Stock drawdown is 3.52%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Southern California Bancorp Common Stock over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Southern California Bancorp Common Stock is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.