Growth/Div/Bnd 30/30/40
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FBND Fidelity Total Bond ETF | Total Bond Market, Actively Managed | 40% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 30% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 30% |
Performance
Performance Chart
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The earliest data available for this chart is Oct 9, 2014, corresponding to the inception date of FBND
Returns By Period
As of May 23, 2025, the Growth/Div/Bnd 30/30/40 returned -0.53% Year-To-Date and 7.98% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -0.67% | 10.48% | -1.79% | 10.08% | 14.60% | 10.64% |
| Growth/Div/Bnd 30/30/40 | -0.53% | 3.92% | -2.40% | 6.13% | 8.94% | 7.98% |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | -4.12% | 2.04% | -8.77% | 2.11% | 12.83% | 10.39% |
VOO Vanguard S&P 500 ETF | -0.17% | 10.68% | -1.11% | 11.53% | 16.33% | 12.60% |
FBND Fidelity Total Bond ETF | 1.60% | 0.37% | 1.31% | 4.60% | 0.29% | 2.16% |
Monthly Returns
The table below presents the monthly returns of Growth/Div/Bnd 30/30/40, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.65% | 1.28% | -2.05% | -2.44% | 1.11% | -0.53% | |||||||
| 2024 | 0.42% | 1.70% | 2.77% | -3.50% | 2.86% | 1.47% | 3.17% | 2.00% | 1.44% | -1.16% | 3.66% | -3.42% | 11.67% |
| 2023 | 4.10% | -2.92% | 1.74% | 0.50% | -1.51% | 3.65% | 2.25% | -1.17% | -3.71% | -2.42% | 6.43% | 4.87% | 11.79% |
| 2022 | -3.19% | -1.94% | 0.97% | -5.28% | 1.24% | -5.80% | 5.16% | -3.11% | -6.66% | 5.43% | 5.30% | -3.08% | -11.41% |
| 2021 | -0.85% | 2.10% | 3.83% | 2.59% | 1.31% | 0.79% | 1.34% | 1.50% | -2.88% | 3.42% | -0.81% | 3.64% | 16.94% |
| 2020 | 0.15% | -4.75% | -7.91% | 8.53% | 3.22% | 0.64% | 4.37% | 3.57% | -2.06% | -0.84% | 7.92% | 2.27% | 14.76% |
| 2019 | 4.87% | 2.32% | 1.74% | 2.29% | -3.70% | 4.73% | 1.05% | -0.02% | 1.53% | 1.24% | 1.94% | 1.74% | 21.31% |
| 2018 | 2.67% | -3.21% | -1.37% | -0.45% | 1.49% | 0.51% | 2.49% | 1.86% | 0.40% | -4.17% | 1.62% | -4.48% | -2.94% |
| 2017 | 0.40% | 2.48% | 0.08% | 0.72% | 1.20% | 0.08% | 1.24% | 0.47% | 1.34% | 1.88% | 2.17% | 1.16% | 13.99% |
| 2016 | -1.95% | 0.20% | 4.67% | 0.88% | 0.91% | 1.69% | 2.57% | 0.07% | 0.22% | -1.24% | 1.16% | 1.76% | 11.31% |
| 2015 | -1.00% | 3.00% | -0.95% | 0.56% | 0.57% | -2.11% | 0.85% | -3.64% | -1.54% | 5.67% | 0.16% | -1.14% | 0.10% |
| 2014 | 2.60% | 2.00% | -0.52% | 4.11% |
Expense Ratio
Growth/Div/Bnd 30/30/40 has an expense ratio of 0.17%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Growth/Div/Bnd 30/30/40 is 37, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 0.13 | 0.24 | 1.03 | 0.09 | 0.29 |
VOO Vanguard S&P 500 ETF | 0.60 | 0.96 | 1.14 | 0.62 | 2.35 |
FBND Fidelity Total Bond ETF | 0.86 | 1.28 | 1.15 | 0.52 | 2.49 |
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Dividends
Dividend yield
Growth/Div/Bnd 30/30/40 provided a 3.47% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 3.47% | 3.36% | 3.19% | 2.75% | 1.95% | 3.11% | 2.62% | 2.71% | 2.35% | 2.61% | 2.83% | 1.61% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 4.01% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
VOO Vanguard S&P 500 ETF | 1.30% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
FBND Fidelity Total Bond ETF | 4.69% | 4.73% | 4.26% | 3.07% | 1.86% | 4.25% | 2.90% | 2.93% | 2.56% | 2.84% | 3.26% | 0.66% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Growth/Div/Bnd 30/30/40. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Growth/Div/Bnd 30/30/40 was 22.80%, occurring on Mar 23, 2020. Recovery took 53 trading sessions.
The current Growth/Div/Bnd 30/30/40 drawdown is 3.93%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -22.8% | Feb 20, 2020 | 23 | Mar 23, 2020 | 53 | Jun 8, 2020 | 76 |
| -17.81% | Jan 5, 2022 | 186 | Sep 30, 2022 | 332 | Jan 29, 2024 | 518 |
| -10.99% | Sep 24, 2018 | 64 | Dec 24, 2018 | 55 | Mar 15, 2019 | 119 |
| -10.23% | Dec 2, 2024 | 87 | Apr 8, 2025 | — | — | — |
| -8.39% | May 18, 2015 | 70 | Aug 25, 2015 | 148 | Mar 29, 2016 | 218 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 2.94, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | FBND | SCHD | VOO | Portfolio | |
|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.09 | 0.83 | 1.00 | 0.93 |
| FBND | 0.09 | 1.00 | 0.06 | 0.09 | 0.27 |
| SCHD | 0.83 | 0.06 | 1.00 | 0.83 | 0.92 |
| VOO | 1.00 | 0.09 | 0.83 | 1.00 | 0.94 |
| Portfolio | 0.93 | 0.27 | 0.92 | 0.94 | 1.00 |