personal
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in personal, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Jan 11, 2024, corresponding to the inception date of FBTC
Returns By Period
Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
---|---|---|---|---|---|---|
^GSPC S&P 500 | 17.76% | 2.89% | 10.80% | 27.49% | 14.28% | 10.89% |
personal | N/A | 2.48% | 9.68% | N/A | N/A | N/A |
Portfolio components: | ||||||
VUG Vanguard Growth ETF | 21.13% | 3.84% | 11.24% | 35.14% | 18.88% | 15.11% |
SCHD Schwab US Dividend Equity ETF | 11.87% | 1.39% | 9.83% | 18.37% | 13.66% | 11.49% |
VOO Vanguard S&P 500 ETF | 18.79% | 3.01% | 11.37% | 29.39% | 16.13% | 12.93% |
VGT Vanguard Information Technology ETF | 19.14% | 2.31% | 11.91% | 35.53% | 23.46% | 20.33% |
QQQM Invesco NASDAQ 100 ETF | 16.49% | 2.67% | 8.97% | 31.56% | N/A | N/A |
VDC Vanguard Consumer Staples ETF | 15.43% | 4.58% | 11.30% | 17.09% | 9.90% | 9.24% |
IWP iShares Russell Midcap Growth ETF | 9.07% | 3.12% | 2.80% | 22.23% | 10.57% | 10.41% |
VO Vanguard Mid-Cap ETF | 10.98% | 2.84% | 8.07% | 21.09% | 11.28% | 9.52% |
VBK Vanguard Small-Cap Growth ETF | 8.74% | 0.48% | 4.13% | 18.81% | 8.14% | 8.43% |
VHT Vanguard Health Care ETF | 14.43% | 3.46% | 6.40% | 18.31% | 12.68% | 10.93% |
FBTC Fidelity Wise Origin Bitcoin Trust | N/A | -6.91% | 10.98% | N/A | N/A | N/A |
FDIG Fidelity Crypto Industry and Digital Payments ETF | 3.42% | -7.72% | -7.06% | 65.13% | N/A | N/A |
IHAK iShares Cybersecurity & Tech ETF | 7.09% | 5.71% | 1.74% | 27.22% | 15.06% | N/A |
IRBO iShares Robotics and Artificial Intelligence Multisector ETF | -8.35% | -5.20% | -7.49% | -0.60% | 6.73% | N/A |
VFIAX Vanguard 500 Index Fund Admiral Shares | 18.79% | 3.01% | 11.34% | 29.32% | 16.09% | 12.90% |
Monthly Returns
The table below presents the monthly returns of personal, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2024 | 0.76% | 5.53% | 2.95% | -4.77% | 4.50% | 3.29% | 1.66% | 16.34% |
Expense Ratio
personal has an expense ratio of 0.08%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
---|---|---|---|---|---|
VUG Vanguard Growth ETF | 2.14 | 2.81 | 1.38 | 1.94 | 10.28 |
SCHD Schwab US Dividend Equity ETF | 1.61 | 2.34 | 1.28 | 1.43 | 6.07 |
VOO Vanguard S&P 500 ETF | 2.43 | 3.29 | 1.44 | 2.60 | 11.51 |
VGT Vanguard Information Technology ETF | 1.83 | 2.41 | 1.32 | 2.42 | 8.40 |
QQQM Invesco NASDAQ 100 ETF | 1.89 | 2.53 | 1.33 | 2.37 | 9.09 |
VDC Vanguard Consumer Staples ETF | 1.70 | 2.43 | 1.29 | 1.41 | 6.16 |
IWP iShares Russell Midcap Growth ETF | 1.48 | 2.09 | 1.26 | 0.78 | 5.82 |
VO Vanguard Mid-Cap ETF | 1.63 | 2.31 | 1.28 | 0.96 | 6.34 |
VBK Vanguard Small-Cap Growth ETF | 1.01 | 1.52 | 1.18 | 0.56 | 3.53 |
VHT Vanguard Health Care ETF | 1.70 | 2.35 | 1.31 | 1.32 | 6.12 |
FBTC Fidelity Wise Origin Bitcoin Trust | — | — | — | — | — |
FDIG Fidelity Crypto Industry and Digital Payments ETF | 1.03 | 1.80 | 1.20 | 1.56 | 3.66 |
IHAK iShares Cybersecurity & Tech ETF | 1.59 | 2.13 | 1.28 | 1.15 | 4.86 |
IRBO iShares Robotics and Artificial Intelligence Multisector ETF | -0.04 | 0.08 | 1.01 | -0.02 | -0.15 |
VFIAX Vanguard 500 Index Fund Admiral Shares | 2.42 | 3.28 | 1.44 | 2.59 | 11.47 |
Dividends
Dividend yield
personal granted a 1.40% dividend yield in the last twelve months.
TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
personal | 1.40% | 1.50% | 1.59% | 1.23% | 1.43% | 1.59% | 1.76% | 1.51% | 1.73% | 1.72% | 1.53% | 1.47% |
Portfolio components: | ||||||||||||
VUG Vanguard Growth ETF | 0.50% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% | 1.21% | 1.19% |
SCHD Schwab US Dividend Equity ETF | 3.39% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
VOO Vanguard S&P 500 ETF | 1.28% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
VGT Vanguard Information Technology ETF | 0.64% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% | 1.12% | 1.05% |
QQQM Invesco NASDAQ 100 ETF | 0.66% | 0.65% | 0.83% | 0.40% | 0.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VDC Vanguard Consumer Staples ETF | 2.40% | 2.65% | 2.37% | 2.14% | 2.50% | 2.44% | 2.78% | 2.52% | 2.39% | 2.55% | 1.93% | 2.21% |
IWP iShares Russell Midcap Growth ETF | 0.49% | 0.54% | 0.77% | 0.30% | 0.38% | 0.59% | 1.02% | 0.78% | 1.46% | 0.98% | 1.03% | 0.80% |
VO Vanguard Mid-Cap ETF | 1.51% | 1.52% | 1.60% | 1.12% | 1.45% | 1.48% | 1.82% | 1.35% | 1.45% | 1.47% | 1.29% | 1.17% |
VBK Vanguard Small-Cap Growth ETF | 0.67% | 0.68% | 0.55% | 0.36% | 0.44% | 0.57% | 0.79% | 0.82% | 1.08% | 0.98% | 1.01% | 0.65% |
VHT Vanguard Health Care ETF | 1.25% | 1.36% | 1.33% | 1.14% | 1.21% | 1.89% | 1.38% | 1.31% | 1.45% | 1.22% | 1.02% | 1.12% |
FBTC Fidelity Wise Origin Bitcoin Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FDIG Fidelity Crypto Industry and Digital Payments ETF | 0.18% | 0.18% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
IHAK iShares Cybersecurity & Tech ETF | 0.10% | 0.13% | 0.25% | 0.50% | 0.40% | 0.49% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
IRBO iShares Robotics and Artificial Intelligence Multisector ETF | 0.85% | 0.88% | 0.75% | 2.41% | 0.53% | 0.69% | 0.34% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VFIAX Vanguard 500 Index Fund Admiral Shares | 1.28% | 1.45% | 1.68% | 1.24% | 1.53% | 1.87% | 2.05% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the personal. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the personal was 8.48%, occurring on Aug 5, 2024. The portfolio has not yet recovered.
The current personal drawdown is 0.51%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
---|---|---|---|---|---|---|
-8.48% | Jul 17, 2024 | 14 | Aug 5, 2024 | — | — | — |
-6.12% | Apr 1, 2024 | 15 | Apr 19, 2024 | 18 | May 15, 2024 | 33 |
-1.97% | Jan 30, 2024 | 2 | Jan 31, 2024 | 2 | Feb 2, 2024 | 4 |
-1.86% | May 22, 2024 | 6 | May 30, 2024 | 4 | Jun 5, 2024 | 10 |
-1.61% | Feb 13, 2024 | 1 | Feb 13, 2024 | 2 | Feb 15, 2024 | 3 |
Volatility
Volatility Chart
The current personal volatility is 5.93%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
VDC | FBTC | VHT | FDIG | SCHD | IHAK | VGT | VUG | IRBO | QQQM | VO | VBK | VFIAX | VOO | IWP | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
VDC | 1.00 | 0.11 | 0.52 | 0.15 | 0.62 | 0.24 | 0.10 | 0.16 | 0.26 | 0.18 | 0.50 | 0.34 | 0.36 | 0.36 | 0.36 |
FBTC | 0.11 | 1.00 | 0.20 | 0.67 | 0.27 | 0.31 | 0.27 | 0.26 | 0.35 | 0.26 | 0.37 | 0.41 | 0.28 | 0.29 | 0.34 |
VHT | 0.52 | 0.20 | 1.00 | 0.33 | 0.62 | 0.46 | 0.29 | 0.37 | 0.40 | 0.35 | 0.64 | 0.58 | 0.51 | 0.51 | 0.58 |
FDIG | 0.15 | 0.67 | 0.33 | 1.00 | 0.31 | 0.49 | 0.50 | 0.48 | 0.55 | 0.47 | 0.50 | 0.60 | 0.49 | 0.50 | 0.54 |
SCHD | 0.62 | 0.27 | 0.62 | 0.31 | 1.00 | 0.47 | 0.32 | 0.31 | 0.48 | 0.36 | 0.80 | 0.67 | 0.55 | 0.55 | 0.64 |
IHAK | 0.24 | 0.31 | 0.46 | 0.49 | 0.47 | 1.00 | 0.64 | 0.64 | 0.75 | 0.64 | 0.72 | 0.81 | 0.68 | 0.68 | 0.84 |
VGT | 0.10 | 0.27 | 0.29 | 0.50 | 0.32 | 0.64 | 1.00 | 0.95 | 0.74 | 0.97 | 0.61 | 0.68 | 0.90 | 0.90 | 0.75 |
VUG | 0.16 | 0.26 | 0.37 | 0.48 | 0.31 | 0.64 | 0.95 | 1.00 | 0.73 | 0.97 | 0.61 | 0.67 | 0.93 | 0.94 | 0.76 |
IRBO | 0.26 | 0.35 | 0.40 | 0.55 | 0.48 | 0.75 | 0.74 | 0.73 | 1.00 | 0.75 | 0.72 | 0.79 | 0.76 | 0.77 | 0.76 |
QQQM | 0.18 | 0.26 | 0.35 | 0.47 | 0.36 | 0.64 | 0.97 | 0.97 | 0.75 | 1.00 | 0.64 | 0.68 | 0.94 | 0.94 | 0.76 |
VO | 0.50 | 0.37 | 0.64 | 0.50 | 0.80 | 0.72 | 0.61 | 0.61 | 0.72 | 0.64 | 1.00 | 0.91 | 0.79 | 0.79 | 0.91 |
VBK | 0.34 | 0.41 | 0.58 | 0.60 | 0.67 | 0.81 | 0.68 | 0.67 | 0.79 | 0.68 | 0.91 | 1.00 | 0.77 | 0.78 | 0.93 |
VFIAX | 0.36 | 0.28 | 0.51 | 0.49 | 0.55 | 0.68 | 0.90 | 0.93 | 0.76 | 0.94 | 0.79 | 0.77 | 1.00 | 1.00 | 0.85 |
VOO | 0.36 | 0.29 | 0.51 | 0.50 | 0.55 | 0.68 | 0.90 | 0.94 | 0.77 | 0.94 | 0.79 | 0.78 | 1.00 | 1.00 | 0.85 |
IWP | 0.36 | 0.34 | 0.58 | 0.54 | 0.64 | 0.84 | 0.75 | 0.76 | 0.76 | 0.76 | 0.91 | 0.93 | 0.85 | 0.85 | 1.00 |