Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FTEC Fidelity MSCI Information Technology Index ETF | Technology Equities | 3% |
FXAIX Fidelity 500 Index Fund | S&P 500 | 68% |
SCHD Schwab U.S. Dividend Equity ETF | Dividend | 6% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 4% |
VFIAX Vanguard 500 Index Fund Admiral Shares | Large Cap Blend Equities | 19% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in FXAIX-VFIAX-SCHD-SCHG-FTEC, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
Loading graphics...
The earliest data available for this chart is Oct 24, 2013, corresponding to the inception date of FTEC
Returns By Period
As of Apr 2, 2026, the FXAIX-VFIAX-SCHD-SCHG-FTEC returned -3.10% Year-To-Date and 14.45% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -3.43% | -3.84% | -1.98% | 16.08% | 16.86% | 10.37% | 12.29% |
Portfolio FXAIX-VFIAX-SCHD-SCHG-FTEC | 0.01% | -3.44% | -3.10% | -1.09% | 17.52% | 18.40% | 11.93% | 14.45% |
| Portfolio components: | ||||||||
FXAIX Fidelity 500 Index Fund | 0.72% | -3.44% | -3.65% | -1.50% | 17.37% | 18.58% | 11.95% | 14.16% |
VFIAX Vanguard 500 Index Fund Admiral Shares | 2.92% | -5.03% | -4.35% | -2.16% | 17.30% | 18.27% | 11.75% | 14.04% |
SCHD Schwab U.S. Dividend Equity ETF | 0.16% | -2.44% | 12.35% | 13.88% | 13.89% | 11.70% | 8.35% | 12.30% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.03% | -3.86% | -9.70% | -8.38% | 16.03% | 22.25% | 12.77% | 17.00% |
FTEC Fidelity MSCI Information Technology Index ETF | 1.28% | -3.61% | -6.12% | -5.70% | 30.17% | 23.47% | 15.05% | 21.28% |
Monthly Returns
Based on dividend-adjusted daily data since Oct 25, 2013, FXAIX-VFIAX-SCHD-SCHG-FTEC's average daily return is +0.06%, while the average monthly return is +1.13%. At this rate, your investment would double in approximately 5.1 years.
Historically, 70% of months were positive and 30% were negative. The best month was Apr 2020 with a return of +12.9%, while the worst month was Mar 2020 at -12.2%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 3 months.
On a daily basis, FXAIX-VFIAX-SCHD-SCHG-FTEC closed higher 55% of trading days. The best single day was Apr 9, 2025 with a return of +9.5%, while the worst single day was Mar 16, 2020 at -11.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.68% | -0.48% | -4.76% | 0.54% | -3.10% | ||||||||
| 2025 | 2.59% | -1.24% | -5.56% | -0.97% | 6.22% | 5.11% | 2.22% | 2.14% | 3.50% | 2.29% | 0.16% | 0.07% | 17.23% |
| 2024 | 1.64% | 5.18% | 3.20% | -4.15% | 4.91% | 3.66% | 1.35% | 2.35% | 2.08% | -0.82% | 5.88% | -2.45% | 24.74% |
| 2023 | 6.28% | -2.35% | 3.78% | 1.35% | 0.65% | 6.52% | 3.27% | -1.57% | -4.80% | -2.15% | 9.17% | 4.65% | 26.59% |
| 2022 | -5.26% | -3.00% | 3.69% | -8.72% | 0.25% | -8.26% | 9.18% | -4.09% | -9.22% | 8.11% | 5.59% | -5.78% | -18.23% |
| 2021 | -0.99% | 2.83% | 4.45% | 5.24% | 0.69% | 2.45% | 2.34% | 3.03% | -4.66% | 6.96% | -0.61% | 4.45% | 28.87% |
Benchmark Metrics
FXAIX-VFIAX-SCHD-SCHG-FTEC has an annualized alpha of 1.96%, beta of 1.00, and R² of 1.00 versus S&P 500 Index. Calculated based on daily prices since October 25, 2013.
- This portfolio captured 106.22% of S&P 500 Index gains but only 96.44% of its losses — a favorable profile for investors.
- With beta of 1.00 and R² of 1.00, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 1.96%
- Beta
- 1.00
- R²
- 1.00
- Upside Capture
- 106.22%
- Downside Capture
- 96.44%
Expense Ratio
FXAIX-VFIAX-SCHD-SCHG-FTEC has an expense ratio of 0.03%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
FXAIX-VFIAX-SCHD-SCHG-FTEC ranks 30 for risk / return — below 30% of portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.96 | 0.88 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.48 | 1.37 | +0.11 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.21 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.49 | 1.39 | +0.10 |
Martin ratioReturn relative to average drawdown | 7.21 | 6.43 | +0.78 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
FXAIX Fidelity 500 Index Fund | 50 | 1.00 | 1.52 | 1.23 | 1.53 | 7.30 |
VFIAX Vanguard 500 Index Fund Admiral Shares | 59 | 0.97 | 1.49 | 1.23 | 1.52 | 7.29 |
SCHD Schwab U.S. Dividend Equity ETF | 40 | 0.89 | 1.34 | 1.19 | 1.09 | 3.69 |
SCHG Schwab U.S. Large-Cap Growth ETF | 35 | 0.72 | 1.19 | 1.17 | 1.04 | 3.47 |
FTEC Fidelity MSCI Information Technology Index ETF | 63 | 1.10 | 1.69 | 1.24 | 1.92 | 5.93 |
Loading graphics...
Dividends
Dividend yield
FXAIX-VFIAX-SCHD-SCHG-FTEC provided a 1.25% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.25% | 1.23% | 1.33% | 1.51% | 1.73% | 1.27% | 1.61% | 2.00% | 2.51% | 1.91% | 2.35% | 2.59% |
| Portfolio components: | ||||||||||||
FXAIX Fidelity 500 Index Fund | 1.16% | 1.11% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 2.06% | 2.72% | 1.97% | 2.52% | 2.83% |
VFIAX Vanguard 500 Index Fund Admiral Shares | 1.18% | 1.12% | 1.24% | 1.45% | 1.68% | 1.24% | 1.53% | 1.87% | 2.05% | 1.78% | 2.02% | 2.10% |
SCHD Schwab U.S. Dividend Equity ETF | 3.45% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
FTEC Fidelity MSCI Information Technology Index ETF | 0.45% | 0.43% | 0.49% | 0.77% | 0.93% | 0.63% | 0.83% | 1.03% | 1.20% | 0.96% | 1.25% | 1.27% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading graphics...
Worst Drawdowns
The table below displays the maximum drawdowns of the FXAIX-VFIAX-SCHD-SCHG-FTEC. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FXAIX-VFIAX-SCHD-SCHG-FTEC was 33.62%, occurring on Mar 23, 2020. Recovery took 95 trading sessions.
The current FXAIX-VFIAX-SCHD-SCHG-FTEC drawdown is 5.75%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -33.62% | Feb 20, 2020 | 23 | Mar 23, 2020 | 95 | Aug 6, 2020 | 118 |
| -24.61% | Jan 4, 2022 | 195 | Oct 12, 2022 | 293 | Dec 12, 2023 | 488 |
| -19.42% | Sep 21, 2018 | 65 | Dec 24, 2018 | 71 | Apr 8, 2019 | 136 |
| -18.82% | Feb 20, 2025 | 34 | Apr 8, 2025 | 54 | Jun 26, 2025 | 88 |
| -12.75% | Jul 21, 2015 | 143 | Feb 11, 2016 | 45 | Apr 18, 2016 | 188 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading graphics...
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 1.98, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | SCHD | FTEC | SCHG | FXAIX | VFIAX | Portfolio | |
|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.81 | 0.89 | 0.94 | 1.00 | 1.00 | 1.00 |
| SCHD | 0.81 | 1.00 | 0.61 | 0.63 | 0.81 | 0.81 | 0.81 |
| FTEC | 0.89 | 0.61 | 1.00 | 0.95 | 0.89 | 0.89 | 0.90 |
| SCHG | 0.94 | 0.63 | 0.95 | 1.00 | 0.94 | 0.94 | 0.94 |
| FXAIX | 1.00 | 0.81 | 0.89 | 0.94 | 1.00 | 1.00 | 1.00 |
| VFIAX | 1.00 | 0.81 | 0.89 | 0.94 | 1.00 | 1.00 | 1.00 |
| Portfolio | 1.00 | 0.81 | 0.90 | 0.94 | 1.00 | 1.00 | 1.00 |