TERM 2060
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
ABBV AbbVie Inc. | Healthcare | 6.67% |
AJG Arthur J. Gallagher & Co. | Financial Services | 6.67% |
BRK-B Berkshire Hathaway Inc. | Financial Services | 6.67% |
CASY Casey's General Stores, Inc. | Consumer Defensive | 6.67% |
CB Chubb Limited | Financial Services | 6.67% |
COST Costco Wholesale Corporation | Consumer Defensive | 6.67% |
FAST Fastenal Company | Industrials | 6.67% |
MSFT Microsoft Corporation | Technology | 6.67% |
ORLY O'Reilly Automotive, Inc. | Consumer Cyclical | 6.67% |
PGR The Progressive Corporation | Financial Services | 6.67% |
RSG Republic Services, Inc. | Industrials | 6.67% |
V Visa Inc. | Financial Services | 6.67% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 6.67% |
VUG Vanguard Growth ETF | Large Cap Growth Equities | 6.67% |
WMT Walmart Inc. | Consumer Defensive | 6.67% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in TERM 2060, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jan 2, 2013, corresponding to the inception date of ABBV
Returns By Period
As of Apr 13, 2025, the TERM 2060 returned 7.28% Year-To-Date and 20.02% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -8.09% | -4.13% | -7.75% | 5.52% | 14.25% | 10.05% |
| TERM 2060 | 8.59% | 2.55% | 9.06% | 27.54% | 25.03% | 20.35% |
| Portfolio components: | ||||||
RSG Republic Services, Inc. | 22.70% | 6.09% | 19.97% | 32.18% | 27.99% | 22.34% |
VOO Vanguard S&P 500 ETF | -7.72% | -3.92% | -7.13% | 6.93% | 15.99% | 12.02% |
VUG Vanguard Growth ETF | -11.55% | -4.04% | -7.30% | 6.76% | 16.93% | 13.96% |
COST Costco Wholesale Corporation | 7.00% | 8.34% | 10.33% | 34.65% | 28.04% | 23.30% |
AJG Arthur J. Gallagher & Co. | 21.04% | 5.44% | 18.83% | 47.40% | 34.27% | 24.22% |
MSFT Microsoft Corporation | -7.81% | -0.19% | -7.10% | -7.38% | 18.76% | 26.93% |
PGR The Progressive Corporation | 18.61% | -1.77% | 12.83% | 39.51% | 31.28% | 29.60% |
ORLY O'Reilly Automotive, Inc. | 19.26% | 6.54% | 17.60% | 31.37% | 32.01% | 20.84% |
ABBV AbbVie Inc. | 1.74% | -15.43% | -6.85% | 13.33% | 21.69% | 15.80% |
V Visa Inc. | 6.23% | 1.02% | 19.85% | 22.37% | 15.96% | 18.79% |
BRK-B Berkshire Hathaway Inc. | 16.82% | 2.90% | 15.12% | 31.31% | 23.00% | 14.21% |
CASY Casey's General Stores, Inc. | 16.43% | 16.47% | 18.20% | 49.37% | 27.12% | 19.08% |
WMT Walmart Inc. | 5.14% | 11.29% | 18.57% | 59.30% | 18.94% | 16.12% |
FAST Fastenal Company | 13.71% | 8.03% | 7.18% | 18.01% | 21.88% | 18.11% |
CB Chubb Limited | 4.69% | -1.91% | 0.52% | 18.85% | 21.98% | 12.30% |
Monthly Returns
The table below presents the monthly returns of TERM 2060, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 4.70% | 5.23% | -1.05% | -0.40% | 8.59% | ||||||||
| 2024 | 5.32% | 6.28% | 3.11% | -4.51% | 3.91% | 3.15% | 3.44% | 4.38% | 0.84% | 0.55% | 6.83% | -5.07% | 31.14% |
| 2023 | 3.49% | -1.38% | 3.50% | 3.17% | -1.69% | 6.09% | 1.68% | 0.14% | -0.71% | 2.18% | 5.81% | 1.68% | 26.35% |
| 2022 | -3.79% | -1.18% | 7.64% | -5.65% | -1.35% | -4.82% | 6.72% | -1.60% | -5.99% | 9.37% | 5.85% | -5.29% | -1.88% |
| 2021 | -3.77% | 2.59% | 5.24% | 6.92% | 0.33% | 0.12% | 3.67% | 3.00% | -4.36% | 7.67% | -0.94% | 6.88% | 29.91% |
| 2020 | 1.64% | -5.25% | -10.09% | 9.27% | 7.26% | 1.41% | 6.41% | 5.73% | -2.75% | -2.46% | 10.18% | 2.48% | 24.02% |
| 2019 | 3.92% | 4.54% | 2.23% | 4.84% | -3.22% | 5.92% | 0.96% | 0.74% | 1.60% | 2.45% | 2.87% | 1.00% | 31.28% |
| 2018 | 6.82% | -2.92% | -2.42% | -0.33% | 1.55% | -0.22% | 6.28% | 4.90% | 1.93% | -5.13% | 4.72% | -6.14% | 8.30% |
| 2017 | 1.35% | 4.29% | 0.41% | 0.13% | 2.46% | -0.96% | 1.68% | 0.54% | 4.10% | 3.31% | 5.95% | 0.87% | 26.70% |
| 2016 | -2.13% | 0.57% | 6.64% | -1.45% | 2.92% | 1.28% | 2.66% | -0.07% | -1.21% | -2.31% | 4.56% | 2.37% | 14.26% |
| 2015 | -3.73% | 3.72% | -0.80% | 1.02% | 0.65% | -1.13% | 5.41% | -5.09% | -1.25% | 7.47% | 0.70% | 0.14% | 6.61% |
| 2014 | -4.11% | 4.55% | 1.00% | 0.75% | 1.52% | 1.20% | -2.42% | 4.84% | 0.12% | 5.37% | 4.83% | 0.76% | 19.46% |
Expense Ratio
TERM 2060 has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 96, TERM 2060 is among the top 4% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
RSG Republic Services, Inc. | 1.82 | 2.37 | 1.35 | 3.76 | 10.32 |
VOO Vanguard S&P 500 ETF | 0.37 | 0.65 | 1.09 | 0.37 | 1.73 |
VUG Vanguard Growth ETF | 0.28 | 0.56 | 1.08 | 0.30 | 1.16 |
COST Costco Wholesale Corporation | 1.61 | 2.17 | 1.29 | 2.00 | 6.29 |
AJG Arthur J. Gallagher & Co. | 2.30 | 2.79 | 1.40 | 3.86 | 11.18 |
MSFT Microsoft Corporation | -0.30 | -0.27 | 0.97 | -0.31 | -0.74 |
PGR The Progressive Corporation | 1.64 | 2.18 | 1.31 | 3.21 | 8.46 |
ORLY O'Reilly Automotive, Inc. | 1.54 | 2.22 | 1.27 | 1.74 | 6.78 |
ABBV AbbVie Inc. | 0.50 | 0.79 | 1.12 | 0.68 | 1.72 |
V Visa Inc. | 1.04 | 1.49 | 1.22 | 1.49 | 5.39 |
BRK-B Berkshire Hathaway Inc. | 1.69 | 2.36 | 1.34 | 3.56 | 9.23 |
CASY Casey's General Stores, Inc. | 1.55 | 2.58 | 1.32 | 3.42 | 10.86 |
WMT Walmart Inc. | 2.42 | 3.29 | 1.46 | 2.70 | 9.62 |
FAST Fastenal Company | 0.72 | 1.36 | 1.16 | 0.88 | 2.51 |
CB Chubb Limited | 0.90 | 1.31 | 1.18 | 1.31 | 3.31 |
Dividends
Dividend yield
TERM 2060 provided a 1.03% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.03% | 0.94% | 1.26% | 1.18% | 1.44% | 1.63% | 1.64% | 1.67% | 1.73% | 1.81% | 2.08% | 1.93% |
| Portfolio components: | ||||||||||||
RSG Republic Services, Inc. | 0.93% | 0.82% | 1.25% | 1.48% | 1.27% | 1.72% | 1.74% | 2.00% | 1.97% | 2.17% | 2.64% | 2.68% |
VOO Vanguard S&P 500 ETF | 1.41% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
VUG Vanguard Growth ETF | 0.54% | 0.47% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% | 1.21% |
COST Costco Wholesale Corporation | 0.47% | 0.49% | 2.87% | 0.76% | 0.54% | 3.38% | 0.86% | 1.08% | 4.81% | 1.09% | 4.06% | 0.97% |
AJG Arthur J. Gallagher & Co. | 0.71% | 0.85% | 0.98% | 1.08% | 1.13% | 1.46% | 1.81% | 2.23% | 2.47% | 2.93% | 3.62% | 3.06% |
MSFT Microsoft Corporation | 0.81% | 0.73% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% | 2.48% |
PGR The Progressive Corporation | 1.76% | 0.48% | 0.25% | 0.31% | 6.23% | 2.68% | 3.89% | 1.86% | 1.21% | 2.50% | 2.16% | 5.53% |
ORLY O'Reilly Automotive, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
ABBV AbbVie Inc. | 3.56% | 3.49% | 3.82% | 3.49% | 3.84% | 4.41% | 4.83% | 3.89% | 2.65% | 3.64% | 3.41% | 2.54% |
V Visa Inc. | 0.66% | 0.68% | 0.72% | 0.76% | 0.62% | 0.56% | 0.56% | 0.67% | 0.61% | 0.75% | 0.64% | 0.64% |
BRK-B Berkshire Hathaway Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
CASY Casey's General Stores, Inc. | 0.42% | 0.47% | 0.59% | 0.65% | 0.69% | 0.72% | 0.77% | 0.86% | 1.13% | 0.77% | 0.70% | 0.84% |
WMT Walmart Inc. | 0.91% | 0.92% | 1.45% | 1.58% | 1.52% | 1.50% | 1.78% | 2.23% | 2.07% | 2.89% | 3.20% | 2.24% |
FAST Fastenal Company | 1.97% | 2.17% | 2.75% | 2.62% | 1.75% | 2.87% | 2.35% | 2.95% | 2.34% | 2.55% | 2.74% | 2.10% |
CB Chubb Limited | 1.26% | 1.30% | 1.51% | 1.49% | 1.65% | 2.01% | 1.91% | 2.24% | 1.93% | 2.07% | 2.28% | 2.79% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the TERM 2060. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TERM 2060 was 28.39%, occurring on Mar 23, 2020. Recovery took 81 trading sessions.
The current TERM 2060 drawdown is 2.63%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -28.39% | Feb 20, 2020 | 23 | Mar 23, 2020 | 81 | Jul 17, 2020 | 104 |
| -17.37% | Apr 11, 2022 | 48 | Jun 17, 2022 | 202 | Apr 10, 2023 | 250 |
| -13.51% | Sep 24, 2018 | 64 | Dec 24, 2018 | 36 | Feb 15, 2019 | 100 |
| -9.96% | Aug 18, 2015 | 6 | Aug 25, 2015 | 48 | Nov 2, 2015 | 54 |
| -9.84% | Jan 29, 2018 | 44 | Apr 2, 2018 | 87 | Aug 3, 2018 | 131 |
Volatility
Volatility Chart
The current TERM 2060 volatility is 9.95%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| ABBV | CASY | WMT | ORLY | PGR | RSG | COST | MSFT | FAST | CB | V | AJG | BRK-B | VUG | VOO | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ABBV | 1.00 | 0.20 | 0.24 | 0.26 | 0.31 | 0.29 | 0.24 | 0.28 | 0.29 | 0.32 | 0.34 | 0.34 | 0.38 | 0.37 | 0.43 |
| CASY | 0.20 | 1.00 | 0.34 | 0.37 | 0.26 | 0.32 | 0.38 | 0.27 | 0.34 | 0.31 | 0.29 | 0.32 | 0.34 | 0.37 | 0.42 |
| WMT | 0.24 | 0.34 | 1.00 | 0.36 | 0.31 | 0.34 | 0.57 | 0.30 | 0.32 | 0.31 | 0.30 | 0.33 | 0.37 | 0.36 | 0.41 |
| ORLY | 0.26 | 0.37 | 0.36 | 1.00 | 0.32 | 0.40 | 0.40 | 0.32 | 0.40 | 0.36 | 0.36 | 0.38 | 0.38 | 0.41 | 0.45 |
| PGR | 0.31 | 0.26 | 0.31 | 0.32 | 1.00 | 0.42 | 0.33 | 0.30 | 0.37 | 0.54 | 0.38 | 0.52 | 0.52 | 0.37 | 0.46 |
| RSG | 0.29 | 0.32 | 0.34 | 0.40 | 0.42 | 1.00 | 0.39 | 0.36 | 0.42 | 0.46 | 0.42 | 0.50 | 0.48 | 0.43 | 0.51 |
| COST | 0.24 | 0.38 | 0.57 | 0.40 | 0.33 | 0.39 | 1.00 | 0.45 | 0.40 | 0.31 | 0.41 | 0.38 | 0.41 | 0.55 | 0.56 |
| MSFT | 0.28 | 0.27 | 0.30 | 0.32 | 0.30 | 0.36 | 0.45 | 1.00 | 0.41 | 0.30 | 0.54 | 0.40 | 0.41 | 0.77 | 0.72 |
| FAST | 0.29 | 0.34 | 0.32 | 0.40 | 0.37 | 0.42 | 0.40 | 0.41 | 1.00 | 0.36 | 0.41 | 0.44 | 0.50 | 0.54 | 0.61 |
| CB | 0.32 | 0.31 | 0.31 | 0.36 | 0.54 | 0.46 | 0.31 | 0.30 | 0.36 | 1.00 | 0.45 | 0.58 | 0.64 | 0.38 | 0.52 |
| V | 0.34 | 0.29 | 0.30 | 0.36 | 0.38 | 0.42 | 0.41 | 0.54 | 0.41 | 0.45 | 1.00 | 0.48 | 0.54 | 0.66 | 0.68 |
| AJG | 0.34 | 0.32 | 0.33 | 0.38 | 0.52 | 0.50 | 0.38 | 0.40 | 0.44 | 0.58 | 0.48 | 1.00 | 0.55 | 0.49 | 0.57 |
| BRK-B | 0.38 | 0.34 | 0.37 | 0.38 | 0.52 | 0.48 | 0.41 | 0.41 | 0.50 | 0.64 | 0.54 | 0.55 | 1.00 | 0.55 | 0.70 |
| VUG | 0.37 | 0.37 | 0.36 | 0.41 | 0.37 | 0.43 | 0.55 | 0.77 | 0.54 | 0.38 | 0.66 | 0.49 | 0.55 | 1.00 | 0.94 |
| VOO | 0.43 | 0.42 | 0.41 | 0.45 | 0.46 | 0.51 | 0.56 | 0.72 | 0.61 | 0.52 | 0.68 | 0.57 | 0.70 | 0.94 | 1.00 |