TERM 2060

Performance

Risk-Adjusted Performance

Dividends

Drawdowns

Volatility

Diversification

TERM 2060

Currency in USD · Last updated May 7, 2025

Asset Allocation

Position	Category/Sector	Target Weight
ABBV AbbVie Inc.	Healthcare	6.67%
AJG Arthur J. Gallagher & Co.	Financial Services	6.67%
BRK-B Berkshire Hathaway Inc.	Financial Services	6.67%
CASY Casey's General Stores, Inc.	Consumer Defensive	6.67%
CB Chubb Limited	Financial Services	6.67%
COST Costco Wholesale Corporation	Consumer Defensive	6.67%
FAST Fastenal Company	Industrials	6.67%
MSFT Microsoft Corporation	Technology	6.67%
ORLY O'Reilly Automotive, Inc.	Consumer Cyclical	6.67%
PGR The Progressive Corporation	Financial Services	6.67%
RSG Republic Services, Inc.	Industrials	6.67%
V Visa Inc.	Financial Services	6.67%
VOO Vanguard S&P 500 ETF	Large Cap Growth Equities	6.67%
VUG Vanguard Growth ETF	Large Cap Growth Equities	6.67%
WMT Walmart Inc.	Consumer Defensive	6.67%

Benchmark

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in TERM 2060, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

TERM 2060

Benchmark (^GSPC)

Portfolio components

The earliest data available for this chart is Jan 2, 2013, corresponding to the inception date of ABBV

Returns By Period

As of May 7, 2025, the TERM 2060 returned 11.02% Year-To-Date and 20.26% of annualized return in the last 10 years.

	YTD	1M	6M	1Y	5Y*	10Y*
^GSPC S&P 500	-4.67%	10.50%	-3.04%	8.23%	14.30%	10.26%
TERM 2060	11.02%	8.94%	11.70%	29.68%	25.21%	20.26%
Portfolio components:
RSG Republic Services, Inc.	25.35%	6.55%	24.75%	35.83%	27.22%	22.34%
VOO Vanguard S&P 500 ETF	-4.35%	10.32%	-2.47%	9.64%	16.03%	12.23%
VUG Vanguard Growth ETF	-6.40%	14.86%	-1.42%	12.24%	16.77%	14.48%
COST Costco Wholesale Corporation	10.55%	10.40%	13.79%	34.28%	29.32%	23.57%
AJG Arthur J. Gallagher & Co.	19.40%	5.96%	19.94%	40.36%	33.42%	24.00%
MSFT Microsoft Corporation	3.01%	20.42%	5.73%	5.58%	19.87%	26.61%
PGR The Progressive Corporation	20.78%	10.10%	16.67%	34.41%	33.31%	29.66%
ORLY O'Reilly Automotive, Inc.	16.94%	-0.23%	19.30%	36.47%	29.25%	20.22%
ABBV AbbVie Inc.	7.29%	1.03%	-5.46%	19.19%	22.32%	15.89%
V Visa Inc.	10.20%	11.04%	18.98%	28.47%	14.61%	18.35%
BRK-B Berkshire Hathaway Inc.	13.03%	3.81%	15.11%	26.53%	24.29%	13.24%
CASY Casey's General Stores, Inc.	18.18%	12.48%	17.98%	45.25%	27.10%	19.95%
WMT Walmart Inc.	9.38%	18.46%	18.36%	66.47%	21.14%	16.42%
FAST Fastenal Company	10.39%	6.05%	1.65%	20.23%	18.63%	17.07%
CB Chubb Limited	4.93%	2.96%	4.90%	16.17%	26.14%	12.47%

*Annualized

Monthly Returns

The table below presents the monthly returns of TERM 2060, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2025	4.70%	5.23%	-1.05%	1.09%	0.73%								11.02%
2024	5.32%	6.28%	3.11%	-4.51%	3.91%	3.15%	3.44%	4.38%	0.84%	0.55%	6.83%	-5.07%	31.14%
2023	3.49%	-1.38%	3.50%	3.17%	-1.69%	6.09%	1.68%	0.14%	-0.71%	2.18%	5.81%	1.68%	26.35%
2022	-3.79%	-1.18%	7.64%	-5.65%	-1.35%	-4.82%	6.72%	-1.60%	-5.99%	9.37%	5.85%	-5.29%	-1.88%
2021	-3.77%	2.59%	5.24%	6.92%	0.33%	0.12%	3.67%	3.00%	-4.36%	7.67%	-0.94%	6.88%	29.91%
2020	1.64%	-5.25%	-10.09%	9.27%	7.26%	1.41%	6.41%	5.73%	-2.75%	-2.46%	10.18%	2.48%	24.02%
2019	3.92%	4.54%	2.23%	4.84%	-3.22%	5.92%	0.96%	0.74%	1.60%	2.45%	2.87%	1.00%	31.28%
2018	6.82%	-2.92%	-2.42%	-0.33%	1.55%	-0.22%	6.28%	4.90%	1.93%	-5.13%	4.72%	-6.14%	8.30%
2017	1.35%	4.29%	0.41%	0.13%	2.46%	-0.96%	1.68%	0.54%	4.10%	3.31%	5.95%	0.87%	26.70%
2016	-2.13%	0.57%	6.64%	-1.45%	2.92%	1.28%	2.66%	-0.07%	-1.21%	-2.31%	4.56%	2.37%	14.26%
2015	-3.73%	3.72%	-0.80%	1.02%	0.65%	-1.13%	5.41%	-5.09%	-1.25%	7.47%	0.70%	0.14%	6.61%
2014	-4.11%	4.55%	1.00%	0.75%	1.52%	1.20%	-2.42%	4.84%	0.12%	5.37%	4.83%	0.76%	19.46%

Expense Ratio

TERM 2060 has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

VUG

Vanguard Growth ETF

VOO

Vanguard S&P 500 ETF

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 96, TERM 2060 is among the top 4% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Portfolio components

	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
RSG Republic Services, Inc.	2.05	2.65	1.39	4.21	12.36
VOO Vanguard S&P 500 ETF	0.63	1.00	1.15	0.65	2.54
VUG Vanguard Growth ETF	0.63	1.03	1.15	0.69	2.36
COST Costco Wholesale Corporation	1.75	2.32	1.32	2.24	6.61
AJG Arthur J. Gallagher & Co.	1.97	2.46	1.34	3.50	9.69
MSFT Microsoft Corporation	0.38	0.73	1.10	0.41	0.91
PGR The Progressive Corporation	1.56	2.08	1.29	3.13	7.81
ORLY O'Reilly Automotive, Inc.	1.85	2.61	1.32	2.09	11.94
ABBV AbbVie Inc.	0.75	1.09	1.17	0.99	2.46
V Visa Inc.	1.41	1.92	1.29	2.06	6.92
BRK-B Berkshire Hathaway Inc.	1.42	1.96	1.29	3.17	8.08
CASY Casey's General Stores, Inc.	1.51	2.51	1.31	3.35	10.59
WMT Walmart Inc.	2.70	3.56	1.50	3.05	10.27
FAST Fastenal Company	0.69	1.29	1.16	0.88	2.51
CB Chubb Limited	0.80	1.20	1.16	1.19	2.90

The current TERM 2060 Sharpe ratio is 2.13. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Compared to the broad market, where average Sharpe ratios range from 0.47 to 1.00, this portfolio's current Sharpe ratio is in the top 25%, it signifies superior risk-adjusted performance. This means that for the level of risk undertaken, the portfolio is generating impressive returns compared to most others.

Use the chart below to compare the Sharpe ratio of TERM 2060 with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

TERM 2060

Benchmark (^GSPC)

Portfolio components

Dividends

Dividend yield

TERM 2060 provided a 1.01% dividend yield over the last twelve months.

	TTM	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Portfolio	1.01%	0.94%	1.26%	1.18%	1.44%	1.63%	1.64%	1.67%	1.73%	1.81%	2.08%	1.93%
Portfolio components:
RSG Republic Services, Inc.	0.91%	0.82%	1.25%	1.48%	1.27%	1.72%	1.74%	2.00%	1.97%	2.17%	2.64%	2.68%
VOO Vanguard S&P 500 ETF	1.36%	1.24%	1.46%	1.69%	1.25%	1.54%	1.88%	2.06%	1.78%	2.02%	2.10%	1.85%
VUG Vanguard Growth ETF	0.51%	0.47%	0.58%	0.70%	0.48%	0.66%	0.95%	1.32%	1.14%	1.39%	1.30%	1.21%
COST Costco Wholesale Corporation	0.47%	0.49%	2.87%	0.76%	0.54%	3.38%	0.86%	1.08%	4.81%	1.09%	4.06%	0.97%
AJG Arthur J. Gallagher & Co.	0.72%	0.85%	0.98%	1.08%	1.13%	1.46%	1.81%	2.23%	2.47%	2.93%	3.62%	3.06%
MSFT Microsoft Corporation	0.73%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%	2.48%
PGR The Progressive Corporation	1.73%	0.48%	0.25%	0.31%	6.23%	2.68%	3.89%	1.86%	1.21%	2.50%	2.16%	5.53%
ORLY O'Reilly Automotive, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ABBV AbbVie Inc.	3.41%	3.49%	3.82%	3.49%	3.84%	4.41%	4.83%	3.89%	2.65%	3.64%	3.41%	2.54%
V Visa Inc.	0.64%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%	0.64%
BRK-B Berkshire Hathaway Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
CASY Casey's General Stores, Inc.	0.43%	0.47%	0.59%	0.65%	0.69%	0.72%	0.77%	0.86%	1.13%	0.77%	0.70%	0.84%
WMT Walmart Inc.	0.87%	0.92%	1.45%	1.58%	1.52%	1.50%	1.78%	2.23%	2.07%	2.87%	3.17%	2.22%
FAST Fastenal Company	2.10%	2.17%	2.75%	2.62%	1.75%	2.87%	2.35%	2.95%	2.34%	2.55%	2.74%	2.10%
CB Chubb Limited	1.26%	1.30%	1.51%	1.49%	1.65%	2.01%	1.91%	2.24%	1.93%	2.07%	2.28%	2.79%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

TERM 2060

Benchmark (^GSPC)

Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the TERM 2060. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the TERM 2060 was 28.39%, occurring on Mar 23, 2020. Recovery took 81 trading sessions.

The current TERM 2060 drawdown is 0.98%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-28.39%	Feb 20, 2020	23	Mar 23, 2020	81	Jul 17, 2020	104
-17.37%	Apr 11, 2022	48	Jun 17, 2022	202	Apr 10, 2023	250
-13.51%	Sep 24, 2018	64	Dec 24, 2018	36	Feb 15, 2019	100
-9.96%	Aug 18, 2015	6	Aug 25, 2015	48	Nov 2, 2015	54
-9.84%	Jan 29, 2018	44	Apr 2, 2018	87	Aug 3, 2018	131

Volatility

Volatility Chart

The current TERM 2060 volatility is 8.10%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

TERM 2060

Benchmark (^GSPC)

Portfolio components

Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 15 assets, with an effective number of assets of 15.00, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	^GSPC	ABBV	CASY	WMT	ORLY	PGR	RSG	CB	COST	FAST	MSFT	AJG	V	BRK-B	VUG	VOO	Portfolio
^GSPC	1.00	0.44	0.42	0.41	0.45	0.46	0.51	0.51	0.56	0.60	0.72	0.56	0.68	0.70	0.94	1.00	0.86
ABBV	0.44	1.00	0.20	0.24	0.26	0.31	0.30	0.32	0.25	0.30	0.28	0.34	0.34	0.38	0.37	0.44	0.52
CASY	0.42	0.20	1.00	0.34	0.37	0.26	0.32	0.31	0.38	0.34	0.27	0.32	0.30	0.34	0.37	0.42	0.55
WMT	0.41	0.24	0.34	1.00	0.36	0.31	0.34	0.31	0.57	0.32	0.30	0.33	0.30	0.37	0.36	0.41	0.55
ORLY	0.45	0.26	0.37	0.36	1.00	0.32	0.40	0.36	0.41	0.40	0.32	0.38	0.36	0.38	0.41	0.45	0.60
PGR	0.46	0.31	0.26	0.31	0.32	1.00	0.42	0.54	0.33	0.37	0.30	0.52	0.39	0.52	0.37	0.46	0.61
RSG	0.51	0.30	0.32	0.34	0.40	0.42	1.00	0.46	0.39	0.42	0.36	0.50	0.42	0.48	0.43	0.51	0.64
CB	0.51	0.32	0.31	0.31	0.36	0.54	0.46	1.00	0.31	0.36	0.29	0.58	0.45	0.64	0.38	0.51	0.65
COST	0.56	0.25	0.38	0.57	0.41	0.33	0.39	0.31	1.00	0.40	0.45	0.37	0.41	0.41	0.55	0.56	0.65
FAST	0.60	0.30	0.34	0.32	0.40	0.37	0.42	0.36	0.40	1.00	0.41	0.44	0.41	0.49	0.54	0.60	0.67
MSFT	0.72	0.28	0.27	0.30	0.32	0.30	0.36	0.29	0.45	0.41	1.00	0.39	0.54	0.41	0.77	0.72	0.65
AJG	0.56	0.34	0.32	0.33	0.38	0.52	0.50	0.58	0.37	0.44	0.39	1.00	0.48	0.55	0.49	0.57	0.69
V	0.68	0.34	0.30	0.30	0.36	0.39	0.42	0.45	0.41	0.41	0.54	0.48	1.00	0.54	0.66	0.68	0.69
BRK-B	0.70	0.38	0.34	0.37	0.38	0.52	0.48	0.64	0.41	0.49	0.41	0.55	0.54	1.00	0.56	0.70	0.73
VUG	0.94	0.37	0.37	0.36	0.41	0.37	0.43	0.38	0.55	0.54	0.77	0.49	0.66	0.56	1.00	0.94	0.78
VOO	1.00	0.44	0.42	0.41	0.45	0.46	0.51	0.51	0.56	0.60	0.72	0.57	0.68	0.70	0.94	1.00	0.86
Portfolio	0.86	0.52	0.55	0.55	0.60	0.61	0.64	0.65	0.65	0.67	0.65	0.69	0.69	0.73	0.78	0.86	1.00

The correlation results are calculated based on daily price changes starting from Jan 3, 2013

Performance Analysis

Risk Analysis

Optimization

Factor Model

TERM 2060

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Expense Ratio

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

Risk-Adjusted Performance Indicators

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table

Performance Analysis

Risk Analysis

Optimization

Factor Model

Portfolios

Screeners

Community