Traditional 401(a)

The chart shows the growth of an initial investment of $10,000 in Traditional 401(a), comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

As of Jul 31, 2026, the Traditional 401(a) returned 10.02% Year-To-Date and 11.41% of annualized return in the last 10 years.

Based on dividend-adjusted daily data since Jan 19, 2012, Traditional 401(a)'s average daily return is +0.05%, while the average monthly return is +0.93%. At this rate, an investment would double in approximately 6.2 years.

Historically, 68% of months were positive and 32% were negative. The best month was Nov 2020 with a return of +11.2%, while the worst month was Mar 2020 at -13.3%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 4 months.

On a daily basis, Traditional 401(a) closed higher 54% of trading days. The best single day was Mar 24, 2020 with a return of +7.9%, while the worst single day was Mar 16, 2020 at -10.3%.

Traditional 401(a) has an annualized alpha of 0.27%, beta of 0.83, and R2 of 0.95 versus S&P 500 Index. Calculated based on daily prices since January 19, 2012.

• This portfolio participated in 89.38% of S&P 500 Index downside but only 84.43% of its upside - more exposed to losses than it benefited from rallies.

Traditional 401(a) has an expense ratio of 0.08%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Traditional 401(a) ranks 41 for risk / return — above 41% of Portfolios peers on PortfoliosLab. Its historical combined result is near the middle of the peer group.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk. Learn how to interpret the Sharpe ratio.

The current Traditional 401(a) Sharpe ratio is 1.58 as of Jul 31, 2026 (the value is recalculated daily), calculated over the past 12 months.

Compared to the broad market, where average Sharpe ratios range from 1.12 to 1.93, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of Traditional 401(a) compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Traditional 401(a) provided a 1.87% dividend yield over the last twelve months.

The table below shows the monthly dividends paid by this portfolio.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Traditional 401(a). A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Traditional 401(a) was 31.38%, occurring on Mar 23, 2020. Recovery took 102 trading sessions.

The current Traditional 401(a) drawdown is 3.74%.

The chart below shows the rolling one-month volatility.