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Retirement

Last updated Dec 7, 2023

Asset Allocation


SQ 28.7%AMD 24.1%AAPL 20%QCOM 13.2%VZ 6%MU 3.8%PAAS 1.9%AlternativesAlternativesEquityEquity
PositionCategory/SectorWeight
APLY
YieldMax AAPL Option Income Strategy ETF
Options Trading0.6%
SQ
Square, Inc.
Technology28.7%
AMD
Advanced Micro Devices, Inc.
Technology24.1%
AAPL
Apple Inc.
Technology20%
QCOM
QUALCOMM Incorporated
Technology13.2%
VZ
Verizon Communications Inc.
Communication Services6%
MU
Micron Technology, Inc.
Technology3.8%
PAAS
Pan American Silver Corp.
Basic Materials1.9%
FDVV
Fidelity High Dividend ETF
Large Cap Blend Equities, Dividend0.8%
JEPI
JPMorgan Equity Premium Income ETF
Large Cap Blend Equities, Actively Managed, Dividend0.6%
FDLO
Fidelity Low Volatility Factor ETF
Volatility Hedged Equity0.3%

Performance

The chart shows the growth of an initial investment of $10,000 in Retirement, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly


-20.00%-15.00%-10.00%-5.00%0.00%5.00%10.00%JulyAugustSeptemberOctoberNovemberDecember
6.00%
5.94%
Retirement
Benchmark (^GSPC)
Portfolio components

The earliest data available for this chart is Apr 18, 2023, corresponding to the inception date of APLY

Returns


Year-To-Date1 month6 months1 year5 years (annualized)10 years (annualized)
^GSPC
N/AN/AN/AN/AN/AN/A
RetirementN/A13.10%6.00%N/AN/AN/A
APLY
YieldMax AAPL Option Income Strategy ETF
N/A4.90%3.79%N/AN/AN/A
AAPL
Apple Inc.
48.85%7.44%8.44%35.33%36.71%27.11%
MU
Micron Technology, Inc.
47.14%0.29%9.44%37.31%16.08%12.80%
SQ
Square, Inc.
8.21%37.32%2.66%10.93%2.28%N/A
PAAS
Pan American Silver Corp.
-3.72%1.50%1.29%-4.01%3.70%5.84%
VZ
Verizon Communications Inc.
4.89%8.02%13.51%12.03%-2.99%2.34%
QCOM
QUALCOMM Incorporated
21.37%9.05%14.35%11.40%21.46%8.98%
FDVV
Fidelity High Dividend ETF
11.69%3.96%5.81%9.99%10.75%N/A
FDLO
Fidelity Low Volatility Factor ETF
13.87%3.77%7.93%11.73%12.16%N/A
JEPI
JPMorgan Equity Premium Income ETF
7.89%2.05%3.98%6.91%N/AN/A
AMD
Advanced Micro Devices, Inc.
80.36%4.54%-0.86%66.24%43.23%41.46%

Monthly Returns Heatmap


JanFebMarAprMayJunJulAugSepOctNovDec
20237.76%3.98%8.34%-13.43%-10.14%-3.32%27.43%

Sharpe Ratio


Chart placeholderNot enough data

Dividend yield

Retirement granted a 1.06% dividend yield in the last twelve months.


TTM20222021202020192018201720162015201420132012
Retirement1.06%1.07%0.68%0.67%0.86%1.23%1.06%1.08%1.24%1.00%0.99%0.70%
APLY
YieldMax AAPL Option Income Strategy ETF
11.79%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
AAPL
Apple Inc.
0.49%0.70%0.49%0.61%1.04%1.79%1.45%1.93%1.93%1.67%2.10%1.00%
MU
Micron Technology, Inc.
0.63%0.89%0.21%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
SQ
Square, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
PAAS
Pan American Silver Corp.
2.61%2.75%1.36%0.64%0.59%0.96%0.64%0.33%4.23%5.43%4.27%0.93%
VZ
Verizon Communications Inc.
6.81%6.53%4.85%4.21%3.95%4.22%4.39%4.26%4.79%4.57%4.22%4.66%
QCOM
QUALCOMM Incorporated
2.42%2.67%1.47%1.69%2.81%4.27%3.50%3.17%3.72%2.17%1.75%1.56%
FDVV
Fidelity High Dividend ETF
3.36%3.44%2.70%3.19%3.93%4.05%3.63%1.04%0.00%0.00%0.00%0.00%
FDLO
Fidelity Low Volatility Factor ETF
1.43%1.49%1.11%1.38%1.55%1.76%1.61%0.55%0.00%0.00%0.00%0.00%
JEPI
JPMorgan Equity Premium Income ETF
8.75%11.68%6.59%5.79%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
AMD
Advanced Micro Devices, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Expense Ratio

The Retirement has an expense ratio of 0.01% which is considered to be low. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.


0.99%
0.00%2.15%
0.35%
0.00%2.15%
0.29%
0.00%2.15%

Risk-Adjusted Performance

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratioSortino ratioOmega ratioCalmar ratioUlcer Index
APLY
YieldMax AAPL Option Income Strategy ETF
N/A
AAPL
Apple Inc.
1.46
MU
Micron Technology, Inc.
1.03
SQ
Square, Inc.
0.15
PAAS
Pan American Silver Corp.
-0.13
VZ
Verizon Communications Inc.
0.50
QCOM
QUALCOMM Incorporated
0.25
FDVV
Fidelity High Dividend ETF
0.67
FDLO
Fidelity Low Volatility Factor ETF
0.94
JEPI
JPMorgan Equity Premium Income ETF
0.69
AMD
Advanced Micro Devices, Inc.
1.26

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

PAASVZSQMUAMDAAPLQCOMAPLYJEPIFDLOFDVV
PAAS1.000.270.230.100.060.070.240.120.260.210.30
VZ0.271.000.28-0.03-0.060.210.230.240.310.380.38
SQ0.230.281.000.230.250.240.370.230.430.420.52
MU0.10-0.030.231.000.490.390.480.370.340.330.42
AMD0.06-0.060.250.491.000.440.510.450.320.350.39
AAPL0.070.210.240.390.441.000.480.900.470.630.51
QCOM0.240.230.370.480.510.481.000.490.470.480.59
APLY0.120.240.230.370.450.900.491.000.470.620.52
JEPI0.260.310.430.340.320.470.470.471.000.890.80
FDLO0.210.380.420.330.350.630.480.620.891.000.82
FDVV0.300.380.520.420.390.510.590.520.800.821.00

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-25.00%-20.00%-15.00%-10.00%-5.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-2.82%
-0.99%
Retirement
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the Retirement. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Retirement was 26.04%, occurring on Oct 27, 2023. The portfolio has not yet recovered.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-26.04%Aug 1, 202363Oct 27, 2023
-6.78%Jun 16, 20236Jun 26, 202312Jul 13, 202318
-4.97%Apr 19, 202311May 3, 202311May 18, 202322
-2.82%Jul 19, 20232Jul 20, 20236Jul 28, 20238
-1.69%Jun 7, 20231Jun 7, 20232Jun 9, 20233

Volatility Chart

The current Retirement volatility is 4.81%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%JulyAugustSeptemberOctoberNovemberDecember
4.81%
2.92%
Retirement
Benchmark (^GSPC)
Portfolio components
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