Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
EFG iShares MSCI EAFE Growth ETF | Foreign Large Cap Equities | 15% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 76% |
VBK Vanguard Small-Cap Growth ETF | Small Cap Growth Equities | 2% |
VOT Vanguard Mid-Cap Growth ETF | Mid Cap Growth Equities | 7% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Current M1 Finance Pie 2, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Dec 11, 2009, corresponding to the inception date of SCHG
Returns By Period
As of Apr 8, 2026, the Current M1 Finance Pie 2 returned -7.37% Year-To-Date and 15.26% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.08% | -1.83% | -3.34% | -1.46% | 30.71% | 17.25% | 10.06% | 12.45% |
Portfolio Current M1 Finance Pie 2 | 0.15% | -2.61% | -7.37% | -6.67% | 30.64% | 19.88% | 10.27% | 15.26% |
| Portfolio components: | ||||||||
SCHG Schwab U.S. Large-Cap Growth ETF | 0.30% | -2.83% | -9.05% | -7.69% | 31.65% | 22.76% | 12.15% | 17.19% |
EFG iShares MSCI EAFE Growth ETF | -0.45% | -1.77% | -0.89% | -1.17% | 28.83% | 8.50% | 3.43% | 7.42% |
VOT Vanguard Mid-Cap Growth ETF | -0.17% | -3.21% | -5.78% | -10.42% | 19.86% | 12.19% | 4.09% | 10.95% |
VBK Vanguard Small-Cap Growth ETF | -0.08% | 0.73% | 2.01% | 2.42% | 36.90% | 14.10% | 2.44% | 10.78% |
Monthly Returns
Based on dividend-adjusted daily data since Dec 14, 2009, Current M1 Finance Pie 2's average daily return is +0.06%, while the average monthly return is +1.20%. At this rate, your investment would double in approximately 4.8 years.
Historically, 64% of months were positive and 36% were negative. The best month was Apr 2020 with a return of +13.6%, while the worst month was Apr 2022 at -12.3%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 5 months.
On a daily basis, Current M1 Finance Pie 2 closed higher 55% of trading days. The best single day was Apr 9, 2025 with a return of +10.9%, while the worst single day was Mar 16, 2020 at -12.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.77% | -2.33% | -6.02% | 1.69% | -7.37% | ||||||||
| 2025 | 2.90% | -3.34% | -7.06% | 1.90% | 7.84% | 5.62% | 2.23% | 1.25% | 4.10% | 3.73% | -1.73% | -0.23% | 17.57% |
| 2024 | 1.87% | 6.51% | 2.12% | -4.22% | 5.59% | 5.22% | -0.36% | 2.07% | 2.23% | -1.27% | 6.60% | -0.76% | 28.02% |
| 2023 | 9.82% | -1.68% | 7.26% | 1.20% | 4.46% | 6.39% | 3.19% | -1.73% | -5.43% | -2.10% | 10.92% | 4.95% | 42.35% |
| 2022 | -9.38% | -3.75% | 3.75% | -12.34% | -2.40% | -7.96% | 12.10% | -5.33% | -9.96% | 4.73% | 5.62% | -7.22% | -30.11% |
| 2021 | -0.78% | 0.61% | 1.15% | 6.85% | -0.86% | 5.31% | 2.91% | 3.50% | -5.16% | 8.11% | -0.53% | 1.74% | 24.45% |
Benchmark Metrics
Current M1 Finance Pie 2 has an annualized alpha of 1.59%, beta of 1.07, and R² of 0.94 versus S&P 500 Index. Calculated based on daily prices since December 14, 2009.
- This portfolio captured 112.05% of S&P 500 Index gains and 101.89% of its losses — amplifying both gains and losses, but participating more in upside than downside.
- With beta of 1.07 and R² of 0.94, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 1.59%
- Beta
- 1.07
- R²
- 0.94
- Upside Capture
- 112.05%
- Downside Capture
- 101.89%
Expense Ratio
Current M1 Finance Pie 2 has an expense ratio of 0.10%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
Current M1 Finance Pie 2 ranks 19 for risk / return — in the bottom 19% of portfolios on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 1.87 | -0.29 |
Sortino ratioReturn per unit of downside risk | 2.54 | 3.01 | -0.47 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.41 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.54 | 2.49 | -0.95 |
Martin ratioReturn relative to average drawdown | 5.75 | 11.08 | -5.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
SCHG Schwab U.S. Large-Cap Growth ETF | 51 | 1.53 | 2.46 | 1.32 | 1.45 | 5.00 |
EFG iShares MSCI EAFE Growth ETF | 51 | 1.64 | 2.52 | 1.31 | 1.40 | 5.45 |
VOT Vanguard Mid-Cap Growth ETF | 34 | 1.04 | 1.69 | 1.21 | 0.77 | 2.45 |
VBK Vanguard Small-Cap Growth ETF | 63 | 1.63 | 2.47 | 1.31 | 2.54 | 9.58 |
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Dividends
Dividend yield
Current M1 Finance Pie 2 provided a 0.77% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.77% | 0.71% | 0.60% | 0.66% | 0.67% | 0.58% | 0.57% | 0.94% | 1.34% | 1.07% | 1.20% | 1.27% |
| Portfolio components: | ||||||||||||
SCHG Schwab U.S. Large-Cap Growth ETF | 0.42% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
EFG iShares MSCI EAFE Growth ETF | 2.55% | 2.53% | 1.64% | 1.63% | 1.27% | 1.54% | 0.85% | 1.69% | 1.98% | 1.56% | 2.20% | 1.75% |
VOT Vanguard Mid-Cap Growth ETF | 0.70% | 0.64% | 0.67% | 0.71% | 0.78% | 0.34% | 0.56% | 0.78% | 0.84% | 0.72% | 0.81% | 0.81% |
VBK Vanguard Small-Cap Growth ETF | 0.51% | 0.54% | 0.54% | 0.68% | 0.55% | 0.36% | 0.44% | 0.57% | 0.79% | 0.82% | 1.08% | 0.98% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Current M1 Finance Pie 2. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Current M1 Finance Pie 2 was 34.39%, occurring on Oct 14, 2022. Recovery took 317 trading sessions.
The current Current M1 Finance Pie 2 drawdown is 9.93%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -34.39% | Nov 22, 2021 | 226 | Oct 14, 2022 | 317 | Jan 22, 2024 | 543 |
| -32.3% | Feb 20, 2020 | 23 | Mar 23, 2020 | 71 | Jul 2, 2020 | 94 |
| -21.62% | Jul 8, 2011 | 61 | Oct 3, 2011 | 99 | Feb 24, 2012 | 160 |
| -21.52% | Feb 19, 2025 | 35 | Apr 8, 2025 | 52 | Jun 24, 2025 | 87 |
| -20.83% | Oct 2, 2018 | 58 | Dec 24, 2018 | 75 | Apr 12, 2019 | 133 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 1.65, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | EFG | VBK | VOT | SCHG | Portfolio | |
|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.81 | 0.87 | 0.90 | 0.95 | 0.96 |
| EFG | 0.81 | 1.00 | 0.74 | 0.77 | 0.77 | 0.83 |
| VBK | 0.87 | 0.74 | 1.00 | 0.95 | 0.86 | 0.88 |
| VOT | 0.90 | 0.77 | 0.95 | 1.00 | 0.91 | 0.93 |
| SCHG | 0.95 | 0.77 | 0.86 | 0.91 | 1.00 | 0.99 |
| Portfolio | 0.96 | 0.83 | 0.88 | 0.93 | 0.99 | 1.00 |