Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FDVV Fidelity High Dividend ETF | Large Cap Blend Equities, Dividend | 35% |
FFRHX Fidelity Floating Rate High Income Fund | High Yield Bonds | 30% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 35% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 35/35/30 (FDVV/SCHG/FFRHX) , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Sep 15, 2016, corresponding to the inception date of FDVV
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.72% | -3.54% | -3.95% | -2.09% | 15.95% | 16.96% | 10.34% | 12.24% |
Portfolio 35/35/30 (FDVV/SCHG/FFRHX) | 0.44% | -2.53% | -3.96% | -2.24% | 12.62% | 16.12% | 10.91% | — |
| Portfolio components: | ||||||||
FFRHX Fidelity Floating Rate High Income Fund | 0.11% | 0.34% | -0.50% | 0.77% | 4.77% | 7.08% | 5.20% | 4.99% |
FDVV Fidelity High Dividend ETF | 0.29% | -4.85% | -1.50% | 0.38% | 15.18% | 17.01% | 12.74% | — |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.96% | -4.46% | -9.73% | -8.15% | 17.00% | 22.30% | 12.76% | 16.95% |
Monthly Returns
Based on dividend-adjusted daily data since Sep 16, 2016, 35/35/30 (FDVV/SCHG/FFRHX) 's average daily return is +0.05%, while the average monthly return is +1.01%. At this rate, your investment would double in approximately 5.7 years.
Historically, 70% of months were positive and 30% were negative. The best month was Apr 2020 with a return of +10.7%, while the worst month was Mar 2020 at -14.1%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 3 months.
On a daily basis, 35/35/30 (FDVV/SCHG/FFRHX) closed higher 56% of trading days. The best single day was Apr 9, 2025 with a return of +6.7%, while the worst single day was Mar 16, 2020 at -9.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.27% | -1.06% | -3.62% | 0.44% | -3.96% | ||||||||
| 2025 | 1.30% | -0.76% | -3.88% | -0.80% | 5.14% | 4.04% | 2.38% | 1.58% | 2.44% | 1.87% | 0.11% | 0.08% | 14.01% |
| 2024 | 1.48% | 3.53% | 2.27% | -2.13% | 4.40% | 2.48% | 1.33% | 1.83% | 1.70% | -0.06% | 4.43% | -1.19% | 21.75% |
| 2023 | 6.35% | -1.41% | 3.22% | 1.45% | 1.21% | 5.29% | 3.13% | -0.65% | -3.24% | -1.41% | 6.94% | 3.93% | 27.09% |
| 2022 | -2.90% | -2.00% | 3.50% | -6.90% | -0.52% | -6.94% | 7.55% | -2.47% | -8.04% | 5.49% | 4.59% | -4.38% | -13.61% |
| 2021 | -0.01% | 2.13% | 2.77% | 4.23% | 0.49% | 2.44% | 1.50% | 2.13% | -2.98% | 5.13% | -0.62% | 2.69% | 21.49% |
Benchmark Metrics
35/35/30 (FDVV/SCHG/FFRHX) has an annualized alpha of 2.69%, beta of 0.72, and R² of 0.97 versus S&P 500 Index. Calculated based on daily prices since September 16, 2016.
- This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (79.29%) than losses (75.84%) — typical of diversified or defensive assets.
- This portfolio generated an annualized alpha of 2.69% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- Alpha
- 2.69%
- Beta
- 0.72
- R²
- 0.97
- Upside Capture
- 79.29%
- Downside Capture
- 75.84%
Expense Ratio
35/35/30 (FDVV/SCHG/FFRHX) has an expense ratio of 0.32%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
35/35/30 (FDVV/SCHG/FFRHX) ranks 30 for risk / return — below 30% of portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.00 | 0.92 | +0.09 |
Sortino ratioReturn per unit of downside risk | 1.51 | 1.41 | +0.09 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.21 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.42 | 1.41 | 0.00 |
Martin ratioReturn relative to average drawdown | 6.46 | 6.61 | -0.15 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
FFRHX Fidelity Floating Rate High Income Fund | 82 | 1.42 | 2.01 | 1.47 | 1.79 | 8.65 |
FDVV Fidelity High Dividend ETF | 53 | 1.00 | 1.44 | 1.23 | 1.23 | 5.34 |
SCHG Schwab U.S. Large-Cap Growth ETF | 41 | 0.76 | 1.24 | 1.17 | 1.09 | 3.71 |
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Dividends
Dividend yield
35/35/30 (FDVV/SCHG/FFRHX) provided a 3.22% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 3.22% | 3.36% | 3.25% | 3.95% | 2.54% | 1.92% | 2.45% | 3.21% | 3.28% | 2.85% | 2.06% | 1.53% |
| Portfolio components: | ||||||||||||
FFRHX Fidelity Floating Rate High Income Fund | 6.75% | 7.41% | 6.94% | 8.24% | 3.81% | 2.74% | 3.84% | 5.15% | 4.74% | 4.05% | 4.44% | 3.69% |
FDVV Fidelity High Dividend ETF | 2.99% | 2.89% | 2.94% | 3.77% | 3.44% | 2.70% | 3.19% | 3.93% | 4.05% | 3.66% | 1.04% | 0.00% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the 35/35/30 (FDVV/SCHG/FFRHX) . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 35/35/30 (FDVV/SCHG/FFRHX) was 32.04%, occurring on Mar 23, 2020. Recovery took 108 trading sessions.
The current 35/35/30 (FDVV/SCHG/FFRHX) drawdown is 4.75%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.04% | Feb 20, 2020 | 23 | Mar 23, 2020 | 108 | Aug 25, 2020 | 131 |
| -18.92% | Jan 4, 2022 | 195 | Oct 12, 2022 | 179 | Jun 30, 2023 | 374 |
| -14.44% | Feb 20, 2025 | 34 | Apr 8, 2025 | 52 | Jun 24, 2025 | 86 |
| -13.84% | Oct 4, 2018 | 56 | Dec 24, 2018 | 66 | Apr 1, 2019 | 122 |
| -7.16% | Jan 28, 2026 | 43 | Mar 30, 2026 | — | — | — |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 2.99, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | FFRHX | FDVV | SCHG | Portfolio | |
|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.30 | 0.88 | 0.94 | 0.98 |
| FFRHX | 0.30 | 1.00 | 0.32 | 0.26 | 0.35 |
| FDVV | 0.88 | 0.32 | 1.00 | 0.72 | 0.90 |
| SCHG | 0.94 | 0.26 | 0.72 | 1.00 | 0.94 |
| Portfolio | 0.98 | 0.35 | 0.90 | 0.94 | 1.00 |