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My Portfolio

Currency in USD · Last updated Jun 1, 2025

Asset Allocation

IAU 5%SLV 5%GPSA.L 15%SCHG 15%ITOT 10%SCHD 10%SCHV 10%NU 10%HSTC.L 10%IEMG 10%CommodityCommodityEquityEquity
PositionCategory/SectorTarget Weight
GPSA.L
iShares MSCI USA ESG Screened UCITS ETF USD (Acc)		Large Cap Blend Equities
15%
HSTC.L
HSBC Hang Seng Tech UCITS ETF		Technology Equities
10%
IAU
iShares Gold Trust		Precious Metals, Gold
5%
IEMG
iShares Core MSCI Emerging Markets ETF		Asia Pacific Equities
10%
ITOT
iShares Core S&P Total U.S. Stock Market ETF		Large Cap Growth Equities
10%
NU
Nu Holdings Ltd.		Financial Services
10%
SCHD
Schwab US Dividend Equity ETF		Large Cap Growth Equities, Dividend
10%
SCHG
Schwab U.S. Large-Cap Growth ETF		Large Cap Growth Equities
15%
SCHV
Schwab U.S. Large-Cap Value ETF		Large Cap Blend Equities
10%
SLV
iShares Silver Trust		Precious Metals
5%

S&P 500

Performance

Performance Chart

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The earliest data available for this chart is Dec 9, 2021, corresponding to the inception date of NU

Returns By Period

YTD1M6M1Y5Y*10Y*
^GSPC
S&P 500		0.51%5.49%-2.00%12.02%14.19%10.85%
My Portfolio5.64%3.47%1.20%14.78%N/AN/A
Portfolio components:
GPSA.L
iShares MSCI USA ESG Screened UCITS ETF USD (Acc)		-0.61%7.48%-2.37%15.19%14.26%N/A
ITOT
iShares Core S&P Total U.S. Stock Market ETF		0.35%5.67%-2.69%12.76%15.23%12.20%
SCHG
Schwab U.S. Large-Cap Growth ETF		-1.01%7.20%-0.61%17.22%18.23%15.84%
IAU
iShares Gold Trust		25.55%2.14%23.70%41.30%13.46%10.41%
SLV
iShares Silver Trust		13.94%2.08%7.45%8.07%12.48%6.44%
SCHD
Schwab US Dividend Equity ETF		-3.35%1.79%-9.75%3.76%12.22%10.58%
SCHV
Schwab U.S. Large-Cap Value ETF		3.34%3.88%-3.57%12.36%15.55%11.89%
NU
Nu Holdings Ltd.		15.93%-2.67%-4.15%1.09%N/AN/A
HSTC.L
HSBC Hang Seng Tech UCITS ETF		14.48%-0.15%15.97%38.16%N/AN/A
IEMG
iShares Core MSCI Emerging Markets ETF		8.56%4.71%6.64%11.19%7.60%3.99%
*Annualized

Monthly Returns

The table below presents the monthly returns of My Portfolio, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
20256.32%-1.52%-2.91%0.40%3.51%5.64%
2024-1.40%7.15%4.49%-2.84%4.71%3.02%0.48%4.28%3.56%1.29%0.18%-4.20%22.03%
20237.30%-3.39%3.50%0.87%2.90%7.33%4.56%-4.49%-3.38%0.22%6.76%3.60%27.84%
2022-6.27%-1.66%0.80%-8.46%-3.30%-5.16%4.34%-2.42%-8.64%3.95%7.76%-2.74%-20.95%
20210.24%0.24%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Expense Ratio

My Portfolio has an expense ratio of 0.13%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

SLV
iShares Silver Trust
HSTC.L
HSBC Hang Seng Tech UCITS ETF
IAU
iShares Gold Trust
IEMG
iShares Core MSCI Emerging Markets ETF
GPSA.L
iShares MSCI USA ESG Screened UCITS ETF USD (Acc)
SCHD
Schwab US Dividend Equity ETF
SCHG
Schwab U.S. Large-Cap Growth ETF
SCHV
Schwab U.S. Large-Cap Value ETF
ITOT
iShares Core S&P Total U.S. Stock Market ETF

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of My Portfolio is 47, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.

The Risk-Adjusted Performance Rank of My Portfolio is 4747
Overall Rank
The Sharpe Ratio Rank of My Portfolio is 5353
Sharpe Ratio Rank
The Sortino Ratio Rank of My Portfolio is 4444
Sortino Ratio Rank
The Omega Ratio Rank of My Portfolio is 4747
Omega Ratio Rank
The Calmar Ratio Rank of My Portfolio is 4848
Calmar Ratio Rank
The Martin Ratio Rank of My Portfolio is 4343
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Portfolio components
Sharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
GPSA.L
iShares MSCI USA ESG Screened UCITS ETF USD (Acc)		0.771.011.140.592.20
ITOT
iShares Core S&P Total U.S. Stock Market ETF		0.670.941.140.592.20
SCHG
Schwab U.S. Large-Cap Growth ETF		0.670.931.130.591.94
IAU
iShares Gold Trust		2.242.951.384.7512.98
SLV
iShares Silver Trust		0.190.441.060.300.61
SCHD
Schwab US Dividend Equity ETF		0.340.491.070.270.82
SCHV
Schwab U.S. Large-Cap Value ETF		0.871.201.180.843.06
NU
Nu Holdings Ltd.		-0.030.291.04-0.03-0.05
HSTC.L
HSBC Hang Seng Tech UCITS ETF		0.851.371.180.742.75
IEMG
iShares Core MSCI Emerging Markets ETF		0.540.851.110.541.58

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

My Portfolio Sharpe ratios as of Jun 1, 2025 (values are recalculated daily):

  • 1-Year: 0.83
  • All Time: 0.44

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.59 to 1.13, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of My Portfolio compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend yield

My Portfolio provided a 1.10% dividend yield over the last twelve months.

TTM20242023202220212020201920182017201620152014
Portfolio1.10%1.09%1.10%1.10%0.96%1.03%1.22%1.29%1.06%1.25%1.20%1.12%
Portfolio components:
GPSA.L
iShares MSCI USA ESG Screened UCITS ETF USD (Acc)		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
ITOT
iShares Core S&P Total U.S. Stock Market ETF		1.26%1.23%1.47%1.66%1.18%1.41%1.88%2.14%1.69%1.83%2.01%2.20%
SCHG
Schwab U.S. Large-Cap Growth ETF		0.41%0.39%0.46%0.55%0.42%0.52%0.82%1.27%1.01%1.04%1.22%1.09%
IAU
iShares Gold Trust		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
SLV
iShares Silver Trust		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
SCHD
Schwab US Dividend Equity ETF		3.97%3.64%3.49%3.39%2.78%3.16%2.98%3.06%2.63%2.89%2.97%2.63%
SCHV
Schwab U.S. Large-Cap Value ETF		2.23%2.25%2.42%2.38%1.93%3.03%3.02%3.05%2.37%3.96%2.69%2.38%
NU
Nu Holdings Ltd.		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
HSTC.L
HSBC Hang Seng Tech UCITS ETF		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
IEMG
iShares Core MSCI Emerging Markets ETF		2.95%3.20%2.89%2.70%3.06%1.87%3.15%2.76%2.34%2.28%2.52%2.30%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the My Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the My Portfolio was 29.97%, occurring on Oct 14, 2022. Recovery took 328 trading sessions.

The current My Portfolio drawdown is 3.89%.

Depth

Start

To Bottom

Bottom

To Recover

End

Total

-29.97%Dec 13, 2021219Oct 14, 2022328Jan 25, 2024547
-17.12%Feb 20, 202533Apr 7, 2025———
-9.64%Jul 17, 202414Aug 5, 202414Aug 23, 202428
-7.6%Nov 12, 202443Jan 13, 202518Feb 6, 202561
-4.95%Apr 10, 20248Apr 19, 202411May 6, 202419
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 10 assets, with an effective number of assets of 9.09, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.
^GSPCIAUSLVHSTC.LNUGPSA.LSCHDSCHVSCHGIEMGITOTPortfolio
^GSPC1.000.110.210.290.510.650.760.840.950.660.990.84
IAU0.111.000.780.150.080.160.120.140.080.320.120.27
SLV0.210.781.000.230.150.220.180.220.180.410.220.38
HSTC.L0.290.150.231.000.210.370.250.270.270.690.300.55
NU0.510.080.150.211.000.360.320.400.530.430.520.70
GPSA.L0.650.160.220.370.361.000.470.540.620.500.640.71
SCHD0.760.120.180.250.320.471.000.930.570.540.770.65
SCHV0.840.140.220.270.400.540.931.000.660.590.850.73
SCHG0.950.080.180.270.530.620.570.661.000.630.940.81
IEMG0.660.320.410.690.430.500.540.590.631.000.670.81
ITOT0.990.120.220.300.520.640.770.850.940.671.000.85
Portfolio0.840.270.380.550.700.710.650.730.810.810.851.00
The correlation results are calculated based on daily price changes starting from Dec 10, 2021
Go to the full Correlations tool for more customization options