Dad's IRA rebalanced
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Dad's IRA rebalanced, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Aug 6, 2010, corresponding to the inception date of SCHO
Returns By Period
As of Jul 25, 2024, the Dad's IRA rebalanced returned 8.65% Year-To-Date and 8.69% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 13.20% | -1.28% | 10.32% | 18.23% | 12.31% | 10.58% |
| Dad's IRA rebalanced | 8.50% | 0.09% | 7.25% | 14.47% | 8.97% | 8.71% |
| Portfolio components: | ||||||
VIG Vanguard Dividend Appreciation ETF | 10.22% | 1.78% | 8.53% | 14.74% | 11.43% | 11.45% |
VUG Vanguard Growth ETF | 15.67% | -4.61% | 11.39% | 25.54% | 16.92% | 14.89% |
VTV Vanguard Value ETF | 11.64% | 2.93% | 10.46% | 15.67% | 10.70% | 10.10% |
SCHO Schwab Short-Term U.S. Treasury ETF | 1.93% | 0.87% | 1.86% | 5.02% | 1.16% | 1.15% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 1.47% | 1.16% | 2.55% | 7.21% | 1.11% | 2.65% |
VCSH Vanguard Short-Term Corporate Bond ETF | 2.50% | 1.06% | 2.51% | 6.64% | 1.83% | 2.14% |
Monthly Returns
The table below presents the monthly returns of Dad's IRA rebalanced, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.95% | 2.54% | 2.08% | -3.12% | 3.32% | 2.30% | 8.50% | ||||||
| 2023 | 4.86% | -2.35% | 3.34% | 1.24% | -0.26% | 3.95% | 2.01% | -1.16% | -3.52% | -1.54% | 7.17% | 3.96% | 18.51% |
| 2022 | -4.35% | -2.28% | 0.92% | -6.37% | 0.19% | -5.30% | 6.52% | -3.52% | -6.93% | 4.63% | 4.92% | -3.57% | -15.14% |
| 2021 | -1.19% | 0.85% | 2.34% | 3.37% | 0.58% | 1.59% | 1.94% | 1.48% | -3.26% | 4.09% | -0.66% | 2.84% | 14.63% |
| 2020 | 1.19% | -4.32% | -8.80% | 8.89% | 3.81% | 1.71% | 4.04% | 4.46% | -1.96% | -1.51% | 7.05% | 2.29% | 16.64% |
| 2019 | 5.46% | 2.38% | 1.85% | 2.58% | -3.04% | 4.76% | 1.22% | 0.32% | 0.75% | 1.17% | 2.03% | 1.78% | 23.15% |
| 2018 | 3.07% | -2.67% | -1.20% | -0.34% | 1.75% | 0.35% | 2.49% | 2.24% | 0.43% | -4.51% | 1.39% | -4.59% | -1.93% |
| 2017 | 1.43% | 2.78% | 0.20% | 1.25% | 1.35% | 0.19% | 1.31% | 0.39% | 1.07% | 1.47% | 1.95% | 0.89% | 15.21% |
| 2016 | -2.49% | 0.45% | 4.68% | 0.25% | 0.97% | 1.29% | 2.36% | -0.04% | -0.07% | -1.44% | 0.94% | 1.14% | 8.16% |
| 2015 | -0.79% | 3.10% | -1.50% | 0.85% | 0.56% | -1.62% | 1.50% | -3.92% | -0.90% | 4.85% | 0.16% | -1.15% | 0.85% |
| 2014 | -1.77% | 3.29% | 0.12% | 0.66% | 1.83% | 1.23% | -1.31% | 2.79% | -1.22% | 1.90% | 1.99% | -0.24% | 9.51% |
| 2013 | 3.10% | 0.88% | 2.39% | 1.58% | 0.23% | -1.83% | 3.64% | -2.09% | 2.80% | 2.97% | 1.55% | 1.45% | 17.79% |
Expense Ratio
Dad's IRA rebalanced has an expense ratio of 0.04%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Dad's IRA rebalanced is 66, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VIG Vanguard Dividend Appreciation ETF | 1.44 | 2.08 | 1.25 | 1.41 | 4.54 |
VUG Vanguard Growth ETF | 1.54 | 2.11 | 1.28 | 1.32 | 7.79 |
VTV Vanguard Value ETF | 1.53 | 2.22 | 1.26 | 1.53 | 4.82 |
SCHO Schwab Short-Term U.S. Treasury ETF | 2.73 | 4.50 | 1.57 | 1.46 | 18.17 |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 1.00 | 1.52 | 1.17 | 0.38 | 3.19 |
VCSH Vanguard Short-Term Corporate Bond ETF | 2.41 | 3.94 | 1.47 | 1.23 | 14.90 |
Dividends
Dividend yield
Dad's IRA rebalanced granted a 2.45% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dad's IRA rebalanced | 2.45% | 2.32% | 1.97% | 1.67% | 1.86% | 2.20% | 2.41% | 2.09% | 2.22% | 2.26% | 2.09% | 2.22% |
| Portfolio components: | ||||||||||||
VIG Vanguard Dividend Appreciation ETF | 1.80% | 1.88% | 1.96% | 1.55% | 1.63% | 1.71% | 2.08% | 1.88% | 2.14% | 2.34% | 1.95% | 1.84% |
VUG Vanguard Growth ETF | 0.53% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% | 1.21% | 1.19% |
VTV Vanguard Value ETF | 2.40% | 2.46% | 2.52% | 2.15% | 2.56% | 2.50% | 2.73% | 2.29% | 2.44% | 2.60% | 2.22% | 2.21% |
SCHO Schwab Short-Term U.S. Treasury ETF | 4.19% | 3.76% | 1.34% | 0.41% | 1.27% | 2.26% | 1.78% | 1.12% | 0.82% | 0.68% | 0.47% | 0.29% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.12% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% | 3.34% | 4.00% |
VCSH Vanguard Short-Term Corporate Bond ETF | 3.56% | 3.09% | 2.01% | 1.81% | 2.27% | 2.87% | 2.65% | 2.26% | 2.10% | 2.08% | 2.01% | 2.05% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below displays the maximum drawdowns of the Dad's IRA rebalanced. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dad's IRA rebalanced was 23.37%, occurring on Mar 20, 2020. Recovery took 80 trading sessions.
The current Dad's IRA rebalanced drawdown is 2.52%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.37% | Feb 20, 2020 | 22 | Mar 20, 2020 | 80 | Jul 15, 2020 | 102 |
| -20.51% | Dec 30, 2021 | 200 | Oct 14, 2022 | 300 | Dec 26, 2023 | 500 |
| -11.39% | Sep 21, 2018 | 65 | Dec 24, 2018 | 53 | Mar 13, 2019 | 118 |
| -11.09% | Jul 8, 2011 | 61 | Oct 3, 2011 | 73 | Jan 18, 2012 | 134 |
| -7.49% | Apr 27, 2015 | 85 | Aug 25, 2015 | 148 | Mar 29, 2016 | 233 |
Volatility
Volatility Chart
The current Dad's IRA rebalanced volatility is 2.28%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| VCIT | VCSH | SCHO | VUG | VTV | VIG | |
|---|---|---|---|---|---|---|
| VCIT | 1.00 | 0.77 | 0.63 | 0.06 | -0.02 | 0.03 |
| VCSH | 0.77 | 1.00 | 0.65 | 0.11 | 0.05 | 0.10 |
| SCHO | 0.63 | 0.65 | 1.00 | -0.12 | -0.18 | -0.14 |
| VUG | 0.06 | 0.11 | -0.12 | 1.00 | 0.76 | 0.85 |
| VTV | -0.02 | 0.05 | -0.18 | 0.76 | 1.00 | 0.92 |
| VIG | 0.03 | 0.10 | -0.14 | 0.85 | 0.92 | 1.00 |