SP500 plus Mutual Funds
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in SP500 plus Mutual Funds, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jan 30, 2004, corresponding to the inception date of VGT
Returns By Period
As of Apr 18, 2025, the SP500 plus Mutual Funds returned -11.01% Year-To-Date and 9.94% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -5.91% | -9.57% | 5.19% | 12.98% | 9.68% |
| SP500 plus Mutual Funds | -13.74% | -8.87% | -15.13% | -2.00% | 11.22% | 9.36% |
| Portfolio components: | ||||||
FSELX Fidelity Select Semiconductors Portfolio | -29.61% | -20.86% | -32.88% | -18.48% | 18.29% | 12.35% |
VFINX Vanguard 500 Index Fund Investor Shares | -9.87% | -5.83% | -9.03% | 6.47% | 14.67% | 11.56% |
PRNHX T. Rowe Price New Horizons Fund | -15.71% | -7.64% | -16.31% | -10.64% | 3.45% | 8.63% |
VGT Vanguard Information Technology ETF | -18.60% | -9.34% | -15.75% | 2.12% | 17.43% | 17.97% |
VUG Vanguard Growth ETF | -14.09% | -5.56% | -9.40% | 6.62% | 15.57% | 13.51% |
FSPCX Fidelity Select Insurance Portfolio | 1.39% | -4.47% | -7.22% | 15.48% | 15.76% | 4.42% |
FBMPX Fidelity Select Communication Services Portfolio | -11.65% | -7.08% | -5.86% | 6.45% | 14.42% | 10.38% |
FPHAX Fidelity Select Pharmaceuticals Portfolio | -10.09% | -14.93% | -22.45% | -12.15% | 1.24% | 0.83% |
FSHCX Fidelity Select Health Care Services Portfolio | 9.06% | -2.29% | -14.64% | -11.25% | 1.68% | 2.28% |
Monthly Returns
The table below presents the monthly returns of SP500 plus Mutual Funds, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.05% | -2.68% | -7.43% | -7.08% | -13.74% | ||||||||
| 2024 | 2.01% | 6.55% | 2.69% | -5.20% | 5.46% | 4.17% | 0.15% | 1.76% | 1.20% | -1.21% | 5.28% | -4.01% | 19.70% |
| 2023 | 8.02% | -1.43% | 4.34% | 0.02% | 3.88% | 6.20% | 3.45% | -2.00% | -4.63% | -3.18% | 9.02% | 4.77% | 31.07% |
| 2022 | -9.05% | -2.29% | 2.75% | -11.58% | -1.36% | -7.13% | 10.23% | -3.91% | -8.99% | 6.25% | 5.12% | -6.60% | -25.62% |
| 2021 | -0.55% | 2.42% | 1.91% | 4.40% | 0.20% | 4.35% | 1.78% | 3.30% | -4.75% | 6.32% | -1.36% | 1.58% | 20.89% |
| 2020 | 0.84% | -6.23% | -10.56% | 12.60% | 7.38% | 3.00% | 5.25% | 6.35% | -2.48% | -2.02% | 11.45% | 3.57% | 30.02% |
| 2019 | 8.78% | 3.40% | 1.64% | 3.03% | -5.56% | 7.25% | 2.30% | -1.84% | -0.08% | 3.61% | 5.44% | 2.51% | 34.06% |
| 2018 | 6.28% | -3.15% | -1.65% | -2.07% | 3.78% | 1.26% | 3.39% | 4.92% | 0.46% | -7.34% | 2.20% | -11.61% | -4.97% |
| 2017 | 3.02% | 4.18% | 0.87% | 0.49% | 2.22% | 0.53% | 2.06% | 0.49% | 1.33% | 2.05% | 2.80% | -2.22% | 19.19% |
| 2016 | -6.84% | -1.00% | 5.96% | -0.10% | 2.47% | -0.17% | 4.44% | -0.27% | 0.82% | -3.42% | 4.07% | 0.40% | 5.83% |
| 2015 | -2.05% | 6.73% | 0.13% | 0.20% | 3.25% | -1.03% | 2.09% | -6.78% | -3.76% | 6.63% | 0.70% | -2.75% | 2.50% |
| 2014 | -1.65% | 5.64% | -0.78% | -1.13% | 2.81% | 3.43% | -1.61% | 4.32% | -1.35% | 3.08% | 2.99% | -1.46% | 14.81% |
Expense Ratio
SP500 plus Mutual Funds has an expense ratio of 0.48%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SP500 plus Mutual Funds is 10, meaning it’s performing worse than 90% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
FSELX Fidelity Select Semiconductors Portfolio | -0.45 | -0.38 | 0.95 | -0.54 | -1.53 |
VFINX Vanguard 500 Index Fund Investor Shares | 0.31 | 0.56 | 1.08 | 0.31 | 1.40 |
PRNHX T. Rowe Price New Horizons Fund | -0.50 | -0.58 | 0.93 | -0.26 | -1.36 |
VGT Vanguard Information Technology ETF | 0.02 | 0.23 | 1.03 | 0.02 | 0.08 |
VUG Vanguard Growth ETF | 0.23 | 0.49 | 1.07 | 0.25 | 0.93 |
FSPCX Fidelity Select Insurance Portfolio | 0.76 | 1.11 | 1.16 | 0.93 | 2.48 |
FBMPX Fidelity Select Communication Services Portfolio | 0.27 | 0.52 | 1.07 | 0.27 | 0.97 |
FPHAX Fidelity Select Pharmaceuticals Portfolio | -0.61 | -0.72 | 0.91 | -0.40 | -1.01 |
FSHCX Fidelity Select Health Care Services Portfolio | -0.51 | -0.54 | 0.92 | -0.36 | -0.93 |
Dividends
Dividend yield
SP500 plus Mutual Funds provided a 1.68% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.68% | 1.60% | 0.61% | 1.20% | 2.91% | 2.67% | 5.65% | 4.03% | 2.30% | 2.29% | 4.73% | 4.60% |
| Portfolio components: | ||||||||||||
FSELX Fidelity Select Semiconductors Portfolio | 0.00% | 0.00% | 0.10% | 0.18% | 0.04% | 0.51% | 0.76% | 0.76% | 1.04% | 0.71% | 16.31% | 3.48% |
VFINX Vanguard 500 Index Fund Investor Shares | 1.32% | 1.14% | 1.36% | 1.57% | 1.15% | 1.84% | 1.77% | 1.94% | 1.69% | 1.92% | 1.99% | 1.74% |
PRNHX T. Rowe Price New Horizons Fund | 5.82% | 4.91% | 0.00% | 4.72% | 17.09% | 13.58% | 11.73% | 13.94% | 8.27% | 5.77% | 7.72% | 11.65% |
VGT Vanguard Information Technology ETF | 0.63% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% | 1.12% |
VUG Vanguard Growth ETF | 0.55% | 0.47% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% | 1.21% |
FSPCX Fidelity Select Insurance Portfolio | 1.04% | 1.13% | 1.11% | 0.74% | 1.29% | 1.61% | 1.40% | 2.17% | 1.21% | 1.15% | 1.97% | 6.93% |
FBMPX Fidelity Select Communication Services Portfolio | 4.38% | 4.69% | 0.00% | 0.00% | 5.88% | 3.74% | 35.43% | 15.35% | 5.53% | 7.50% | 7.29% | 8.83% |
FPHAX Fidelity Select Pharmaceuticals Portfolio | 1.11% | 1.21% | 0.63% | 1.33% | 1.17% | 1.31% | 1.31% | 1.44% | 1.33% | 1.07% | 5.59% | 5.81% |
FSHCX Fidelity Select Health Care Services Portfolio | 0.64% | 0.71% | 0.35% | 0.23% | 0.21% | 0.76% | 0.27% | 0.12% | 0.11% | 0.16% | 1.91% | 3.52% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the SP500 plus Mutual Funds. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the SP500 plus Mutual Funds was 53.11%, occurring on Mar 9, 2009. Recovery took 462 trading sessions.
The current SP500 plus Mutual Funds drawdown is 16.90%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -53.11% | Oct 11, 2007 | 354 | Mar 9, 2009 | 462 | Jan 5, 2011 | 816 |
| -32.05% | Feb 20, 2020 | 23 | Mar 23, 2020 | 72 | Jul 6, 2020 | 95 |
| -31.54% | Nov 9, 2021 | 235 | Oct 14, 2022 | 329 | Feb 7, 2024 | 564 |
| -22.48% | Dec 5, 2024 | 84 | Apr 8, 2025 | — | — | — |
| -21.37% | Sep 21, 2018 | 65 | Dec 24, 2018 | 129 | Jul 1, 2019 | 194 |
Volatility
Volatility Chart
The current SP500 plus Mutual Funds volatility is 14.49%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| FSHCX | FSPCX | FPHAX | FSELX | FBMPX | VGT | PRNHX | VUG | VFINX | |
|---|---|---|---|---|---|---|---|---|---|
| FSHCX | 1.00 | 0.60 | 0.62 | 0.46 | 0.56 | 0.53 | 0.62 | 0.60 | 0.66 |
| FSPCX | 0.60 | 1.00 | 0.57 | 0.52 | 0.62 | 0.58 | 0.64 | 0.65 | 0.77 |
| FPHAX | 0.62 | 0.57 | 1.00 | 0.52 | 0.61 | 0.59 | 0.68 | 0.67 | 0.70 |
| FSELX | 0.46 | 0.52 | 0.52 | 1.00 | 0.67 | 0.86 | 0.74 | 0.79 | 0.76 |
| FBMPX | 0.56 | 0.62 | 0.61 | 0.67 | 1.00 | 0.76 | 0.77 | 0.83 | 0.83 |
| VGT | 0.53 | 0.58 | 0.59 | 0.86 | 0.76 | 1.00 | 0.82 | 0.93 | 0.87 |
| PRNHX | 0.62 | 0.64 | 0.68 | 0.74 | 0.77 | 0.82 | 1.00 | 0.87 | 0.85 |
| VUG | 0.60 | 0.65 | 0.67 | 0.79 | 0.83 | 0.93 | 0.87 | 1.00 | 0.95 |
| VFINX | 0.66 | 0.77 | 0.70 | 0.76 | 0.83 | 0.87 | 0.85 | 0.95 | 1.00 |