Fidelity Select Insurance Portfolio (FSPCX)

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Fidelity Select Insurance Portfolio (FSPCX) is down 5.1% since the beginning of the year. FSPCX is currently trading at $84 per share. Investors who bought $1,000 worth of FSPCX shares 5 years ago would now be looking at an investment worth $1,633.

Fidelity Select Insurance Portfolio (FSPCX) has returned -5.11% so far this year and -9.24% over the past 12 months. Over the last ten years, FSPCX has returned 11.52% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.

Based on dividend-adjusted daily data since Dec 16, 1985, FSPCX's average daily return is +0.05%, while the average monthly return is +1.01%. At this rate, an investment would double in approximately 5.7 years.

Historically, 61% of months were positive and 39% were negative. The best month was Mar 2000 with a return of +23.3%, while the worst month was Oct 2008 at -22.4%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 6 months.

On a daily basis, FSPCX closed higher 53% of trading days. The best single day was Oct 13, 2008 with a return of +16.7%, while the worst single day was Mar 16, 2020 at -13.7%.

Fidelity Select Insurance Portfolio has an annualized alpha of 3.38%, beta of 0.88, and R2 of 0.63 versus S&P 500 Index. Calculated based on daily prices since December 17, 1985.

• This fund participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (93.27%) than losses (84.21%) - typical of diversified or defensive assets.
• This fund generated an annualized alpha of 3.38% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
• With beta of 0.88 and R2 of 0.63, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.

FSPCX has an expense ratio of 0.78%, placing it in the medium range.

FSPCX ranks 1 for risk / return — in the bottom 1% of mutual funds on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

The table below present risk-adjusted performance metrics for Fidelity Select Insurance Portfolio (FSPCX) and compare them to S&P 500 Index.

Fidelity Select Insurance Portfolio provided a 4.96% dividend yield over the last twelve months, with an annual payout of $4.17 per share.

The table displays the monthly dividend distributions for Fidelity Select Insurance Portfolio. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Fidelity Select Insurance Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Fidelity Select Insurance Portfolio was 69.48%, occurring on Mar 5, 2009. Recovery took 1096 trading sessions.

The current Fidelity Select Insurance Portfolio drawdown is 9.62%.

The chart below shows the rolling one-month volatility.