Freedom 2029
Asset Allocation
Performance
Performance Chart
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The earliest data available for this chart is Oct 24, 2013, corresponding to the inception date of FSTA
Returns By Period
As of May 30, 2025, the Freedom 2029 returned 5.56% Year-To-Date and 12.12% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 0.51% | 6.15% | -2.00% | 12.92% | 14.19% | 10.85% |
| Freedom 2029 | 5.72% | 4.37% | 2.12% | 17.11% | 14.43% | 12.15% |
| Portfolio components: | ||||||
DGRW WisdomTree U.S. Dividend Growth Fund | 0.39% | 4.15% | -4.51% | 9.29% | 14.67% | 12.07% |
PPA Invesco Aerospace & Defense ETF | 16.35% | 9.58% | 10.26% | 29.36% | 19.38% | 15.01% |
SCHD Schwab US Dividend Equity ETF | -3.35% | 1.36% | -9.75% | 5.67% | 12.22% | 10.58% |
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 3.51% | -0.38% | 3.40% | 6.78% | 3.88% | 2.85% |
VTI Vanguard Total Stock Market ETF | 0.38% | 6.25% | -2.68% | 13.67% | 15.23% | 12.13% |
VUG Vanguard Growth ETF | 0.79% | 9.21% | 1.24% | 18.30% | 17.15% | 15.26% |
FSTA Fidelity MSCI Consumer Staples Index ETF | 6.66% | 1.67% | 1.39% | 13.50% | 10.85% | 8.53% |
FTEC Fidelity MSCI Information Technology Index ETF | -2.27% | 10.42% | -2.37% | 14.02% | 19.45% | 19.54% |
IAU iShares Gold Trust | 25.55% | -0.02% | 23.70% | 40.51% | 13.46% | 10.41% |
XLU Utilities Select Sector SPDR Fund | 9.00% | 3.83% | 0.31% | 18.14% | 9.92% | 9.95% |
Monthly Returns
The table below presents the monthly returns of Freedom 2029, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.65% | 0.10% | -1.86% | 0.46% | 4.37% | 5.72% | |||||||
| 2024 | 0.26% | 3.47% | 3.67% | -2.04% | 4.30% | 1.30% | 2.80% | 2.70% | 2.50% | -0.40% | 4.24% | -3.41% | 20.82% |
| 2023 | 3.94% | -2.26% | 4.15% | 0.89% | -0.46% | 4.38% | 2.54% | -1.88% | -4.80% | -0.24% | 7.22% | 3.97% | 18.14% |
| 2022 | -3.94% | -0.09% | 2.97% | -5.20% | -0.31% | -5.20% | 5.48% | -2.80% | -8.08% | 6.96% | 5.36% | -2.85% | -8.64% |
| 2021 | -1.71% | 0.37% | 4.86% | 3.54% | 1.17% | 0.43% | 2.10% | 1.80% | -4.10% | 4.72% | -0.98% | 5.06% | 18.18% |
| 2020 | 1.85% | -6.78% | -9.34% | 9.03% | 4.27% | 1.36% | 5.68% | 5.01% | -2.85% | -1.48% | 7.83% | 3.72% | 17.84% |
| 2019 | 6.32% | 3.64% | 1.54% | 3.26% | -4.33% | 6.13% | 1.60% | 0.92% | 1.31% | 1.30% | 2.05% | 2.32% | 28.90% |
| 2018 | 3.84% | -3.01% | -1.13% | -0.57% | 1.81% | 0.23% | 2.69% | 2.26% | 0.64% | -4.66% | 1.34% | -6.26% | -3.30% |
| 2017 | 1.96% | 3.99% | 0.24% | 1.39% | 2.19% | -0.97% | 2.13% | 1.56% | 0.73% | 2.40% | 2.62% | 0.43% | 20.23% |
| 2016 | -2.02% | 1.68% | 5.22% | -0.07% | 0.84% | 2.64% | 2.63% | -0.90% | 0.40% | -1.30% | 0.51% | 1.31% | 11.25% |
| 2015 | -0.52% | 3.02% | -1.75% | 0.24% | 1.08% | -2.39% | 1.29% | -4.03% | -1.26% | 6.30% | -0.51% | -0.82% | 0.28% |
| 2014 | -1.64% | 4.27% | 0.33% | 0.92% | 1.21% | 2.09% | -2.43% | 3.50% | -1.56% | 2.57% | 2.67% | 0.07% | 12.40% |
Expense Ratio
Freedom 2029 has an expense ratio of 0.16%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 82, Freedom 2029 is among the top 18% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
DGRW WisdomTree U.S. Dividend Growth Fund | 0.56 | 0.83 | 1.12 | 0.51 | 1.85 |
PPA Invesco Aerospace & Defense ETF | 1.42 | 1.94 | 1.28 | 1.87 | 6.66 |
SCHD Schwab US Dividend Equity ETF | 0.35 | 0.56 | 1.07 | 0.33 | 0.99 |
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 3.36 | 5.08 | 1.75 | 6.99 | 20.77 |
VTI Vanguard Total Stock Market ETF | 0.68 | 0.98 | 1.14 | 0.63 | 2.36 |
VUG Vanguard Growth ETF | 0.73 | 1.05 | 1.15 | 0.71 | 2.38 |
FSTA Fidelity MSCI Consumer Staples Index ETF | 1.02 | 1.45 | 1.18 | 1.45 | 4.57 |
FTEC Fidelity MSCI Information Technology Index ETF | 0.46 | 0.70 | 1.09 | 0.39 | 1.27 |
IAU iShares Gold Trust | 2.29 | 2.98 | 1.38 | 4.85 | 13.25 |
XLU Utilities Select Sector SPDR Fund | 1.05 | 1.48 | 1.19 | 1.73 | 4.43 |
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Dividends
Dividend yield
Freedom 2029 provided a 1.60% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.60% | 1.59% | 1.81% | 2.17% | 1.71% | 1.57% | 1.73% | 1.97% | 1.61% | 1.80% | 1.76% | 1.54% |
| Portfolio components: | ||||||||||||
DGRW WisdomTree U.S. Dividend Growth Fund | 1.59% | 1.55% | 1.74% | 2.15% | 1.78% | 1.91% | 2.20% | 2.42% | 1.73% | 2.13% | 2.18% | 1.79% |
PPA Invesco Aerospace & Defense ETF | 0.47% | 0.61% | 0.67% | 0.83% | 0.59% | 0.88% | 0.95% | 0.90% | 0.67% | 1.70% | 1.41% | 0.62% |
SCHD Schwab US Dividend Equity ETF | 3.97% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 2.76% | 2.70% | 3.36% | 6.84% | 4.68% | 1.20% | 1.95% | 2.45% | 1.52% | 0.76% | 0.00% | 0.82% |
VTI Vanguard Total Stock Market ETF | 1.29% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
VUG Vanguard Growth ETF | 0.47% | 0.47% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% | 1.21% |
FSTA Fidelity MSCI Consumer Staples Index ETF | 2.12% | 2.25% | 2.66% | 2.26% | 2.15% | 2.47% | 2.46% | 3.01% | 2.42% | 2.53% | 2.86% | 2.24% |
FTEC Fidelity MSCI Information Technology Index ETF | 0.50% | 0.49% | 0.77% | 0.93% | 0.63% | 0.83% | 1.03% | 1.20% | 0.96% | 1.25% | 1.27% | 1.09% |
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
XLU Utilities Select Sector SPDR Fund | 2.78% | 2.96% | 3.39% | 2.92% | 2.79% | 3.14% | 2.95% | 3.33% | 3.33% | 3.41% | 3.67% | 3.19% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Freedom 2029. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Freedom 2029 was 27.48%, occurring on Mar 23, 2020. Recovery took 93 trading sessions.
The current Freedom 2029 drawdown is 0.47%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -27.48% | Feb 20, 2020 | 23 | Mar 23, 2020 | 93 | Aug 4, 2020 | 116 |
| -16.82% | Jan 5, 2022 | 196 | Oct 14, 2022 | 166 | Jun 14, 2023 | 362 |
| -13.84% | Oct 3, 2018 | 57 | Dec 24, 2018 | 53 | Mar 13, 2019 | 110 |
| -11.83% | Feb 20, 2025 | 34 | Apr 8, 2025 | 26 | May 15, 2025 | 60 |
| -9.42% | May 19, 2015 | 69 | Aug 25, 2015 | 140 | Mar 16, 2016 | 209 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 10 assets, with an effective number of assets of 10.00, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.
Asset Correlations Table
| ^GSPC | IAU | VTIP | XLU | FSTA | PPA | FTEC | SCHD | VUG | VTI | DGRW | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | -0.00 | 0.07 | 0.39 | 0.63 | 0.75 | 0.90 | 0.83 | 0.94 | 0.99 | 0.95 | 0.94 |
| IAU | -0.00 | 1.00 | 0.37 | 0.14 | 0.04 | 0.01 | -0.00 | -0.00 | 0.01 | 0.00 | -0.00 | 0.17 |
| VTIP | 0.07 | 0.37 | 1.00 | 0.18 | 0.09 | 0.05 | 0.05 | 0.07 | 0.07 | 0.07 | 0.07 | 0.16 |
| XLU | 0.39 | 0.14 | 0.18 | 1.00 | 0.58 | 0.36 | 0.24 | 0.47 | 0.30 | 0.38 | 0.43 | 0.55 |
| FSTA | 0.63 | 0.04 | 0.09 | 0.58 | 1.00 | 0.53 | 0.45 | 0.73 | 0.52 | 0.61 | 0.71 | 0.72 |
| PPA | 0.75 | 0.01 | 0.05 | 0.36 | 0.53 | 1.00 | 0.61 | 0.75 | 0.64 | 0.77 | 0.77 | 0.79 |
| FTEC | 0.90 | -0.00 | 0.05 | 0.24 | 0.45 | 0.61 | 1.00 | 0.64 | 0.95 | 0.89 | 0.82 | 0.84 |
| SCHD | 0.83 | -0.00 | 0.07 | 0.47 | 0.73 | 0.75 | 0.64 | 1.00 | 0.67 | 0.83 | 0.90 | 0.85 |
| VUG | 0.94 | 0.01 | 0.07 | 0.30 | 0.52 | 0.64 | 0.95 | 0.67 | 1.00 | 0.93 | 0.85 | 0.88 |
| VTI | 0.99 | 0.00 | 0.07 | 0.38 | 0.61 | 0.77 | 0.89 | 0.83 | 0.93 | 1.00 | 0.94 | 0.94 |
| DGRW | 0.95 | -0.00 | 0.07 | 0.43 | 0.71 | 0.77 | 0.82 | 0.90 | 0.85 | 0.94 | 1.00 | 0.94 |
| Portfolio | 0.94 | 0.17 | 0.16 | 0.55 | 0.72 | 0.79 | 0.84 | 0.85 | 0.88 | 0.94 | 0.94 | 1.00 |