Lazy DIV-Biased Growth
A three fund portfolio that produces consistent dividends while also being slightly diversified for growth.
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
JEPQ JPMorgan Nasdaq Equity Premium Income ETF | Actively Managed, Dividend, Derivative Income | 20% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 40% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 40% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Lazy DIV-Biased Growth, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is May 4, 2022, corresponding to the inception date of JEPQ
Returns By Period
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 13.20% | -1.28% | 10.32% | 18.23% | 12.31% | 10.58% |
| Lazy DIV-Biased Growth | 12.73% | -0.53% | 9.59% | 19.96% | N/A | N/A |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | 8.60% | 4.84% | 7.35% | 12.13% | 11.96% | 11.22% |
SCHG Schwab U.S. Large-Cap Growth ETF | 17.61% | -3.87% | 12.95% | 28.29% | 18.43% | 15.81% |
JEPQ JPMorgan Nasdaq Equity Premium Income ETF | 10.06% | -4.70% | 6.11% | 18.20% | N/A | N/A |
Monthly Returns
The table below presents the monthly returns of Lazy DIV-Biased Growth, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 1.70% | 4.38% | 3.13% | -4.05% | 4.25% | 3.50% | 12.73% | ||||||
| 2023 | 6.06% | -1.94% | 4.42% | 0.74% | 1.84% | 5.46% | 3.68% | -1.01% | -4.46% | -2.28% | 8.55% | 4.85% | 28.13% |
| 2022 | -3.71% | -7.60% | 8.36% | -4.22% | -8.77% | 7.17% | 5.41% | -5.78% | -10.34% |
Expense Ratio
Lazy DIV-Biased Growth has an expense ratio of 0.11%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Lazy DIV-Biased Growth is 71, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 1.06 | 1.60 | 1.19 | 0.97 | 3.31 |
SCHG Schwab U.S. Large-Cap Growth ETF | 1.68 | 2.29 | 1.30 | 2.68 | 9.29 |
JEPQ JPMorgan Nasdaq Equity Premium Income ETF | 1.56 | 2.08 | 1.30 | 2.74 | 9.65 |
Dividends
Dividend yield
Lazy DIV-Biased Growth granted a 3.44% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Lazy DIV-Biased Growth | 3.44% | 3.59% | 3.46% | 1.28% | 1.47% | 1.52% | 1.74% | 1.46% | 1.66% | 1.68% | 1.49% | 1.42% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 3.49% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.27% | 1.22% | 1.09% | 1.07% |
JEPQ JPMorgan Nasdaq Equity Premium Income ETF | 9.37% | 10.02% | 9.44% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below displays the maximum drawdowns of the Lazy DIV-Biased Growth. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Lazy DIV-Biased Growth was 16.75%, occurring on Oct 12, 2022. Recovery took 160 trading sessions.
The current Lazy DIV-Biased Growth drawdown is 3.67%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -16.75% | Aug 17, 2022 | 40 | Oct 12, 2022 | 160 | Jun 2, 2023 | 200 |
| -13.95% | May 5, 2022 | 30 | Jun 16, 2022 | 39 | Aug 12, 2022 | 69 |
| -9.18% | Aug 1, 2023 | 63 | Oct 27, 2023 | 19 | Nov 24, 2023 | 82 |
| -5.53% | Apr 1, 2024 | 15 | Apr 19, 2024 | 17 | May 14, 2024 | 32 |
| -3.99% | Jul 17, 2024 | 7 | Jul 25, 2024 | — | — | — |
Volatility
Volatility Chart
The current Lazy DIV-Biased Growth volatility is 3.09%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SCHD | SCHG | JEPQ | |
|---|---|---|---|
| SCHD | 1.00 | 0.61 | 0.62 |
| SCHG | 0.61 | 1.00 | 0.96 |
| JEPQ | 0.62 | 0.96 | 1.00 |