Dividend ONLY (taxable account)

The chart shows the growth of an initial investment of $10,000 in Dividend ONLY (taxable account), comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

Based on dividend-adjusted daily data since Feb 23, 2024, Dividend ONLY (taxable account)'s average daily return is +0.12%, while the average monthly return is +2.37%. At this rate, your investment would double in approximately 2.5 years.

Historically, 52% of months were positive and 48% were negative. The best month was Mar 2024 with a return of +40.8%, while the worst month was Apr 2024 at -15.5%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 5 months.

On a daily basis, Dividend ONLY (taxable account) closed higher 53% of trading days. The best single day was Apr 9, 2025 with a return of +15.1%, while the worst single day was Nov 21, 2024 at -10.1%.

Dividend ONLY (taxable account) has an annualized alpha of 11.88%, beta of 1.44, and R² of 0.32 versus S&P 500 Index. Calculated based on daily prices since February 23, 2024.

• This portfolio captured 148.00% of S&P 500 Index gains but only 87.95% of its losses — a favorable profile for investors.
• R² of 0.32 means the benchmark explains less than half of this portfolio's behavior — treat beta with caution or consider switching to a more representative benchmark.

Dividend ONLY (taxable account) has an expense ratio of 0.60%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Dividend ONLY (taxable account) ranks 2 for risk / return — in the bottom 2% of portfolios on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Dividend ONLY (taxable account) Sharpe ratios as of Apr 2, 2026 (values are recalculated daily):

• 1-Year: -0.61
• All Time: 0.62

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.00 to 1.69, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of Dividend ONLY (taxable account) compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Dividend ONLY (taxable account) provided a 161.10% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Dividend ONLY (taxable account). A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Dividend ONLY (taxable account) was 39.71%, occurring on Feb 5, 2026. The portfolio has not yet recovered.

The current Dividend ONLY (taxable account) drawdown is 35.51%.

The chart below shows the rolling one-month volatility.