Dad's IRA rebalanced simpler
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Dad's IRA rebalanced simpler, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Oct 22, 2012, corresponding to the inception date of IEFA
Returns By Period
As of Jul 22, 2024, the Dad's IRA rebalanced simpler returned 8.91% Year-To-Date and 7.99% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 16.48% | 1.67% | 14.21% | 21.98% | 13.13% | 10.91% |
| Dad's IRA rebalanced simpler | 9.08% | 1.28% | 8.50% | 14.15% | 8.76% | 8.03% |
| Portfolio components: | ||||||
VUG Vanguard Growth ETF | 19.69% | -0.48% | 15.74% | 29.67% | 17.84% | 15.22% |
VTV Vanguard Value ETF | 11.81% | 2.58% | 11.29% | 15.10% | 10.80% | 10.04% |
IEFA iShares Core MSCI EAFE ETF | 7.47% | 2.77% | 9.65% | 11.22% | 6.98% | 4.80% |
SWVXX Schwab Value Advantage Money Fund | 2.39% | 0.39% | 2.17% | 4.88% | 2.04% | 1.36% |
VB Vanguard Small-Cap ETF | 8.97% | 6.22% | 10.74% | 13.99% | 9.43% | 8.98% |
VIG Vanguard Dividend Appreciation ETF | 11.50% | 2.40% | 9.91% | 15.28% | 11.74% | 11.46% |
BIV Vanguard Intermediate-Term Bond ETF | 0.87% | 0.75% | 2.02% | 4.37% | 0.36% | 1.85% |
BSV Vanguard Short-Term Bond ETF | 1.79% | 0.82% | 1.95% | 5.22% | 1.17% | 1.47% |
Monthly Returns
The table below presents the monthly returns of Dad's IRA rebalanced simpler, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.64% | 2.57% | 2.09% | -3.19% | 3.41% | 1.99% | 9.08% | ||||||
| 2023 | 5.35% | -2.23% | 3.15% | 1.10% | -0.26% | 3.70% | 2.05% | -1.34% | -3.49% | -1.81% | 6.89% | 4.21% | 18.07% |
| 2022 | -4.24% | -1.94% | 0.64% | -6.28% | 0.15% | -5.25% | 6.31% | -3.53% | -6.90% | 4.28% | 4.87% | -3.53% | -15.35% |
| 2021 | -0.75% | 1.08% | 1.84% | 3.26% | 0.59% | 1.50% | 1.59% | 1.51% | -3.10% | 3.70% | -0.85% | 2.38% | 13.32% |
| 2020 | 0.88% | -4.09% | -7.82% | 7.97% | 3.78% | 1.80% | 3.61% | 4.23% | -2.00% | -1.53% | 7.37% | 2.68% | 16.88% |
| 2019 | 5.38% | 2.22% | 1.61% | 2.42% | -3.08% | 4.43% | 0.85% | 0.03% | 0.76% | 1.40% | 1.94% | 1.71% | 21.27% |
| 2018 | 2.88% | -2.58% | -0.93% | -0.12% | 1.72% | 0.29% | 1.99% | 2.02% | 0.15% | -4.72% | 1.26% | -4.33% | -2.68% |
| 2017 | 1.52% | 2.40% | 0.42% | 1.27% | 1.27% | 0.24% | 1.38% | 0.46% | 1.03% | 1.37% | 1.64% | 0.79% | 14.68% |
| 2016 | -2.62% | 0.16% | 4.45% | 0.31% | 0.89% | 0.78% | 2.50% | -0.07% | 0.19% | -1.60% | 0.81% | 1.01% | 6.85% |
| 2015 | -0.44% | 3.05% | -1.19% | 0.95% | 0.65% | -1.53% | 1.49% | -3.78% | -1.36% | 4.70% | 0.07% | -1.36% | 0.97% |
| 2014 | -1.57% | 3.23% | -0.13% | 0.45% | 1.80% | 1.32% | -1.37% | 2.62% | -1.54% | 1.75% | 1.70% | -0.25% | 8.17% |
| 2013 | 2.84% | 0.77% | 2.31% | 1.60% | 0.12% | -1.78% | 3.51% | -1.90% | 3.17% | 2.84% | 1.33% | 1.30% | 17.15% |
Expense Ratio
Dad's IRA rebalanced simpler has an expense ratio of 0.04%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Dad's IRA rebalanced simpler is 60, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VUG Vanguard Growth ETF | 1.95 | 2.66 | 1.35 | 1.60 | 9.68 |
VTV Vanguard Value ETF | 1.62 | 2.34 | 1.28 | 1.61 | 5.12 |
IEFA iShares Core MSCI EAFE ETF | 0.90 | 1.35 | 1.16 | 0.66 | 2.65 |
SWVXX Schwab Value Advantage Money Fund | 3.36 | — | — | — | — |
VB Vanguard Small-Cap ETF | 0.87 | 1.35 | 1.16 | 0.60 | 2.50 |
VIG Vanguard Dividend Appreciation ETF | 1.71 | 2.47 | 1.30 | 1.65 | 5.58 |
BIV Vanguard Intermediate-Term Bond ETF | 0.77 | 1.17 | 1.13 | 0.28 | 2.41 |
BSV Vanguard Short-Term Bond ETF | 2.03 | 3.22 | 1.39 | 0.93 | 10.54 |
Dividends
Dividend yield
Dad's IRA rebalanced simpler granted a 2.09% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dad's IRA rebalanced simpler | 2.09% | 1.98% | 1.73% | 1.86% | 1.79% | 1.96% | 2.15% | 1.86% | 1.91% | 2.06% | 2.21% | 2.20% |
| Portfolio components: | ||||||||||||
VUG Vanguard Growth ETF | 0.51% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% | 1.21% | 1.19% |
VTV Vanguard Value ETF | 2.39% | 2.46% | 2.52% | 2.15% | 2.56% | 2.50% | 2.73% | 2.29% | 2.44% | 2.60% | 2.22% | 2.21% |
IEFA iShares Core MSCI EAFE ETF | 3.07% | 3.20% | 2.70% | 3.32% | 1.90% | 3.18% | 3.46% | 2.57% | 2.96% | 2.63% | 3.10% | 2.16% |
SWVXX Schwab Value Advantage Money Fund | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VB Vanguard Small-Cap ETF | 1.44% | 1.55% | 1.59% | 1.24% | 1.14% | 1.39% | 1.67% | 1.35% | 1.50% | 1.48% | 1.43% | 1.31% |
VIG Vanguard Dividend Appreciation ETF | 1.78% | 1.88% | 1.96% | 1.55% | 1.63% | 1.71% | 2.08% | 1.88% | 2.14% | 2.34% | 1.95% | 1.84% |
BIV Vanguard Intermediate-Term Bond ETF | 3.49% | 3.09% | 2.41% | 3.42% | 2.95% | 2.75% | 2.88% | 2.69% | 2.38% | 3.02% | 3.96% | 4.22% |
BSV Vanguard Short-Term Bond ETF | 2.99% | 2.46% | 1.50% | 1.45% | 1.79% | 2.29% | 1.99% | 1.65% | 1.48% | 1.40% | 1.45% | 1.48% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below displays the maximum drawdowns of the Dad's IRA rebalanced simpler. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dad's IRA rebalanced simpler was 21.16%, occurring on Mar 23, 2020. Recovery took 79 trading sessions.
The current Dad's IRA rebalanced simpler drawdown is 1.77%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -21.16% | Feb 20, 2020 | 23 | Mar 23, 2020 | 79 | Jul 15, 2020 | 102 |
| -20.46% | Dec 28, 2021 | 202 | Oct 14, 2022 | 323 | Jan 22, 2024 | 525 |
| -11.28% | Sep 21, 2018 | 65 | Dec 24, 2018 | 55 | Mar 15, 2019 | 120 |
| -8.08% | May 22, 2015 | 183 | Feb 11, 2016 | 45 | Apr 18, 2016 | 228 |
| -6.29% | Jan 29, 2018 | 9 | Feb 8, 2018 | 124 | Aug 7, 2018 | 133 |
Volatility
Volatility Chart
The current Dad's IRA rebalanced simpler volatility is 1.73%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SWVXX | BSV | BIV | IEFA | VUG | VB | VIG | VTV | |
|---|---|---|---|---|---|---|---|---|
| SWVXX | 1.00 | -0.00 | -0.01 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 |
| BSV | -0.00 | 1.00 | 0.86 | -0.01 | -0.03 | -0.07 | -0.04 | -0.11 |
| BIV | -0.01 | 0.86 | 1.00 | -0.02 | -0.03 | -0.08 | -0.05 | -0.12 |
| IEFA | 0.00 | -0.01 | -0.02 | 1.00 | 0.74 | 0.76 | 0.77 | 0.78 |
| VUG | 0.01 | -0.03 | -0.03 | 0.74 | 1.00 | 0.79 | 0.83 | 0.73 |
| VB | 0.02 | -0.07 | -0.08 | 0.76 | 0.79 | 1.00 | 0.83 | 0.85 |
| VIG | 0.02 | -0.04 | -0.05 | 0.77 | 0.83 | 0.83 | 1.00 | 0.92 |
| VTV | 0.02 | -0.11 | -0.12 | 0.78 | 0.73 | 0.85 | 0.92 | 1.00 |