John Roth IRA

The chart shows the growth of an initial investment of $10,000 in John Roth IRA, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

As of Apr 4, 2026, the John Roth IRA returned 1.01% Year-To-Date and 15.90% of annualized return in the last 10 years.

Based on dividend-adjusted daily data since Oct 25, 2013, John Roth IRA's average daily return is +0.06%, while the average monthly return is +1.22%. At this rate, your investment would double in approximately 4.8 years.

Historically, 68% of months were positive and 32% were negative. The best month was Apr 2020 with a return of +13.1%, while the worst month was Mar 2020 at -11.9%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 3 months.

On a daily basis, John Roth IRA closed higher 55% of trading days. The best single day was Mar 13, 2020 with a return of +9.6%, while the worst single day was Mar 16, 2020 at -12.0%.

John Roth IRA has an annualized alpha of 2.93%, beta of 1.01, and R² of 0.99 versus S&P 500 Index. Calculated based on daily prices since October 25, 2013.

• This portfolio captured 109.82% of S&P 500 Index gains but only 94.68% of its losses — a favorable profile for investors.
• This portfolio generated an annualized alpha of 2.93% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
• With beta of 1.01 and R² of 0.99, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

John Roth IRA has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

John Roth IRA ranks 42 for risk / return — on par with similar portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

John Roth IRA Sharpe ratios as of Apr 4, 2026 (values are recalculated daily):

• 1-Year: 2.16
• 5-Year: 0.69
• 10-Year: 0.86
• All Time: 0.83

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.01 to 1.82, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of John Roth IRA compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

John Roth IRA provided a 1.56% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the John Roth IRA. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the John Roth IRA was 33.36%, occurring on Mar 23, 2020. Recovery took 92 trading sessions.

The current John Roth IRA drawdown is 3.96%.

The chart below shows the rolling one-month volatility.