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Buy n Hold Long Term
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Diversification

Buy n Hold Long Term

Last updated Nov 13, 2024

My 401k portfolio for the long term till retirement. Gold and some dividends for diversification.

Asset Allocation

SGOL 10%CGDV 14%FDVV 14%SCHG 14%SCHD 14%AVUV 12%AVMV 12%FTEC 10%CommodityCommodityEquityEquity
PositionCategory/SectorWeight
AVMV
Avantis U.S. Mid Cap Value ETF		Mid Cap Value Equities
12%
AVUV
Avantis U.S. Small Cap Value ETF		Small Cap Value Equities, Actively Managed
12%
CGDV
Capital Group Dividend Value ETF		Large Cap Value Equities, Dividend
14%
FDVV
Fidelity High Dividend ETF		Large Cap Blend Equities, Dividend
14%
FTEC
Fidelity MSCI Information Technology Index ETF		Technology Equities
10%
SCHD
Schwab US Dividend Equity ETF		Large Cap Growth Equities, Dividend
14%
SCHG
Schwab U.S. Large-Cap Growth ETF		Large Cap Growth Equities
14%
SGOL
Aberdeen Standard Physical Gold Shares ETF		Precious Metals, Gold
10%

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Buy n Hold Long Term, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly

0.00%5.00%10.00%JuneJulyAugustSeptemberOctoberNovember
12.63%
12.74%
Buy n Hold Long Term
Benchmark (^GSPC)
Portfolio components

The earliest data available for this chart is Nov 9, 2023, corresponding to the inception date of AVMV

Returns By Period

Year-To-Date1 month6 months1 year5 years (annualized)10 years (annualized)
^GSPC
S&P 500		25.45%2.91%14.05%35.64%14.13%11.39%
Buy n Hold Long Term24.70%1.94%12.64%35.08%N/AN/A
Portfolio components:
CGDV
Capital Group Dividend Value ETF		24.19%-1.27%10.71%34.78%N/AN/A
FDVV
Fidelity High Dividend ETF		24.79%0.43%11.87%34.61%14.56%N/A
SCHG
Schwab U.S. Large-Cap Growth ETF		34.42%4.28%17.22%42.10%20.92%16.81%
SGOL
Aberdeen Standard Physical Gold Shares ETF		25.79%-1.97%8.90%32.22%11.91%7.86%
FTEC
Fidelity MSCI Information Technology Index ETF		29.50%2.44%16.50%38.27%23.15%20.71%
AVUV
Avantis U.S. Small Cap Value ETF		16.65%6.36%11.34%32.01%16.44%N/A
AVMV
Avantis U.S. Mid Cap Value ETF		24.02%4.42%12.55%36.60%N/AN/A
SCHD
Schwab US Dividend Equity ETF		17.07%0.77%10.34%27.17%12.79%11.62%

Monthly Returns

The table below presents the monthly returns of Buy n Hold Long Term, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
20240.15%3.78%4.59%-3.55%4.55%1.39%4.59%1.05%2.16%-0.08%24.70%
20235.64%6.32%12.32%

Expense Ratio

Buy n Hold Long Term has an expense ratio of 0.18%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.

CGDV
Capital Group Dividend Value ETF
Expense ratio chart for CGDV: current value at 0.33% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.33%
FDVV
Fidelity High Dividend ETF
Expense ratio chart for FDVV: current value at 0.29% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.29%
AVUV
Avantis U.S. Small Cap Value ETF
Expense ratio chart for AVUV: current value at 0.25% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.25%
AVMV
Avantis U.S. Mid Cap Value ETF
Expense ratio chart for AVMV: current value at 0.20% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.20%
SGOL
Aberdeen Standard Physical Gold Shares ETF
Expense ratio chart for SGOL: current value at 0.17% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.17%
FTEC
Fidelity MSCI Information Technology Index ETF
Expense ratio chart for FTEC: current value at 0.08% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.08%
SCHD
Schwab US Dividend Equity ETF
Expense ratio chart for SCHD: current value at 0.06% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.06%
SCHG
Schwab U.S. Large-Cap Growth ETF
Expense ratio chart for SCHG: current value at 0.04% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.04%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current risk-adjusted rank of Buy n Hold Long Term is 85, placing it in the top 15% of portfolios on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.

The Risk-Adjusted Performance Rank of Buy n Hold Long Term is 8585
Combined Rank
The Sharpe Ratio Rank of Buy n Hold Long Term is 8383Sharpe Ratio Rank
The Sortino Ratio Rank of Buy n Hold Long Term is 8181Sortino Ratio Rank
The Omega Ratio Rank of Buy n Hold Long Term is 8484Omega Ratio Rank
The Calmar Ratio Rank of Buy n Hold Long Term is 8888Calmar Ratio Rank
The Martin Ratio Rank of Buy n Hold Long Term is 9090Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Buy n Hold Long Term
Sharpe ratio
The chart of Sharpe ratio for Buy n Hold Long Term, currently valued at 3.14, compared to the broader market0.002.004.006.003.14
Sortino ratio
The chart of Sortino ratio for Buy n Hold Long Term, currently valued at 4.24, compared to the broader market-2.000.002.004.006.004.24
Omega ratio
The chart of Omega ratio for Buy n Hold Long Term, currently valued at 1.59, compared to the broader market0.801.001.201.401.601.802.001.59
Calmar ratio
The chart of Calmar ratio for Buy n Hold Long Term, currently valued at 5.35, compared to the broader market0.005.0010.0015.005.35
Martin ratio
The chart of Martin ratio for Buy n Hold Long Term, currently valued at 23.38, compared to the broader market0.0010.0020.0030.0040.0050.0060.0023.38
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.90, compared to the broader market0.002.004.006.002.90
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 3.87, compared to the broader market-2.000.002.004.006.003.87
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.54, compared to the broader market0.801.001.201.401.601.802.001.54
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 4.19, compared to the broader market0.005.0010.0015.004.19
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 18.72, compared to the broader market0.0010.0020.0030.0040.0050.0060.0018.72
Portfolio components
Sharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
CGDV
Capital Group Dividend Value ETF		3.244.471.597.1528.07
FDVV
Fidelity High Dividend ETF		3.584.911.677.3531.14
SCHG
Schwab U.S. Large-Cap Growth ETF		2.643.391.483.6114.40
SGOL
Aberdeen Standard Physical Gold Shares ETF		2.323.081.405.0715.08
FTEC
Fidelity MSCI Information Technology Index ETF		1.932.501.342.679.64
AVUV
Avantis U.S. Small Cap Value ETF		1.782.621.323.529.29
AVMV
Avantis U.S. Mid Cap Value ETF		2.533.561.454.8313.83
SCHD
Schwab US Dividend Equity ETF		2.643.811.474.9614.57

Sharpe Ratio

The current Buy n Hold Long Term Sharpe ratio is 3.14. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Compared to the broad market, where average Sharpe ratios range from 2.07 to 2.97, this portfolio's current Sharpe ratio is in the top 25%, it signifies superior risk-adjusted performance. This means that for the level of risk undertaken, the portfolio is generating impressive returns compared to most others.

Use the chart below to compare the Sharpe ratio of Buy n Hold Long Term with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

Rolling 12-month Sharpe Ratio2.902.953.003.053.10
3.14
2.90
Buy n Hold Long Term
Benchmark (^GSPC)
Portfolio components

Dividends

Dividend yield

Buy n Hold Long Term provided a 1.48% dividend yield over the last twelve months.

TTM20232022202120202019201820172016201520142013
Portfolio1.48%1.62%1.52%1.04%1.19%1.23%1.29%1.11%0.82%0.71%0.63%0.51%
Portfolio components:
CGDV
Capital Group Dividend Value ETF		1.49%1.66%1.36%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FDVV
Fidelity High Dividend ETF		2.73%3.77%3.44%2.70%3.19%3.93%4.05%3.63%1.04%0.00%0.00%0.00%
SCHG
Schwab U.S. Large-Cap Growth ETF		0.40%0.46%0.55%0.42%0.52%0.82%1.27%1.01%1.04%1.22%1.09%1.07%
SGOL
Aberdeen Standard Physical Gold Shares ETF		0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FTEC
Fidelity MSCI Information Technology Index ETF		0.61%0.77%0.93%0.63%0.83%1.03%1.20%0.96%1.25%1.27%1.09%0.18%
AVUV
Avantis U.S. Small Cap Value ETF		1.51%1.65%1.74%1.28%1.21%0.38%0.00%0.00%0.00%0.00%0.00%0.00%
AVMV
Avantis U.S. Mid Cap Value ETF		1.02%0.25%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
SCHD
Schwab US Dividend Equity ETF		3.38%3.49%3.39%2.78%3.16%2.98%3.06%2.63%2.89%2.97%2.63%2.47%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

-8.00%-6.00%-4.00%-2.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-0.68%
-0.29%
Buy n Hold Long Term
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the Buy n Hold Long Term. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Buy n Hold Long Term was 7.16%, occurring on Aug 7, 2024. Recovery took 12 trading sessions.

The current Buy n Hold Long Term drawdown is 0.68%.

Depth

Start

To Bottom

Bottom

To Recover

End

Total

-7.16%Jul 17, 202416Aug 7, 202412Aug 23, 202428
-4.33%Apr 1, 202415Apr 19, 202415May 10, 202430
-4.12%Sep 3, 20244Sep 6, 20249Sep 19, 202413
-2.5%Dec 28, 202313Jan 17, 20243Jan 22, 202416
-2.36%Oct 21, 20249Oct 31, 20244Nov 6, 202413

Volatility

Volatility Chart

The current Buy n Hold Long Term volatility is 3.75%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

2.00%3.00%4.00%5.00%6.00%JuneJulyAugustSeptemberOctoberNovember
3.75%
3.86%
Buy n Hold Long Term
Benchmark (^GSPC)
Portfolio components

Diversification

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.
SGOLFTECSCHGSCHDAVUVAVMVFDVVCGDV
SGOL1.000.180.200.180.230.200.280.27
FTEC0.181.000.950.310.410.490.680.68
SCHG0.200.951.000.300.410.480.680.69
SCHD0.180.310.301.000.790.820.770.74
AVUV0.230.410.410.791.000.930.740.77
AVMV0.200.490.480.820.931.000.820.85
FDVV0.280.680.680.770.740.821.000.89
CGDV0.270.680.690.740.770.850.891.00
The correlation results are calculated based on daily price changes starting from Nov 10, 2023