Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
SPAXX Fidelity Government Money Market Fund | Money Market | 0.19% |
VB Vanguard Small-Cap ETF | Small Cap Growth Equities | 2.53% |
VO Vanguard Mid-Cap ETF | Mid Cap Growth Equities | 14.73% |
VOOG Vanguard S&P 500 Growth ETF | S&P 500, Large Cap Growth Equities | 28.39% |
VT Vanguard Total World Stock ETF | Global Equities | 54.16% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Inherited Brokerage 2025, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.
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The earliest data available for this chart is May 25, 2021, corresponding to the inception date of SPAXX
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -3.43% | -3.84% | -1.98% | 16.08% | 16.86% | 10.37% | 12.29% |
Portfolio Inherited Brokerage 2025 | -0.03% | -3.16% | -2.35% | -0.68% | 20.17% | 17.86% | — | — |
| Portfolio components: | ||||||||
VOOG Vanguard S&P 500 Growth ETF | 0.12% | -3.27% | -6.87% | -5.34% | 22.22% | 22.10% | 12.49% | 15.90% |
VT Vanguard Total World Stock ETF | -0.23% | -3.01% | -0.97% | 1.52% | 21.33% | 16.97% | 9.38% | 11.66% |
VO Vanguard Mid-Cap ETF | 0.33% | -3.56% | 0.29% | -0.79% | 12.40% | 13.03% | 6.87% | 10.86% |
VB Vanguard Small-Cap ETF | 0.47% | -3.05% | 2.99% | 3.93% | 18.72% | 13.45% | 5.57% | 10.71% |
SPAXX Fidelity Government Money Market Fund | 0.00% | 0.00% | 0.53% | 1.46% | 3.49% | 2.14% | — | — |
Monthly Returns
Based on dividend-adjusted daily data since May 26, 2021, Inherited Brokerage 2025's average daily return is +0.04%, while the average monthly return is +0.83%. At this rate, your investment would double in approximately 7.0 years.
Historically, 63% of months were positive and 37% were negative. The best month was Nov 2023 with a return of +9.1%, while the worst month was Sep 2022 at -9.7%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 3 months.
On a daily basis, Inherited Brokerage 2025 closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +9.2%, while the worst single day was Apr 4, 2025 at -6.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.24% | 0.50% | -5.89% | 0.98% | -2.35% | ||||||||
| 2025 | 3.14% | -1.43% | -4.93% | 0.60% | 6.76% | 5.02% | 1.98% | 2.14% | 3.61% | 1.95% | -0.07% | 0.42% | 20.36% |
| 2024 | 0.51% | 5.36% | 3.09% | -3.89% | 4.93% | 2.74% | 1.37% | 2.22% | 2.44% | -1.45% | 5.49% | -2.45% | 21.77% |
| 2023 | 7.17% | -2.76% | 2.95% | 1.05% | -0.31% | 6.34% | 3.52% | -2.31% | -4.54% | -3.10% | 9.07% | 5.11% | 23.26% |
| 2022 | -6.22% | -2.88% | 2.71% | -9.32% | -0.14% | -8.35% | 8.97% | -4.21% | -9.68% | 6.28% | 6.96% | -5.41% | -21.31% |
| 2021 | 0.62% | 2.53% | 1.58% | 2.94% | -4.61% | 6.52% | -1.41% | 3.38% | 11.72% |
Benchmark Metrics
Inherited Brokerage 2025 has an annualized alpha of -0.30%, beta of 1.01, and R² of 0.98 versus S&P 500 Index. Calculated based on daily prices since May 26, 2021.
- With beta of 1.01 and R² of 0.98, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- -0.30%
- Beta
- 1.01
- R²
- 0.98
- Upside Capture
- 98.52%
- Downside Capture
- 99.77%
Expense Ratio
Inherited Brokerage 2025 has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
Inherited Brokerage 2025 ranks 42 for risk / return — on par with similar portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.11 | 0.88 | +0.23 |
Sortino ratioReturn per unit of downside risk | 1.67 | 1.37 | +0.30 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.21 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.75 | 1.39 | +0.36 |
Martin ratioReturn relative to average drawdown | 8.11 | 6.43 | +1.67 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
VOOG Vanguard S&P 500 Growth ETF | 56 | 1.00 | 1.56 | 1.22 | 1.70 | 6.51 |
VT Vanguard Total World Stock ETF | 68 | 1.24 | 1.83 | 1.27 | 1.86 | 8.47 |
VO Vanguard Mid-Cap ETF | 36 | 0.71 | 1.10 | 1.16 | 1.06 | 4.79 |
VB Vanguard Small-Cap ETF | 46 | 0.86 | 1.35 | 1.18 | 1.44 | 6.15 |
SPAXX Fidelity Government Money Market Fund | — | 3.48 | — | — | — | — |
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Dividends
Dividend yield
Inherited Brokerage 2025 provided a 1.39% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.39% | 1.39% | 1.45% | 1.71% | 1.73% | 1.33% | 1.39% | 1.87% | 2.06% | 1.75% | 1.96% | 2.03% |
| Portfolio components: | ||||||||||||
VOOG Vanguard S&P 500 Growth ETF | 0.53% | 0.49% | 0.49% | 1.12% | 0.93% | 0.53% | 0.88% | 1.26% | 1.34% | 1.32% | 1.47% | 1.56% |
VT Vanguard Total World Stock ETF | 1.80% | 1.82% | 1.95% | 2.08% | 2.20% | 1.82% | 1.66% | 2.32% | 2.53% | 2.11% | 2.39% | 2.45% |
VO Vanguard Mid-Cap ETF | 1.49% | 1.52% | 1.49% | 1.52% | 1.60% | 1.12% | 1.45% | 1.48% | 1.82% | 1.35% | 1.45% | 1.47% |
VB Vanguard Small-Cap ETF | 1.32% | 1.33% | 1.30% | 1.55% | 1.59% | 1.24% | 1.14% | 1.39% | 1.67% | 1.35% | 1.50% | 1.48% |
SPAXX Fidelity Government Money Market Fund | 3.42% | 3.88% | 1.53% | 0.41% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Inherited Brokerage 2025. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Inherited Brokerage 2025 was 27.82%, occurring on Oct 14, 2022. Recovery took 331 trading sessions.
The current Inherited Brokerage 2025 drawdown is 5.83%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -27.82% | Dec 28, 2021 | 202 | Oct 14, 2022 | 331 | Feb 9, 2024 | 533 |
| -18.32% | Feb 19, 2025 | 35 | Apr 8, 2025 | 41 | Jun 6, 2025 | 76 |
| -9.63% | Feb 26, 2026 | 23 | Mar 30, 2026 | — | — | — |
| -8.99% | Jul 17, 2024 | 14 | Aug 5, 2024 | 32 | Sep 19, 2024 | 46 |
| -5.79% | Sep 7, 2021 | 20 | Oct 4, 2021 | 15 | Oct 25, 2021 | 35 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 2.52, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | SPAXX | VB | VOOG | VO | VT | Portfolio | |
|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.00 | 0.85 | 0.95 | 0.89 | 0.96 | 0.98 |
| SPAXX | 0.00 | 1.00 | -0.02 | -0.02 | 0.00 | -0.02 | -0.01 |
| VB | 0.85 | -0.02 | 1.00 | 0.73 | 0.96 | 0.88 | 0.88 |
| VOOG | 0.95 | -0.02 | 0.73 | 1.00 | 0.78 | 0.89 | 0.94 |
| VO | 0.89 | 0.00 | 0.96 | 0.78 | 1.00 | 0.91 | 0.92 |
| VT | 0.96 | -0.02 | 0.88 | 0.89 | 0.91 | 1.00 | 0.99 |
| Portfolio | 0.98 | -0.01 | 0.88 | 0.94 | 0.92 | 0.99 | 1.00 |