Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
VEQT.TO Vanguard All-Equity ETF Portfolio | Global Equities, Actively Managed | 39.03% |
XEF.TO iShares Core MSCI EAFE IMI Index ETF | Global Equities | 10.11% |
XIC.TO iShares Core S&P/TSX Capped Composite Index ETF | Canada Equities | 9.91% |
XSEM.TO iShares ESG Aware MSCI Emerging Markets Index ETF | Emerging Markets Equities | 10.06% |
ZGD.TO BMO Equal Weight Global Gold Index ETF | Gold | 30.89% |
Transactions
| Date | Type | Symbol | Quantity | Price |
|---|---|---|---|---|
| Jan 21, 2026 | Sell | Vanguard All-Equity ETF Portfolio | 6.6817 | CA$55.23 |
| Jan 21, 2026 | Sell | iShares Core S&P/TSX Capped Composite Index ETF | 10.581 | CA$52.44 |
| Jan 21, 2026 | Buy | iShares ESG Aware MSCI Emerging Markets Index ETF | 12.9681 | CA$28.55 |
| Jan 21, 2026 | Buy | iShares Core MSCI EAFE IMI Index ETF | 7.7407 | CA$47.83 |
| Jan 21, 2026 | Buy | BMO Equal Weight Global Gold Index ETF | 0.5645 | CA$325.71 |
| Jan 15, 2026 | Buy | iShares Core S&P/TSX Capped Composite Index ETF | 0.9476 | CA$52.76 |
| Jan 15, 2026 | Buy | Vanguard All-Equity ETF Portfolio | 1.7844 | CA$56.04 |
| Jan 15, 2026 | Buy | BMO Equal Weight Global Gold Index ETF | 0.1691 | CA$307.12 |
| Jan 13, 2026 | Buy | Vanguard All-Equity ETF Portfolio | 31.3507 | CA$55.82 |
| Jan 13, 2026 | Buy | iShares Core S&P/TSX Capped Composite Index ETF | 16.6508 | CA$52.55 |
Performance
Performance Chart
The chart shows the growth of an initial investment of CA$10,000 in Ash_RESP, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.10% | 3.67% | 0.43% | 2.87% | 26.88% | 19.47% | 12.78% | 13.62% |
Portfolio Ash_RESP | 0.72% | 3.95% | — | — | — | — | — | — |
| Portfolio components: | ||||||||
VEQT.TO Vanguard All-Equity ETF Portfolio | 0.32% | 4.35% | 4.62% | 8.91% | 35.70% | 19.82% | 12.57% | — |
XIC.TO iShares Core S&P/TSX Capped Composite Index ETF | 0.69% | 2.90% | 6.99% | 14.22% | 46.29% | 21.56% | 14.81% | 12.65% |
ZGD.TO BMO Equal Weight Global Gold Index ETF | 1.35% | 1.79% | 20.37% | 39.01% | 130.46% | 57.72% | 35.84% | 20.97% |
XSEM.TO iShares ESG Aware MSCI Emerging Markets Index ETF | 0.68% | 7.81% | 10.10% | 14.97% | 46.79% | 19.08% | 6.64% | — |
XEF.TO iShares Core MSCI EAFE IMI Index ETF | 0.44% | 6.56% | 7.36% | 11.52% | 34.06% | 17.08% | 10.55% | 9.94% |
Monthly Returns
Based on dividend-adjusted daily data since Jan 13, 2026, Ash_RESP's average daily return is +0.06%, while the average monthly return is +1.03%. At this rate, an investment would double in approximately 5.6 years.
Historically, 50% of months were positive and 50% were negative. The best month was Feb 2026 with a return of +11.1%, while the worst month was Mar 2026 at -9.7%. The longest winning streak lasted 1 consecutive months, and the longest losing streak was 1 months.
On a daily basis, Ash_RESP closed higher 68% of trading days. The best single day was Mar 31, 2026 with a return of +4.3%, while the worst single day was Mar 3, 2026 at -4.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.68% | 11.14% | -9.65% | 5.31% | 2.91% |
Expense Ratio
Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Return / Risk — by metrics
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
VEQT.TO Vanguard All-Equity ETF Portfolio | 85 | 3.21 | 4.37 | 1.60 | 5.26 | 22.84 |
XIC.TO iShares Core S&P/TSX Capped Composite Index ETF | 92 | 4.06 | 5.06 | 1.76 | 5.74 | 27.42 |
ZGD.TO BMO Equal Weight Global Gold Index ETF | 77 | 3.29 | 3.22 | 1.49 | 5.69 | 20.01 |
XSEM.TO iShares ESG Aware MSCI Emerging Markets Index ETF | 74 | 2.85 | 3.70 | 1.52 | 4.61 | 16.90 |
XEF.TO iShares Core MSCI EAFE IMI Index ETF | 69 | 2.74 | 3.76 | 1.50 | 3.69 | 15.71 |
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Dividends
Dividend yield
Ash_RESP provided a 0.05% dividend yield over the last twelve months.
| TTM | |
|---|---|
| Portfolio | 0.05% |
Monthly Dividends
The table below shows the monthly dividends paid by this portfolio.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | CA$0.00 | CA$0.00 | CA$1.91 | CA$0.00 | CA$1.91 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Ash_RESP. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Ash_RESP was 15.78%, occurring on Mar 20, 2026. The portfolio has not yet recovered.
The current Ash_RESP drawdown is 4.86%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -15.78% | Mar 2, 2026 | 15 | Mar 20, 2026 | — | — | — |
| -7.02% | Jan 29, 2026 | 6 | Feb 5, 2026 | 10 | Feb 20, 2026 | 16 |
| -0.45% | Jan 13, 2026 | 1 | Jan 13, 2026 | 3 | Jan 16, 2026 | 4 |
| -0.21% | Jan 20, 2026 | 1 | Jan 20, 2026 | 2 | Jan 22, 2026 | 3 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.60, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | ZGD.TO | XEF.TO | XSEM.TO | XIC.TO | VEQT.TO | Portfolio | |
|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.21 | 0.72 | 0.74 | 0.59 | 0.87 | 0.51 |
| ZGD.TO | 0.21 | 1.00 | 0.40 | 0.43 | 0.71 | 0.47 | 0.89 |
| XEF.TO | 0.72 | 0.40 | 1.00 | 0.80 | 0.66 | 0.89 | 0.69 |
| XSEM.TO | 0.74 | 0.43 | 0.80 | 1.00 | 0.65 | 0.83 | 0.72 |
| XIC.TO | 0.59 | 0.71 | 0.66 | 0.65 | 1.00 | 0.83 | 0.87 |
| VEQT.TO | 0.87 | 0.47 | 0.89 | 0.83 | 0.83 | 1.00 | 0.77 |
| Portfolio | 0.51 | 0.89 | 0.69 | 0.72 | 0.87 | 0.77 | 1.00 |