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2026 goal
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Diversification

Asset Allocation


S&P 500 Index

Portfolio Optimizer

Find the right asset allocation for 2026 goal

Add portfolio to the optimizer to find optimal allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in 2026 goal, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.


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Returns By Period


Position1D1MYTD6M1Y3Y*5Y*10Y*
Benchmark
S&P 500 Index
0.50%0.31%8.56%8.85%24.33%19.37%11.84%13.61%
Portfolio
2026 goal
0.70%5.05%13.30%16.55%52.05%36.08%
EPU
iShares MSCI Peru ETF
2.12%9.44%21.02%26.87%85.51%46.38%28.15%15.16%
EWP
iShares MSCI Spain ETF
0.63%5.52%8.89%11.54%39.17%32.21%17.57%12.33%
EWY
iShares MSCI South Korea ETF
-0.75%10.39%103.10%117.85%203.95%46.46%18.80%16.84%
GDMN
WisdomTree Efficient Gold Plus Gold Miners Strategy Fund
2.11%-13.90%-13.77%-13.73%51.90%56.30%
SLVP
iShares MSCI Global Silver and Metals Miners ETF
3.38%-11.10%-5.37%-0.60%81.81%48.97%14.15%12.67%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Dec 16, 2021, 2026 goal's average daily return is +0.10%, while the average monthly return is +2.07%. At this rate, an investment would double in approximately 2.8 years.

Historically, 62% of months were positive and 38% were negative. The best month was Nov 2023 with a return of +13.5%, while the worst month was Jun 2022 at -10.6%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.

On a daily basis, 2026 goal closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +8.7%, while the worst single day was Apr 4, 2025 at -8.0%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20267.38%5.39%-8.69%5.02%4.44%-0.03%13.30%
20256.67%7.72%6.38%6.21%6.32%4.20%1.18%7.69%6.59%2.29%3.29%6.54%88.05%
2024-4.25%-0.41%10.58%-1.81%7.20%-5.15%4.26%3.48%4.08%-3.08%-3.86%-3.62%6.16%
202311.29%-0.47%3.13%2.24%-5.14%6.97%2.69%-3.67%-4.29%-2.38%13.54%2.86%27.91%
20220.15%-1.18%0.70%-4.84%4.91%-10.64%-1.22%-5.27%-8.69%9.60%12.79%-0.23%-6.30%
20215.11%5.11%

Benchmark Metrics

2026 goal has an annualized alpha of 17.87%, beta of 0.77, and R2 of 0.44 versus S&P 500 Index. Calculated based on daily prices since December 16, 2021.

  • This portfolio captured 106.04% of S&P 500 Index gains but only 41.32% of its losses - a favorable profile for investors.
  • R2 of 0.44 means the benchmark explains less than half of this portfolio's behavior - treat beta with caution or consider switching to a more representative benchmark.

Alpha
17.87%
Beta
0.77
0.44
Upside Capture
106.04%
Downside Capture
41.32%

Expense Ratio

2026 goal has an expense ratio of 0.51%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.


Return for Risk

Risk / Return Rank

2026 goal ranks 71 for risk / return — better than 71% of Portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


2026 goal Risk / Return Rank: 7171
Overall Rank
2026 goal Sharpe Ratio Rank: 7676
Sharpe Ratio Rank
2026 goal Sortino Ratio Rank: 6868
Sortino Ratio Rank
2026 goal Omega Ratio Rank: 7272
Omega Ratio Rank
2026 goal Calmar Ratio Rank: 7373
Calmar Ratio Rank
2026 goal Martin Ratio Rank: 6565
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below presents risk-adjusted performance metrics for 2026 goal and compares them with S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


PortfolioBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

2.39

1.86

+0.53

Sortino ratioReturn per unit of downside risk

3.04

2.53

+0.51

Omega ratioGain probability vs. loss probability

1.42

1.34

+0.08

Calmar ratioReturn relative to maximum drawdown

3.55

2.53

+1.01

Martin ratioReturn relative to average drawdown

12.97

11.37

+1.59


How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

PositionRisk / Return RankSharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
EPU
iShares MSCI Peru ETF
81
2.733.141.434.0711.73
EWP
iShares MSCI Spain ETF
67
1.942.621.343.2611.51
EWY
iShares MSCI South Korea ETF
95
4.294.081.598.6530.24
GDMN
WisdomTree Efficient Gold Plus Gold Miners Strategy Fund
28
0.901.381.201.173.15
SLVP
iShares MSCI Global Silver and Metals Miners ETF
45
1.541.951.262.215.86

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk. Learn how to interpret the Sharpe ratio.

The current 2026 goal Sharpe ratio is 2.39 as of Jun 13, 2026 (the value is recalculated daily), calculated over the past 12 months.

Compared to the broad market, where average Sharpe ratios range from 1.53 to 2.41, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of 2026 goal compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Dividends

Dividend yield

2026 goal provided a 2.01% dividend yield over the last twelve months.


PositionTTM20252024202320222021202020192018201720162015
Portfolio2.01%2.23%4.48%2.95%3.00%3.04%2.30%3.36%3.20%2.61%3.95%3.41%
EPU
iShares MSCI Peru ETF
1.35%1.63%5.78%4.17%5.56%3.13%1.91%2.67%1.53%3.30%0.85%1.90%
EWP
iShares MSCI Spain ETF
2.09%2.27%4.35%2.70%3.07%3.29%2.56%3.72%3.69%2.72%4.65%3.85%
EWY
iShares MSCI South Korea ETF
1.03%2.10%2.55%2.52%1.23%2.16%0.73%2.10%1.34%2.90%1.21%2.42%
GDMN
WisdomTree Efficient Gold Plus Gold Miners Strategy Fund
3.13%2.70%9.44%7.69%1.44%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
SLVP
iShares MSCI Global Silver and Metals Miners ETF
1.88%1.78%1.05%0.88%0.63%1.63%2.39%2.03%1.28%0.85%2.32%0.72%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the 2026 goal. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 2026 goal was 27.63%, occurring on Oct 12, 2022. Recovery took 69 trading sessions.

The current 2026 goal drawdown is 0.79%.


Related event

Drawdown

Fall

Recovery

Underwater

Bear market2022
-27.63%Oct 2022
8mo 4d3mo 13d
11mo 17dFeb 2022 - Jan 2023
2026 correction2026
-14.18%Mar 2026
21d
3mo 18dFeb 2026 - now
2024 correction2024
-12.32%Dec 2024
2mo 23d1mo 26d
4mo 19dSep 2024 - Feb 2025
2023 correction2023
-12.26%Oct 2023
3mo 2d1mo 1d
4mo 3dJul 2023 - Nov 2023
2025 selloff2025
-12.21%Apr 2025
20d7d
27dMar 2025 - Apr 2025

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Diversification

Diversification Metrics


Number of Effective Assets

The portfolio contains 5 assets, with an effective number of assets of 1.49, reflecting the diversification based on asset allocation. Your portfolio is dominated by one or two holdings, which significantly increases concentration risk. Consider rebalancing toward more even weights or adding additional positions.


Diversification Ratio
1Y
3Y
All Time
Diversification Ratio

1.16

1.15

1.14

The portfolio has a diversification ratio of 1.14, placing it in the bottom quartile across portfolios — positions are highly correlated. Consider adding assets from different classes or sectors to reduce risk.

2026 goal correlation to the S&P 500 Index

2026 goal has a 0.72 correlation to S&P 500 Index over the trailing 12 months. This section compares each holding's correlation to the benchmark and to the portfolio.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.72

Correlation (3Y)
Calculated over the trailing 3-year period

0.55

Correlation (All Time)
Calculated using the full available price history since Dec 16, 2021

0.63


Benchmark Correlations

Correlation vs. S&P 500 Index. EWY has the highest benchmark correlation at 0.61, while GDMN has the lowest at 0.23.

GDMN
0.23
SLVP
0.32
EPU
0.48
EWP
0.60
EWY
0.61

Portfolio Correlations

Correlation vs. 2026 goal. EWP has the highest portfolio correlation at 0.97, while GDMN has the lowest at 0.50.

GDMN
0.50
SLVP
0.54
EWY
0.61
EPU
0.66
EWP
0.97

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

GDMNEWYSLVPEWPEPU
GDMN1.000.390.890.340.61
EWY0.391.000.430.500.52
SLVP0.890.431.000.380.68
EWP0.340.500.381.000.52
EPU0.610.520.680.521.00
The correlation results are calculated based on daily price changes starting from Dec 16, 2021
Diversification Analysis

Find what 2026 goal is missing

See which holdings overlap, where 2026 goal is concentrated, and which low-correlation assets could fill the gaps.

Analyze Diversification