Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FBALX Fidelity Balanced Fund | Diversified Portfolio | 15% |
FBGRX Fidelity Blue Chip Growth Fund | Large Cap Growth Equities | 70% |
SCHD Schwab U.S. Dividend Equity ETF | Dividend | 15% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 3 Fund, growth, balanced, value , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD
Returns By Period
As of Apr 4, 2026, the 3 Fund, growth, balanced, value returned -2.12% Year-To-Date and 17.37% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.44% | -1.90% | -3.41% | -1.91% | 30.31% | 17.22% | 10.14% | 12.44% |
Portfolio 3 Fund, growth, balanced, value | 0.04% | -1.34% | -2.12% | 0.53% | 40.05% | 23.69% | 11.11% | 17.37% |
| Portfolio components: | ||||||||
FBGRX Fidelity Blue Chip Growth Fund | 0.09% | -1.73% | -5.69% | -2.78% | 45.71% | 27.18% | 12.08% | 19.29% |
SCHD Schwab U.S. Dividend Equity ETF | 0.26% | -0.74% | 12.65% | 14.17% | 25.89% | 12.10% | 8.27% | 12.35% |
FBALX Fidelity Balanced Fund | 0.13% | -1.43% | -1.37% | 0.91% | 23.82% | 13.66% | 7.74% | 10.80% |
Monthly Returns
Based on dividend-adjusted daily data since Oct 21, 2011, 3 Fund, growth, balanced, value 's average daily return is +0.07%, while the average monthly return is +1.37%. At this rate, your investment would double in approximately 4.2 years.
Historically, 65% of months were positive and 35% were negative. The best month was Apr 2020 with a return of +15.4%, while the worst month was Apr 2022 at -11.7%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 3 months.
On a daily basis, 3 Fund, growth, balanced, value closed higher 56% of trading days. The best single day was Apr 9, 2025 with a return of +10.6%, while the worst single day was Mar 16, 2020 at -11.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.52% | -0.48% | -4.19% | 1.12% | -2.12% | ||||||||
| 2025 | 2.13% | -3.16% | -8.06% | -0.78% | 8.04% | 6.73% | 3.46% | 1.75% | 3.91% | 2.65% | -0.50% | 0.96% | 17.35% |
| 2024 | 2.27% | 7.23% | 3.44% | -3.91% | 6.15% | 4.45% | -1.10% | 1.77% | 2.13% | 0.25% | 6.30% | -0.35% | 31.90% |
| 2023 | 10.20% | -1.43% | 5.37% | 0.15% | 5.01% | 6.83% | 4.61% | -1.59% | -5.43% | -2.68% | 10.20% | 5.53% | 41.71% |
| 2022 | -9.08% | -3.19% | 2.39% | -11.67% | -2.67% | -9.80% | 11.43% | -3.79% | -9.38% | 4.90% | 5.37% | -7.76% | -30.77% |
| 2021 | 0.59% | 2.94% | 1.48% | 4.88% | -0.47% | 4.81% | 0.65% | 3.61% | -4.21% | 6.82% | -0.21% | 0.70% | 23.25% |
Benchmark Metrics
3 Fund, growth, balanced, value has an annualized alpha of 3.26%, beta of 1.05, and R² of 0.92 versus S&P 500 Index. Calculated based on daily prices since October 21, 2011.
- This portfolio captured 114.85% of S&P 500 Index gains but only 96.78% of its losses — a favorable profile for investors.
- This portfolio generated an annualized alpha of 3.26% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 1.05 and R² of 0.92, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 3.26%
- Beta
- 1.05
- R²
- 0.92
- Upside Capture
- 114.85%
- Downside Capture
- 96.78%
Expense Ratio
3 Fund, growth, balanced, value has an expense ratio of 0.64%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
3 Fund, growth, balanced, value ranks 53 for risk / return — on par with similar portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.14 | 1.84 | +0.30 |
Sortino ratioReturn per unit of downside risk | 3.33 | 2.97 | +0.36 |
Omega ratioGain probability vs. loss probability | 1.46 | 1.40 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 2.77 | 1.82 | +0.95 |
Martin ratioReturn relative to average drawdown | 11.34 | 7.76 | +3.58 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
FBGRX Fidelity Blue Chip Growth Fund | 60 | 1.10 | 1.69 | 1.24 | 2.07 | 8.05 |
SCHD Schwab U.S. Dividend Equity ETF | 72 | 1.85 | 2.93 | 1.36 | 1.57 | 5.95 |
FBALX Fidelity Balanced Fund | 70 | 1.33 | 1.93 | 1.29 | 1.99 | 8.99 |
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Dividends
Dividend yield
3 Fund, growth, balanced, value provided a 2.73% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.73% | 2.76% | 5.56% | 1.52% | 2.11% | 7.98% | 5.84% | 3.67% | 6.53% | 4.54% | 3.73% | 5.31% |
| Portfolio components: | ||||||||||||
FBGRX Fidelity Blue Chip Growth Fund | 2.01% | 1.90% | 5.95% | 0.93% | 0.57% | 8.73% | 6.40% | 3.70% | 6.32% | 4.23% | 4.05% | 5.30% |
SCHD Schwab U.S. Dividend Equity ETF | 3.45% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
FBALX Fidelity Balanced Fund | 5.36% | 5.69% | 5.67% | 2.28% | 8.06% | 9.66% | 5.90% | 4.24% | 10.99% | 7.90% | 3.07% | 7.70% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the 3 Fund, growth, balanced, value . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 3 Fund, growth, balanced, value was 35.18%, occurring on Oct 14, 2022. Recovery took 326 trading sessions.
The current 3 Fund, growth, balanced, value drawdown is 4.51%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -35.18% | Nov 22, 2021 | 226 | Oct 14, 2022 | 326 | Feb 2, 2024 | 552 |
| -31.34% | Feb 20, 2020 | 23 | Mar 23, 2020 | 52 | Jun 5, 2020 | 75 |
| -22.79% | Jan 24, 2025 | 52 | Apr 8, 2025 | 58 | Jul 2, 2025 | 110 |
| -20.23% | Oct 2, 2018 | 58 | Dec 24, 2018 | 70 | Apr 5, 2019 | 128 |
| -16.56% | Jul 21, 2015 | 143 | Feb 11, 2016 | 122 | Aug 5, 2016 | 265 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 1.87, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | SCHD | FBGRX | FBALX | Portfolio | |
|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.82 | 0.90 | 0.97 | 0.94 |
| SCHD | 0.82 | 1.00 | 0.62 | 0.78 | 0.70 |
| FBGRX | 0.90 | 0.62 | 1.00 | 0.92 | 0.99 |
| FBALX | 0.97 | 0.78 | 0.92 | 1.00 | 0.95 |
| Portfolio | 0.94 | 0.70 | 0.99 | 0.95 | 1.00 |