Dad's IRA rebalanced MM instead of bonds
Asset Allocation
Performance
Performance Chart
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The earliest data available for this chart is Oct 22, 2012, corresponding to the inception date of IEFA
Returns By Period
As of May 17, 2025, the Dad's IRA rebalanced MM instead of bonds returned 2.26% Year-To-Date and 7.60% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 1.30% | 12.79% | 1.49% | 12.35% | 15.12% | 10.89% |
| Dad's IRA rebalanced MM instead of bonds | 2.26% | 6.24% | 1.96% | 8.50% | 10.41% | 7.60% |
| Portfolio components: | ||||||
VUG Vanguard Growth ETF | 1.33% | 17.95% | 4.67% | 19.05% | 17.90% | 15.26% |
VTV Vanguard Value ETF | 2.84% | 7.01% | -0.58% | 8.26% | 14.85% | 9.97% |
VBK Vanguard Small-Cap Growth ETF | -2.91% | 14.78% | -2.92% | 6.92% | 8.53% | 7.96% |
VBR Vanguard Small-Cap Value ETF | -1.27% | 12.30% | -4.97% | 4.54% | 16.75% | 8.02% |
IEFA iShares Core MSCI EAFE ETF | 15.37% | 7.59% | 14.58% | 10.49% | 11.71% | 5.72% |
SCHD Schwab US Dividend Equity ETF | -1.76% | 4.64% | -5.38% | 3.48% | 13.07% | 10.61% |
SWVXX Schwab Value Advantage Money Fund | 1.03% | 0.00% | 1.79% | 4.20% | 2.54% | 1.73% |
Monthly Returns
The table below presents the monthly returns of Dad's IRA rebalanced MM instead of bonds, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.17% | -0.19% | -2.30% | -0.90% | 3.57% | 2.26% | |||||||
| 2024 | 0.42% | 2.83% | 2.43% | -2.41% | 2.63% | 1.18% | 2.03% | 1.60% | 1.19% | -0.53% | 3.61% | -2.41% | 13.08% |
| 2023 | 3.91% | -1.44% | 1.29% | 0.80% | -0.59% | 3.96% | 2.36% | -1.20% | -2.48% | -1.60% | 5.22% | 3.74% | 14.47% |
| 2022 | -2.86% | -1.29% | 1.64% | -4.56% | 0.50% | -4.84% | 4.75% | -2.25% | -5.36% | 5.24% | 4.01% | -2.80% | -8.28% |
| 2021 | -0.32% | 2.29% | 2.80% | 2.59% | 0.86% | 0.73% | 0.77% | 1.50% | -2.52% | 3.46% | -1.32% | 2.84% | 14.36% |
| 2020 | -0.46% | -4.96% | -8.13% | 7.23% | 3.16% | 1.02% | 2.96% | 3.77% | -1.91% | -0.98% | 7.57% | 2.70% | 11.34% |
| 2019 | 4.85% | 2.22% | 0.84% | 2.30% | -3.94% | 4.06% | 0.73% | -1.19% | 1.45% | 1.37% | 2.06% | 1.76% | 17.51% |
| 2018 | 3.09% | -2.49% | -1.04% | 0.22% | 1.31% | 0.30% | 2.12% | 1.63% | 0.31% | -4.27% | 1.28% | -4.92% | -2.78% |
| 2017 | 1.02% | 2.05% | 0.27% | 0.67% | 0.81% | 0.49% | 1.20% | 0.06% | 1.55% | 1.40% | 1.81% | 0.86% | 12.87% |
| 2016 | -3.14% | -0.15% | 4.11% | 0.45% | 0.89% | 0.18% | 2.28% | 0.15% | 0.15% | -1.24% | 2.22% | 1.30% | 7.26% |
| 2015 | -1.47% | 3.40% | -1.17% | 0.99% | 0.70% | -1.26% | 0.92% | -3.64% | -1.63% | 4.71% | 0.25% | -1.18% | 0.32% |
| 2014 | -2.13% | 2.84% | 0.40% | 0.25% | 1.21% | 1.35% | -1.18% | 2.12% | -1.26% | 1.33% | 1.36% | -0.30% | 6.02% |
Expense Ratio
Dad's IRA rebalanced MM instead of bonds has an expense ratio of 0.03%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Dad's IRA rebalanced MM instead of bonds is 55, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VUG Vanguard Growth ETF | 0.76 | 1.20 | 1.17 | 0.83 | 2.82 |
VTV Vanguard Value ETF | 0.54 | 0.84 | 1.12 | 0.57 | 2.06 |
VBK Vanguard Small-Cap Growth ETF | 0.28 | 0.57 | 1.07 | 0.25 | 0.77 |
VBR Vanguard Small-Cap Value ETF | 0.21 | 0.46 | 1.06 | 0.19 | 0.57 |
IEFA iShares Core MSCI EAFE ETF | 0.62 | 0.97 | 1.13 | 0.76 | 2.21 |
SCHD Schwab US Dividend Equity ETF | 0.22 | 0.41 | 1.05 | 0.22 | 0.68 |
SWVXX Schwab Value Advantage Money Fund | 3.38 | — | — | — | — |
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Dividends
Dividend yield
Dad's IRA rebalanced MM instead of bonds provided a 1.17% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.17% | 1.18% | 1.21% | 1.20% | 1.06% | 1.11% | 1.24% | 1.40% | 1.16% | 1.29% | 1.30% | 1.19% |
| Portfolio components: | ||||||||||||
VUG Vanguard Growth ETF | 0.47% | 0.47% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% | 1.21% |
VTV Vanguard Value ETF | 2.27% | 2.31% | 2.46% | 2.52% | 2.15% | 2.56% | 2.50% | 2.73% | 2.29% | 2.44% | 2.60% | 2.22% |
VBK Vanguard Small-Cap Growth ETF | 0.55% | 0.54% | 0.68% | 0.55% | 0.36% | 0.44% | 0.57% | 0.79% | 0.82% | 1.08% | 0.98% | 1.01% |
VBR Vanguard Small-Cap Value ETF | 2.17% | 1.98% | 2.12% | 2.03% | 1.75% | 1.68% | 2.06% | 2.35% | 1.79% | 1.77% | 1.99% | 1.77% |
IEFA iShares Core MSCI EAFE ETF | 3.01% | 3.47% | 3.20% | 2.70% | 3.32% | 1.90% | 3.18% | 3.46% | 2.57% | 2.96% | 2.63% | 3.10% |
SCHD Schwab US Dividend Equity ETF | 3.91% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
SWVXX Schwab Value Advantage Money Fund | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Dad's IRA rebalanced MM instead of bonds. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dad's IRA rebalanced MM instead of bonds was 21.16%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.
The current Dad's IRA rebalanced MM instead of bonds drawdown is 0.85%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -21.16% | Feb 20, 2020 | 23 | Mar 23, 2020 | 99 | Aug 12, 2020 | 122 |
| -14.21% | Jan 5, 2022 | 186 | Sep 30, 2022 | 200 | Jul 18, 2023 | 386 |
| -11.46% | Sep 21, 2018 | 65 | Dec 24, 2018 | 69 | Apr 4, 2019 | 134 |
| -10.02% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -9.01% | May 22, 2015 | 183 | Feb 11, 2016 | 81 | Jun 8, 2016 | 264 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 7 assets, with an effective number of assets of 4.01, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SWVXX | IEFA | VUG | SCHD | VBK | VBR | VTV | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.02 | 0.80 | 0.94 | 0.84 | 0.86 | 0.83 | 0.89 | 0.98 |
| SWVXX | 0.02 | 1.00 | 0.00 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.05 |
| IEFA | 0.80 | 0.00 | 1.00 | 0.73 | 0.74 | 0.72 | 0.73 | 0.77 | 0.85 |
| VUG | 0.94 | 0.02 | 0.73 | 1.00 | 0.68 | 0.84 | 0.70 | 0.72 | 0.89 |
| SCHD | 0.84 | 0.03 | 0.74 | 0.68 | 1.00 | 0.72 | 0.84 | 0.94 | 0.89 |
| VBK | 0.86 | 0.03 | 0.72 | 0.84 | 0.72 | 1.00 | 0.87 | 0.76 | 0.89 |
| VBR | 0.83 | 0.03 | 0.73 | 0.70 | 0.84 | 0.87 | 1.00 | 0.89 | 0.89 |
| VTV | 0.89 | 0.03 | 0.77 | 0.72 | 0.94 | 0.76 | 0.89 | 1.00 | 0.93 |
| Portfolio | 0.98 | 0.05 | 0.85 | 0.89 | 0.89 | 0.89 | 0.89 | 0.93 | 1.00 |