Dad's IRA rebalanced MM instead of bonds
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Dad's IRA rebalanced MM instead of bonds, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Oct 22, 2012, corresponding to the inception date of IEFA
Returns By Period
As of Sep 19, 2024, the Dad's IRA rebalanced MM instead of bonds returned 10.55% Year-To-Date and 7.55% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 17.79% | 0.18% | 7.53% | 26.42% | 13.48% | 10.85% |
| Dad's IRA rebalanced MM instead of bonds | 10.55% | 0.79% | 5.00% | 16.98% | 9.16% | 7.61% |
| Portfolio components: | ||||||
VUG Vanguard Growth ETF | 20.25% | -1.17% | 7.91% | 34.51% | 18.05% | 15.12% |
VTV Vanguard Value ETF | 16.74% | 2.40% | 7.57% | 23.81% | 11.76% | 10.40% |
VBK Vanguard Small-Cap Growth ETF | 8.97% | 2.78% | 1.42% | 21.19% | 7.59% | 8.77% |
VBR Vanguard Small-Cap Value ETF | 11.33% | 3.39% | 5.44% | 24.36% | 11.06% | 9.09% |
IEFA iShares Core MSCI EAFE ETF | 9.88% | 0.69% | 4.23% | 18.23% | 7.37% | 5.42% |
SCHD Schwab US Dividend Equity ETF | 12.56% | 2.34% | 6.46% | 19.45% | 12.77% | 11.44% |
SWVXX Schwab Value Advantage Money Fund | 2.83% | 0.00% | 2.16% | 4.42% | 2.06% | 1.40% |
Monthly Returns
The table below presents the monthly returns of Dad's IRA rebalanced MM instead of bonds, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.42% | 2.65% | 2.43% | -2.41% | 2.63% | 1.18% | 2.03% | 1.59% | 10.55% | ||||
| 2023 | 3.91% | -1.44% | 1.29% | 0.80% | -0.59% | 3.97% | 2.36% | -1.20% | -2.48% | -1.60% | 5.22% | 3.74% | 14.47% |
| 2022 | -2.86% | -1.29% | 1.64% | -4.56% | 0.50% | -4.84% | 4.75% | -2.25% | -5.36% | 5.24% | 4.02% | -2.79% | -8.28% |
| 2021 | -0.32% | 2.30% | 2.80% | 2.59% | 0.85% | 0.73% | 0.77% | 1.50% | -2.52% | 3.46% | -1.32% | 2.84% | 14.36% |
| 2020 | -0.46% | -4.96% | -8.13% | 7.23% | 3.16% | 1.02% | 2.96% | 3.77% | -1.91% | -0.98% | 7.57% | 2.69% | 11.33% |
| 2019 | 4.86% | 2.22% | 0.83% | 2.30% | -3.94% | 4.06% | 0.74% | -1.19% | 1.45% | 1.38% | 2.06% | 1.76% | 17.52% |
| 2018 | 3.09% | -2.49% | -1.04% | 0.22% | 1.32% | 0.29% | 2.13% | 1.62% | 0.31% | -4.27% | 1.28% | -4.92% | -2.78% |
| 2017 | 1.02% | 2.05% | 0.27% | 0.67% | 0.81% | 0.49% | 1.19% | 0.07% | 1.55% | 1.40% | 1.81% | 0.86% | 12.87% |
| 2016 | -3.14% | -0.15% | 4.11% | 0.45% | 0.89% | 0.18% | 2.28% | 0.15% | 0.15% | -1.24% | 2.22% | 1.30% | 7.26% |
| 2015 | -1.47% | 3.40% | -1.17% | 0.99% | 0.70% | -1.26% | 0.92% | -3.64% | -1.63% | 4.71% | 0.25% | -1.18% | 0.32% |
| 2014 | -2.13% | 2.84% | 0.40% | 0.25% | 1.21% | 1.35% | -1.18% | 2.12% | -1.26% | 1.33% | 1.36% | -0.30% | 6.02% |
| 2013 | 3.25% | 0.62% | 2.37% | 1.30% | 0.99% | -0.92% | 3.32% | -1.75% | 2.50% | 2.54% | 1.53% | 1.55% | 18.59% |
Expense Ratio
Dad's IRA rebalanced MM instead of bonds has an expense ratio of 0.03%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of Dad's IRA rebalanced MM instead of bonds is 87, placing it in the top 13% of portfolios on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VUG Vanguard Growth ETF | 2.20 | 2.85 | 1.39 | 2.00 | 11.01 |
VTV Vanguard Value ETF | 2.46 | 3.40 | 1.44 | 2.62 | 14.04 |
VBK Vanguard Small-Cap Growth ETF | 1.23 | 1.78 | 1.21 | 0.69 | 6.01 |
VBR Vanguard Small-Cap Value ETF | 1.56 | 2.22 | 1.27 | 1.68 | 8.51 |
IEFA iShares Core MSCI EAFE ETF | 1.55 | 2.18 | 1.27 | 1.22 | 9.35 |
SCHD Schwab US Dividend Equity ETF | 1.83 | 2.66 | 1.32 | 1.62 | 9.46 |
SWVXX Schwab Value Advantage Money Fund | 3.18 | — | — | — | — |
Dividends
Dividend yield
Dad's IRA rebalanced MM instead of bonds granted a 1.08% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dad's IRA rebalanced MM instead of bonds | 1.08% | 1.21% | 1.20% | 1.06% | 1.11% | 1.24% | 1.40% | 1.16% | 1.29% | 1.30% | 1.19% | 1.11% |
| Portfolio components: | ||||||||||||
VUG Vanguard Growth ETF | 0.51% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% | 1.21% | 1.19% |
VTV Vanguard Value ETF | 2.29% | 2.46% | 2.52% | 2.15% | 2.56% | 2.50% | 2.73% | 2.29% | 2.44% | 2.60% | 2.22% | 2.21% |
VBK Vanguard Small-Cap Growth ETF | 0.67% | 0.68% | 0.55% | 0.36% | 0.44% | 0.57% | 0.79% | 0.82% | 1.08% | 0.98% | 1.01% | 0.65% |
VBR Vanguard Small-Cap Value ETF | 2.01% | 2.12% | 2.03% | 1.75% | 1.68% | 2.06% | 2.35% | 1.79% | 1.77% | 1.99% | 1.77% | 1.87% |
IEFA iShares Core MSCI EAFE ETF | 3.00% | 3.20% | 2.70% | 3.32% | 1.90% | 3.18% | 3.46% | 2.57% | 2.96% | 2.63% | 3.10% | 2.16% |
SCHD Schwab US Dividend Equity ETF | 2.59% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
SWVXX Schwab Value Advantage Money Fund | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Dad's IRA rebalanced MM instead of bonds. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dad's IRA rebalanced MM instead of bonds was 21.15%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.
The current Dad's IRA rebalanced MM instead of bonds drawdown is 0.32%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -21.15% | Feb 20, 2020 | 23 | Mar 23, 2020 | 99 | Aug 12, 2020 | 122 |
| -14.22% | Jan 5, 2022 | 186 | Sep 30, 2022 | 200 | Jul 18, 2023 | 386 |
| -11.46% | Sep 21, 2018 | 65 | Dec 24, 2018 | 69 | Apr 4, 2019 | 134 |
| -9.01% | May 22, 2015 | 183 | Feb 11, 2016 | 81 | Jun 8, 2016 | 264 |
| -6.2% | Aug 1, 2023 | 64 | Oct 27, 2023 | 25 | Dec 1, 2023 | 89 |
Volatility
Volatility Chart
The current Dad's IRA rebalanced MM instead of bonds volatility is 2.18%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SWVXX | IEFA | VUG | VBK | SCHD | VBR | VTV | |
|---|---|---|---|---|---|---|---|
| SWVXX | 1.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |
| IEFA | 0.01 | 1.00 | 0.74 | 0.73 | 0.75 | 0.74 | 0.78 |
| VUG | 0.02 | 0.74 | 1.00 | 0.85 | 0.71 | 0.71 | 0.73 |
| VBK | 0.02 | 0.73 | 0.85 | 1.00 | 0.73 | 0.87 | 0.76 |
| SCHD | 0.02 | 0.75 | 0.71 | 0.73 | 1.00 | 0.84 | 0.95 |
| VBR | 0.03 | 0.74 | 0.71 | 0.87 | 0.84 | 1.00 | 0.88 |
| VTV | 0.03 | 0.78 | 0.73 | 0.76 | 0.95 | 0.88 | 1.00 |