3 bucket - first try
blend of stocks and bonds aiming for 5-7% overall return.
Asset Allocation
Performance
The chart shows the growth of an initial investment of $10,000 in 3 bucket - first try, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
| 1 month | 6 months | Year-To-Date | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -5.04% | 3.97% | 11.69% | 19.60% | 11.81% | N/A |
| 3 bucket - first try | -3.40% | 0.51% | 4.68% | 10.96% | 6.56% | N/A |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | -4.95% | 4.81% | 13.09% | 21.61% | 13.56% | N/A |
JEPI JPMorgan Equity Premium Income ETF | -4.34% | 0.81% | 2.81% | 14.04% | 11.25% | N/A |
BND Vanguard Total Bond Market ETF | -2.68% | -5.08% | -1.58% | 0.03% | -4.55% | N/A |
GOVT iShares U.S. Treasury Bond ETF | -2.35% | -5.25% | -1.85% | -1.28% | -5.36% | N/A |
STIP iShares 0-5 Year TIPS Bond ETF | -0.35% | -0.66% | 1.84% | 3.17% | 2.42% | N/A |
BSV Vanguard Short-Term Bond ETF | -0.54% | -0.94% | 1.17% | 2.40% | -1.27% | N/A |
| Returns over 1 year are annualized | ||||||
Monthly Returns Heatmap
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2023 | 2.75% | 1.32% | -0.71% | 2.74% | 1.52% | -0.58% | -2.85% |
Dividend yield
3 bucket - first try granted a 4.62% dividend yield in the last twelve months.
| TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 bucket - first try | 4.62% | 5.44% | 3.63% | 3.50% | 1.59% | 1.70% | 1.43% | 1.41% | 1.34% | 1.40% | 1.34% | 1.65% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.59% | 1.71% | 1.28% | 1.61% | 2.00% | 2.23% | 1.97% | 2.27% | 2.42% | 2.18% | 2.20% | 2.66% |
JEPI JPMorgan Equity Premium Income ETF | 10.10% | 12.35% | 7.80% | 7.35% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BND Vanguard Total Bond Market ETF | 3.34% | 2.66% | 2.06% | 2.37% | 2.97% | 3.16% | 2.94% | 2.98% | 3.13% | 3.47% | 3.57% | 4.27% |
GOVT iShares U.S. Treasury Bond ETF | 2.80% | 1.80% | 0.99% | 2.27% | 2.11% | 2.15% | 1.75% | 1.58% | 1.43% | 1.36% | 1.10% | 1.00% |
STIP iShares 0-5 Year TIPS Bond ETF | 2.68% | 6.18% | 4.50% | 1.58% | 2.36% | 2.85% | 1.90% | 1.08% | 0.00% | 0.91% | 0.38% | 1.30% |
BSV Vanguard Short-Term Bond ETF | 2.37% | 1.52% | 1.50% | 1.87% | 2.44% | 2.17% | 1.83% | 1.68% | 1.61% | 1.68% | 1.75% | 1.92% |
Expense Ratio
The 3 bucket - first try features an expense ratio of 0.14%, falling within the medium range. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Ulcer Index | |
|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 1.17 | ||||
JEPI JPMorgan Equity Premium Income ETF | 1.20 | ||||
BND Vanguard Total Bond Market ETF | -0.03 | ||||
GOVT iShares U.S. Treasury Bond ETF | -0.24 | ||||
STIP iShares 0-5 Year TIPS Bond ETF | 0.86 | ||||
BSV Vanguard Short-Term Bond ETF | 0.63 |
Asset Correlations Table
| VOO | JEPI | STIP | GOVT | BSV | BND | |
|---|---|---|---|---|---|---|
| VOO | 1.00 | 0.82 | 0.23 | -0.03 | 0.15 | 0.13 |
| JEPI | 0.82 | 1.00 | 0.22 | 0.02 | 0.17 | 0.15 |
| STIP | 0.23 | 0.22 | 1.00 | 0.44 | 0.56 | 0.49 |
| GOVT | -0.03 | 0.02 | 0.44 | 1.00 | 0.79 | 0.93 |
| BSV | 0.15 | 0.17 | 0.56 | 0.79 | 1.00 | 0.83 |
| BND | 0.13 | 0.15 | 0.49 | 0.93 | 0.83 | 1.00 |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the 3 bucket - first try. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the 3 bucket - first try is 15.07%, recorded on Oct 12, 2022. The portfolio has not recovered from it yet.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -15.07% | Jan 3, 2022 | 196 | Oct 12, 2022 | — | — | — |
| -4.25% | Sep 3, 2020 | 14 | Sep 23, 2020 | 31 | Nov 5, 2020 | 45 |
| -3.18% | Sep 3, 2021 | 19 | Sep 30, 2021 | 20 | Oct 28, 2021 | 39 |
| -2.79% | Jun 9, 2020 | 14 | Jun 26, 2020 | 5 | Jul 6, 2020 | 19 |
| -2.35% | Feb 16, 2021 | 13 | Mar 4, 2021 | 5 | Mar 11, 2021 | 18 |
Volatility Chart
The current 3 bucket - first try volatility is 1.83%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.