3 bucket - first try
blend of stocks and bonds aiming for 5-7% overall return.
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 10% |
BSV Vanguard Short-Term Bond ETF | Total Bond Market | 10% |
GOVT iShares U.S. Treasury Bond ETF | Government Bonds | 10% |
JEPI JPMorgan Equity Premium Income ETF | Actively Managed, Dividend, Derivative Income | 30% |
STIP iShares 0-5 Year TIPS Bond ETF | Inflation-Protected Bonds | 10% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 30% |
Performance
Performance Chart
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The earliest data available for this chart is May 21, 2020, corresponding to the inception date of JEPI
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.77% | 7.44% | -5.60% | 8.37% | 14.12% | 10.46% |
| 3 bucket - first try | -0.37% | 4.00% | -1.65% | 7.05% | N/A | N/A |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | -3.41% | 7.59% | -5.06% | 9.79% | 15.86% | 12.42% |
JEPI JPMorgan Equity Premium Income ETF | -0.61% | 5.02% | -3.46% | 5.33% | N/A | N/A |
BND Vanguard Total Bond Market ETF | 2.21% | 0.98% | 1.19% | 5.53% | -0.78% | 1.51% |
GOVT iShares U.S. Treasury Bond ETF | 0.11% | 0.50% | 1.60% | 5.24% | -1.99% | 0.89% |
STIP iShares 0-5 Year TIPS Bond ETF | 3.47% | 0.82% | 3.61% | 7.11% | 3.92% | 2.84% |
BSV Vanguard Short-Term Bond ETF | 2.32% | 0.52% | 2.72% | 6.21% | 1.10% | 1.76% |
Monthly Returns
The table below presents the monthly returns of 3 bucket - first try, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.57% | 0.66% | -2.50% | -0.57% | 0.52% | -0.37% | |||||||
| 2024 | 1.06% | 1.94% | 1.91% | -2.60% | 2.65% | 1.50% | 1.64% | 2.02% | 1.65% | -1.14% | 3.36% | -2.08% | 12.36% |
| 2023 | 3.23% | -2.09% | 2.75% | 1.32% | -0.71% | 2.74% | 1.52% | -0.58% | -2.90% | -1.21% | 5.23% | 2.94% | 12.59% |
| 2022 | -3.26% | -1.37% | 1.21% | -4.52% | 0.27% | -3.98% | 4.85% | -2.98% | -5.95% | 4.52% | 4.09% | -2.57% | -9.97% |
| 2021 | -0.87% | 0.68% | 3.06% | 2.64% | 0.86% | 1.34% | 1.91% | 1.38% | -2.92% | 3.48% | -0.65% | 3.15% | 14.77% |
| 2020 | 1.81% | 0.58% | 3.80% | 2.77% | -1.45% | -1.39% | 5.69% | 1.90% | 14.32% |
Expense Ratio
3 bucket - first try has an expense ratio of 0.14%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of 3 bucket - first try is 67, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 0.52 | 0.89 | 1.13 | 0.57 | 2.18 |
JEPI JPMorgan Equity Premium Income ETF | 0.40 | 0.72 | 1.12 | 0.47 | 2.02 |
BND Vanguard Total Bond Market ETF | 1.00 | 1.45 | 1.17 | 0.42 | 2.54 |
GOVT iShares U.S. Treasury Bond ETF | 0.84 | 1.24 | 1.16 | 0.32 | 2.25 |
STIP iShares 0-5 Year TIPS Bond ETF | 3.70 | 6.06 | 1.85 | 7.57 | 24.87 |
BSV Vanguard Short-Term Bond ETF | 2.68 | 4.28 | 1.54 | 2.77 | 10.08 |
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Dividends
Dividend yield
3 bucket - first try provided a 4.22% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 4.22% | 3.85% | 4.06% | 5.20% | 3.19% | 2.87% | 1.47% | 1.54% | 1.27% | 1.23% | 1.15% | 1.17% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.34% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
JEPI JPMorgan Equity Premium Income ETF | 8.07% | 7.33% | 8.40% | 11.67% | 6.59% | 5.79% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BND Vanguard Total Bond Market ETF | 3.75% | 3.67% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% |
GOVT iShares U.S. Treasury Bond ETF | 3.35% | 3.14% | 2.65% | 1.77% | 0.96% | 1.28% | 1.98% | 1.97% | 1.57% | 1.40% | 1.25% | 1.17% |
STIP iShares 0-5 Year TIPS Bond ETF | 3.26% | 2.62% | 2.84% | 6.04% | 4.15% | 1.40% | 2.06% | 2.44% | 1.59% | 0.89% | 0.00% | 0.74% |
BSV Vanguard Short-Term Bond ETF | 3.56% | 3.38% | 2.46% | 1.50% | 1.36% | 1.79% | 2.29% | 1.99% | 1.65% | 1.49% | 1.40% | 1.45% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the 3 bucket - first try. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 3 bucket - first try was 15.08%, occurring on Oct 12, 2022. Recovery took 294 trading sessions.
The current 3 bucket - first try drawdown is 3.10%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -15.08% | Jan 3, 2022 | 196 | Oct 12, 2022 | 294 | Dec 13, 2023 | 490 |
| -9.26% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -4.25% | Sep 3, 2020 | 14 | Sep 23, 2020 | 31 | Nov 5, 2020 | 45 |
| -3.23% | Dec 5, 2024 | 24 | Jan 10, 2025 | 23 | Feb 13, 2025 | 47 |
| -3.21% | Apr 1, 2024 | 15 | Apr 19, 2024 | 18 | May 15, 2024 | 33 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 6 assets, with an effective number of assets of 4.55, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | GOVT | STIP | BSV | JEPI | BND | VOO | Portfolio | |
|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.01 | 0.19 | 0.12 | 0.81 | 0.15 | 1.00 | 0.95 |
| GOVT | 0.01 | 1.00 | 0.52 | 0.83 | 0.07 | 0.95 | 0.02 | 0.21 |
| STIP | 0.19 | 0.52 | 1.00 | 0.64 | 0.19 | 0.56 | 0.19 | 0.32 |
| BSV | 0.12 | 0.83 | 0.64 | 1.00 | 0.14 | 0.85 | 0.12 | 0.29 |
| JEPI | 0.81 | 0.07 | 0.19 | 0.14 | 1.00 | 0.18 | 0.81 | 0.90 |
| BND | 0.15 | 0.95 | 0.56 | 0.85 | 0.18 | 1.00 | 0.15 | 0.33 |
| VOO | 1.00 | 0.02 | 0.19 | 0.12 | 0.81 | 0.15 | 1.00 | 0.95 |
| Portfolio | 0.95 | 0.21 | 0.32 | 0.29 | 0.90 | 0.33 | 0.95 | 1.00 |