Dividend-simple
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 66.70% |
SCHY Schwab International Dividend Equity ETF | Dividend, Foreign Large Cap Equities | 33.30% |
Performance
Performance Chart
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The earliest data available for this chart is Apr 29, 2021, corresponding to the inception date of SCHY
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -1.34% | 7.94% | -2.79% | 10.16% | 14.45% | 10.68% |
| Dividend-simple | 2.84% | 2.92% | -2.50% | 8.03% | N/A | N/A |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | -4.38% | 1.85% | -10.16% | 3.43% | 12.77% | 10.46% |
SCHY Schwab International Dividend Equity ETF | 18.08% | 4.87% | 14.28% | 16.58% | N/A | N/A |
Monthly Returns
The table below presents the monthly returns of Dividend-simple, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.25% | 2.46% | 0.86% | -3.85% | 1.23% | 2.84% | |||||||
| 2024 | -0.26% | 1.12% | 3.36% | -3.92% | 2.62% | -0.77% | 6.17% | 2.90% | 1.16% | -1.82% | 2.82% | -5.83% | 7.16% |
| 2023 | 3.52% | -3.52% | 0.36% | 0.54% | -4.20% | 4.82% | 3.82% | -2.35% | -3.76% | -3.38% | 6.61% | 5.96% | 7.77% |
| 2022 | -1.64% | -1.52% | 2.05% | -4.42% | 2.88% | -7.83% | 2.99% | -3.50% | -7.38% | 9.04% | 8.06% | -2.55% | -5.31% |
| 2021 | -0.68% | 3.67% | -0.92% | 0.92% | 1.40% | -3.97% | 3.61% | -2.51% | 6.97% | 8.31% |
Expense Ratio
Dividend-simple has an expense ratio of 0.09%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Dividend-simple is 23, meaning it’s performing worse than 77% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 0.21 | 0.24 | 1.03 | 0.09 | 0.29 |
SCHY Schwab International Dividend Equity ETF | 1.22 | 1.51 | 1.21 | 1.18 | 2.65 |
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Dividends
Dividend yield
Dividend-simple provided a 3.97% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 3.97% | 3.97% | 3.65% | 3.48% | 2.43% | 2.11% | 1.99% | 2.04% | 1.75% | 1.93% | 1.98% | 1.75% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 4.02% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
SCHY Schwab International Dividend Equity ETF | 3.88% | 4.64% | 3.97% | 3.67% | 1.73% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Dividend-simple. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dividend-simple was 18.85%, occurring on Sep 30, 2022. Recovery took 310 trading sessions.
The current Dividend-simple drawdown is 3.17%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -18.85% | Jan 13, 2022 | 180 | Sep 30, 2022 | 310 | Dec 26, 2023 | 490 |
| -12.08% | Dec 2, 2024 | 87 | Apr 8, 2025 | — | — | — |
| -5.36% | Apr 1, 2024 | 14 | Apr 18, 2024 | 19 | May 15, 2024 | 33 |
| -4.71% | Aug 17, 2021 | 32 | Sep 30, 2021 | 24 | Nov 3, 2021 | 56 |
| -4.41% | Nov 15, 2021 | 12 | Dec 1, 2021 | 10 | Dec 15, 2021 | 22 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 1.80, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SCHY | SCHD | Portfolio | |
|---|---|---|---|---|
| ^GSPC | 1.00 | 0.64 | 0.76 | 0.78 |
| SCHY | 0.64 | 1.00 | 0.68 | 0.83 |
| SCHD | 0.76 | 0.68 | 1.00 | 0.97 |
| Portfolio | 0.78 | 0.83 | 0.97 | 1.00 |