Dividend-simple
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 66.70% |
SCHY Schwab International Dividend Equity ETF | Dividend, Foreign Large Cap Equities | 33.30% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Dividend-simple, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Apr 29, 2021, corresponding to the inception date of SCHY
Returns By Period
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 17.79% | 0.18% | 7.53% | 26.42% | 13.48% | 10.85% |
| Dividend-simple | 11.18% | 2.34% | 7.52% | 18.08% | N/A | N/A |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | 12.56% | 2.34% | 6.46% | 19.45% | 12.84% | 11.41% |
SCHY Schwab International Dividend Equity ETF | 8.32% | 2.35% | 9.66% | 15.20% | N/A | N/A |
Monthly Returns
The table below presents the monthly returns of Dividend-simple, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.26% | 1.12% | 3.36% | -3.92% | 2.62% | -0.77% | 6.17% | 2.90% | 11.18% | ||||
| 2023 | 3.52% | -3.52% | 0.36% | 0.54% | -4.20% | 4.82% | 3.82% | -2.35% | -3.76% | -3.38% | 6.61% | 5.96% | 7.77% |
| 2022 | -1.64% | -1.52% | 2.05% | -4.42% | 2.88% | -7.83% | 2.99% | -3.50% | -7.38% | 9.04% | 8.06% | -2.55% | -5.31% |
| 2021 | -0.68% | 3.67% | -0.92% | 0.92% | 1.40% | -3.97% | 3.61% | -2.51% | 6.97% | 8.31% |
Expense Ratio
Dividend-simple has an expense ratio of 0.09%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Dividend-simple is 26, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 1.58 | 2.31 | 1.27 | 1.41 | 7.06 |
SCHY Schwab International Dividend Equity ETF | 1.36 | 1.93 | 1.24 | 1.27 | 6.00 |
Dividends
Dividend yield
Dividend-simple granted a 3.25% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend-simple | 3.25% | 3.65% | 3.48% | 2.43% | 2.11% | 1.99% | 2.04% | 1.75% | 1.93% | 1.98% | 1.75% | 1.64% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 2.59% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
SCHY Schwab International Dividend Equity ETF | 4.58% | 3.97% | 3.67% | 1.73% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Dividend-simple. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dividend-simple was 18.85%, occurring on Sep 30, 2022. Recovery took 310 trading sessions.
The current Dividend-simple drawdown is 0.32%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -18.85% | Jan 13, 2022 | 180 | Sep 30, 2022 | 310 | Dec 26, 2023 | 490 |
| -5.36% | Apr 1, 2024 | 14 | Apr 18, 2024 | 19 | May 15, 2024 | 33 |
| -4.72% | Aug 17, 2021 | 32 | Sep 30, 2021 | 24 | Nov 3, 2021 | 56 |
| -4.41% | Nov 15, 2021 | 12 | Dec 1, 2021 | 10 | Dec 15, 2021 | 22 |
| -4.24% | May 20, 2024 | 19 | Jun 14, 2024 | 18 | Jul 12, 2024 | 37 |
Volatility
Volatility Chart
The current Dividend-simple volatility is 2.90%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SCHD | SCHY | |
|---|---|---|
| SCHD | 1.00 | 0.73 |
| SCHY | 0.73 | 1.00 |