#3

Last updated Sep 21, 2023

Asset Allocation

Position	Category/Sector	Weight
AAPL Apple Inc.	Technology	3.33%
ACN Accenture plc	Technology	3.33%
CAT Caterpillar Inc.	Industrials	3.33%
CCI Crown Castle International Corp.	Real Estate	3.33%
CRM salesforce.com, inc.	Technology	3.33%
CVX Chevron Corporation	Energy	3.33%
DG Dollar General Corporation	Consumer Defensive	3.33%
DHR Danaher Corporation	Healthcare	3.33%
HAL Halliburton Company	Energy	3.33%
HCA HCA Healthcare, Inc.	Healthcare	3.33%
HD The Home Depot, Inc.	Consumer Cyclical	3.33%
HLT Hilton Worldwide Holdings Inc.	Consumer Cyclical	3.33%
JPM JPMorgan Chase & Co.	Financial Services	3.33%
LOW Lowe's Companies, Inc.	Consumer Cyclical	3.33%
LPLA LPL Financial Holdings Inc.	Financial Services	3.33%
LRCX Lam Research Corporation	Technology	3.33%
MAR Marriott International, Inc.	Consumer Cyclical	3.33%
MCD		3.33%
MCHP		3.33%
PG		3.33%
STZ		3.33%
V		3.33%
WMT		3.33%
YUM		3.33%
ZTS		3.33%
AVGO Broadcom Inc.	Technology	3.33%
TXRH		3.33%
SHW		3.33%
MA Mastercard Inc	Financial Services	3.33%
DECK Deckers Outdoor Corporation	Consumer Cyclical	3.33%

Benchmark

Rebalance portfolio

Performance

The chart shows the growth of an initial investment of $10,000 in #3, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly

Benchmark (^GSPC)

Portfolio components

Returns

As of Sep 21, 2023, the #3 returned 13.55% Year-To-Date and 19.10% of annualized return in the last 10 years.

	1 month	6 months	Year-To-Date	1 year	5 years (annualized)	10 years (annualized)
Benchmark	0.33%	11.48%	14.66%	16.16%	8.51%	9.76%
#3	-1.07%	11.01%	13.55%	23.29%	17.65%	19.10%
Portfolio components:
AAPL Apple Inc.	-0.98%	10.72%	35.64%	14.84%	27.58%	26.61%
ACN Accenture plc	2.56%	17.50%	20.11%	21.29%	14.46%	18.11%
CAT Caterpillar Inc.	3.11%	28.29%	18.07%	65.60%	15.09%	16.06%
CCI Crown Castle International Corp.	-0.40%	-19.46%	-25.63%	-35.62%	0.80%	6.61%
CRM salesforce.com, inc.	3.03%	13.65%	60.67%	44.30%	6.52%	15.79%
CVX Chevron Corporation	4.81%	9.98%	-4.48%	11.46%	11.41%	7.77%
DG Dollar General Corporation	-27.64%	-42.63%	-52.74%	-51.35%	2.26%	7.86%
DHR Danaher Corporation	1.91%	3.28%	-3.91%	-4.83%	19.25%	17.32%
HAL Halliburton Company	7.45%	41.63%	6.35%	55.04%	2.19%	-0.15%
HCA HCA Healthcare, Inc.	-7.29%	1.01%	6.66%	29.02%	14.87%	19.75%
HD The Home Depot, Inc.	-3.59%	10.98%	0.48%	17.58%	10.63%	17.83%
HLT Hilton Worldwide Holdings Inc.	1.94%	12.81%	21.25%	23.07%	13.96%	14.16%
JPM JPMorgan Chase & Co.	1.31%	18.65%	13.05%	35.98%	7.95%	13.56%
LOW Lowe's Companies, Inc.	-4.80%	14.40%	9.48%	16.43%	15.05%	18.96%
LPLA LPL Financial Holdings Inc.	7.81%	21.35%	14.60%	8.50%	31.62%	21.54%
LRCX Lam Research Corporation	-6.91%	18.88%	48.63%	57.29%	33.96%	31.09%
MAR Marriott International, Inc.	-2.01%	25.63%	35.31%	36.30%	9.65%	17.42%
MCD	-0.58%	3.91%	6.93%	12.86%	13.54%	14.71%
MCHP	-4.37%	-5.84%	10.78%	20.77%	14.96%	16.54%
PG	1.08%	8.08%	3.18%	16.03%	15.32%	9.72%
STZ	1.78%	22.70%	14.22%	11.19%	5.39%	15.77%
V	0.54%	9.07%	17.09%	30.36%	10.80%	18.15%
WMT	4.39%	17.40%	16.93%	23.48%	13.27%	10.18%
YUM	-1.39%	0.44%	0.59%	14.97%	9.22%	11.81%
ZTS	-0.19%	13.04%	24.67%	21.06%	15.92%	20.65%
AVGO Broadcom Inc.	-2.42%	31.34%	51.23%	76.85%	31.90%	38.32%
TXRH	-4.32%	-4.00%	11.33%	13.74%	9.00%	16.11%
SHW	-3.92%	24.88%	10.31%	22.73%	11.69%	17.37%
MA Mastercard Inc	3.19%	16.19%	18.61%	35.66%	13.76%	19.25%
DECK Deckers Outdoor Corporation	-5.71%	18.42%	31.20%	58.84%	36.48%	20.74%
Returns over 1 year are annualized

Asset Correlations Table

The table below shows the correlation coefficients between the assets in the portfolio.

	DG	CCI	WMT	PG	HAL	TXRH	DECK	CVX	STZ	HCA	MCD	LPLA	CRM	ZTS	AAPL	HLT	SHW	YUM	CAT	DHR	MAR	AVGO	LRCX	LOW	JPM	MCHP	HD	V	MA	ACN
DG	1.00	0.25	0.44	0.31	0.11	0.25	0.27	0.14	0.25	0.27	0.29	0.20	0.25	0.30	0.25	0.19	0.32	0.30	0.21	0.29	0.20	0.25	0.24	0.45	0.21	0.23	0.46	0.27	0.27	0.31
CCI	0.25	1.00	0.29	0.39	0.12	0.16	0.18	0.18	0.32	0.26	0.36	0.14	0.30	0.38	0.29	0.21	0.36	0.35	0.19	0.38	0.19	0.26	0.24	0.30	0.20	0.23	0.34	0.33	0.33	0.39
WMT	0.44	0.29	1.00	0.45	0.14	0.22	0.21	0.21	0.29	0.24	0.35	0.18	0.21	0.31	0.28	0.19	0.33	0.32	0.25	0.32	0.20	0.23	0.24	0.37	0.26	0.24	0.42	0.29	0.29	0.35
PG	0.31	0.39	0.45	1.00	0.14	0.19	0.16	0.23	0.33	0.26	0.42	0.15	0.24	0.34	0.29	0.21	0.38	0.37	0.25	0.39	0.23	0.23	0.24	0.32	0.27	0.24	0.37	0.36	0.37	0.40
HAL	0.11	0.12	0.14	0.14	1.00	0.26	0.27	0.71	0.27	0.31	0.18	0.43	0.21	0.20	0.25	0.37	0.21	0.26	0.58	0.22	0.39	0.31	0.31	0.29	0.48	0.35	0.26	0.29	0.31	0.31
TXRH	0.25	0.16	0.22	0.19	0.26	1.00	0.35	0.23	0.28	0.31	0.34	0.35	0.29	0.26	0.26	0.39	0.28	0.40	0.28	0.24	0.42	0.27	0.28	0.37	0.36	0.32	0.35	0.32	0.35	0.35
DECK	0.27	0.18	0.21	0.16	0.27	0.35	1.00	0.24	0.25	0.31	0.26	0.36	0.32	0.29	0.31	0.39	0.33	0.33	0.35	0.33	0.38	0.33	0.34	0.40	0.37	0.39	0.41	0.34	0.36	0.37
CVX	0.14	0.18	0.21	0.23	0.71	0.23	0.24	1.00	0.29	0.32	0.26	0.43	0.23	0.24	0.27	0.35	0.24	0.30	0.57	0.27	0.37	0.31	0.31	0.29	0.51	0.35	0.30	0.36	0.36	0.38
STZ	0.25	0.32	0.29	0.33	0.27	0.28	0.25	0.29	1.00	0.33	0.36	0.32	0.31	0.34	0.32	0.33	0.35	0.38	0.32	0.35	0.35	0.32	0.33	0.35	0.36	0.32	0.39	0.41	0.40	0.42
HCA	0.27	0.26	0.24	0.26	0.31	0.31	0.31	0.32	0.33	1.00	0.33	0.35	0.29	0.39	0.31	0.37	0.39	0.38	0.38	0.35	0.37	0.35	0.32	0.37	0.42	0.35	0.38	0.36	0.37	0.40
MCD	0.29	0.36	0.35	0.42	0.18	0.34	0.26	0.26	0.36	0.33	1.00	0.27	0.31	0.36	0.33	0.33	0.37	0.57	0.31	0.38	0.35	0.32	0.28	0.37	0.36	0.30	0.41	0.43	0.44	0.43
LPLA	0.20	0.14	0.18	0.15	0.43	0.35	0.36	0.43	0.32	0.35	0.27	1.00	0.35	0.28	0.32	0.44	0.31	0.34	0.50	0.31	0.45	0.36	0.39	0.37	0.62	0.42	0.35	0.42	0.43	0.42
CRM	0.25	0.30	0.21	0.24	0.21	0.29	0.32	0.23	0.31	0.29	0.31	0.35	1.00	0.44	0.50	0.36	0.39	0.36	0.28	0.46	0.37	0.48	0.47	0.39	0.33	0.47	0.39	0.54	0.55	0.54
ZTS	0.30	0.38	0.31	0.34	0.20	0.26	0.29	0.24	0.34	0.39	0.36	0.28	0.44	1.00	0.43	0.32	0.45	0.42	0.32	0.55	0.32	0.41	0.41	0.40	0.33	0.40	0.44	0.47	0.48	0.52
AAPL	0.25	0.29	0.28	0.29	0.25	0.26	0.31	0.27	0.32	0.31	0.33	0.32	0.50	0.43	1.00	0.37	0.38	0.34	0.36	0.45	0.38	0.57	0.53	0.38	0.38	0.52	0.40	0.50	0.51	0.51
HLT	0.19	0.21	0.19	0.21	0.37	0.39	0.39	0.35	0.33	0.37	0.33	0.44	0.36	0.32	0.37	1.00	0.36	0.42	0.46	0.32	0.80	0.40	0.41	0.40	0.48	0.46	0.39	0.48	0.48	0.41
SHW	0.32	0.36	0.33	0.38	0.21	0.28	0.33	0.24	0.35	0.39	0.37	0.31	0.39	0.45	0.38	0.36	1.00	0.41	0.37	0.49	0.38	0.40	0.41	0.53	0.38	0.41	0.55	0.45	0.46	0.51
YUM	0.30	0.35	0.32	0.37	0.26	0.40	0.33	0.30	0.38	0.38	0.57	0.34	0.36	0.42	0.34	0.42	0.41	1.00	0.38	0.41	0.42	0.37	0.37	0.41	0.41	0.38	0.45	0.48	0.48	0.45
CAT	0.21	0.19	0.25	0.25	0.58	0.28	0.35	0.57	0.32	0.38	0.31	0.50	0.28	0.32	0.36	0.46	0.37	0.38	1.00	0.38	0.49	0.42	0.43	0.41	0.59	0.48	0.39	0.43	0.44	0.45
DHR	0.29	0.38	0.32	0.39	0.22	0.24	0.33	0.27	0.35	0.35	0.38	0.31	0.46	0.55	0.45	0.32	0.49	0.41	0.38	1.00	0.33	0.45	0.43	0.42	0.37	0.46	0.47	0.50	0.51	0.56
MAR	0.20	0.19	0.20	0.23	0.39	0.42	0.38	0.37	0.35	0.37	0.35	0.45	0.37	0.32	0.38	0.80	0.38	0.42	0.49	0.33	1.00	0.42	0.44	0.41	0.51	0.48	0.41	0.47	0.48	0.45
AVGO	0.25	0.26	0.23	0.23	0.31	0.27	0.33	0.31	0.32	0.35	0.32	0.36	0.48	0.41	0.57	0.40	0.40	0.37	0.42	0.45	0.42	1.00	0.64	0.38	0.41	0.69	0.39	0.47	0.49	0.51
LRCX	0.24	0.24	0.24	0.24	0.31	0.28	0.34	0.31	0.33	0.32	0.28	0.39	0.47	0.41	0.53	0.41	0.41	0.37	0.43	0.43	0.44	0.64	1.00	0.38	0.44	0.73	0.40	0.49	0.51	0.49
LOW	0.45	0.30	0.37	0.32	0.29	0.37	0.40	0.29	0.35	0.37	0.37	0.37	0.39	0.40	0.38	0.40	0.53	0.41	0.41	0.42	0.41	0.38	0.38	1.00	0.42	0.42	0.79	0.43	0.44	0.48
JPM	0.21	0.20	0.26	0.27	0.48	0.36	0.37	0.51	0.36	0.42	0.36	0.62	0.33	0.33	0.38	0.48	0.38	0.41	0.59	0.37	0.51	0.41	0.44	0.42	1.00	0.47	0.42	0.48	0.49	0.48
MCHP	0.23	0.23	0.24	0.24	0.35	0.32	0.39	0.35	0.32	0.35	0.30	0.42	0.47	0.40	0.52	0.46	0.41	0.38	0.48	0.46	0.48	0.69	0.73	0.42	0.47	1.00	0.43	0.49	0.51	0.54
HD	0.46	0.34	0.42	0.37	0.26	0.35	0.41	0.30	0.39	0.38	0.41	0.35	0.39	0.44	0.40	0.39	0.55	0.45	0.39	0.47	0.41	0.39	0.40	0.79	0.42	0.43	1.00	0.47	0.47	0.53
V	0.27	0.33	0.29	0.36	0.29	0.32	0.34	0.36	0.41	0.36	0.43	0.42	0.54	0.47	0.50	0.48	0.45	0.48	0.43	0.50	0.47	0.47	0.49	0.43	0.48	0.49	0.47	1.00	0.85	0.61
MA	0.27	0.33	0.29	0.37	0.31	0.35	0.36	0.36	0.40	0.37	0.44	0.43	0.55	0.48	0.51	0.48	0.46	0.48	0.44	0.51	0.48	0.49	0.51	0.44	0.49	0.51	0.47	0.85	1.00	0.63
ACN	0.31	0.39	0.35	0.40	0.31	0.35	0.37	0.38	0.42	0.40	0.43	0.42	0.54	0.52	0.51	0.41	0.51	0.45	0.45	0.56	0.45	0.51	0.49	0.48	0.48	0.54	0.53	0.61	0.63	1.00

Sharpe Ratio

The current #3 Sharpe ratio is 1.12. A Sharpe ratio greater than 1.0 is considered acceptable.

The Sharpe ratio of #3 lies between the 25th and 75th percentiles. It indicates that the portfolio's risk-adjusted performance is in line with the majority of portfolios. This suggests a balanced approach to risk and return, which might be suitable for a broad range of investors.

Benchmark (^GSPC)

Portfolio components

Dividend yield

#3 granted a 1.57% dividend yield in the last twelve months.

	TTM	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012
#3	1.57%	1.52%	1.19%	1.47%	1.71%	1.99%	1.60%	2.00%	2.14%	1.79%	1.59%	2.77%
Portfolio components:
AAPL Apple Inc.	0.54%	0.70%	0.49%	0.62%	1.06%	1.86%	1.54%	2.07%	2.12%	1.87%	2.40%	1.16%
ACN Accenture plc	1.41%	1.53%	0.89%	1.30%	1.13%	2.11%	1.80%	2.19%	2.30%	2.52%	2.51%	2.71%
CAT Caterpillar Inc.	1.76%	1.96%	2.15%	2.40%	2.80%	2.90%	2.26%	3.93%	5.33%	3.63%	2.49%	3.71%
CCI Crown Castle International Corp.	6.47%	4.59%	2.83%	3.45%	3.70%	4.68%	4.35%	5.34%	5.18%	3.31%	0.00%	0.00%
CRM salesforce.com, inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
CVX Chevron Corporation	3.57%	3.25%	4.82%	6.85%	4.68%	5.08%	4.42%	4.85%	6.62%	5.46%	4.70%	5.05%
DG Dollar General Corporation	1.97%	1.07%	0.70%	0.68%	0.83%	1.09%	0.88%	1.44%	1.32%	0.00%	0.00%	0.00%
DHR Danaher Corporation	0.41%	0.38%	0.26%	0.33%	0.45%	0.63%	0.62%	0.65%	0.60%	0.49%	0.14%	0.19%
HAL Halliburton Company	1.45%	1.24%	0.81%	1.73%	3.11%	2.96%	1.64%	1.50%	2.43%	1.87%	1.22%	1.24%
HCA HCA Healthcare, Inc.	0.93%	0.94%	0.76%	0.48%	1.12%	1.18%	0.00%	0.00%	0.00%	0.00%	0.00%	22.77%
HD The Home Depot, Inc.	2.63%	2.46%	1.66%	2.41%	2.72%	2.69%	2.16%	2.42%	2.14%	2.19%	2.37%	2.40%
HLT Hilton Worldwide Holdings Inc.	0.39%	0.36%	0.00%	0.14%	0.55%	0.85%	0.77%	1.06%	0.68%	0.00%	0.00%	0.00%
JPM JPMorgan Chase & Co.	2.70%	3.05%	2.46%	3.06%	2.65%	2.93%	2.25%	2.58%	3.17%	3.19%	3.05%	3.53%
LOW Lowe's Companies, Inc.	1.98%	1.88%	1.12%	1.47%	1.84%	2.10%	1.81%	2.00%	1.54%	1.39%	1.63%	2.04%
LPLA LPL Financial Holdings Inc.	0.47%	0.46%	0.62%	0.97%	1.12%	1.71%	1.85%	3.08%	2.64%	2.48%	1.63%	9.53%
LRCX Lam Research Corporation	1.16%	1.55%	0.80%	1.07%	1.62%	2.99%	1.10%	1.42%	1.53%	0.78%	0.00%	0.00%
MAR Marriott International, Inc.	0.92%	0.68%	0.00%	0.37%	1.24%	1.48%	0.99%	1.47%	1.52%	1.08%	1.43%	1.47%
MCD	2.19%	2.18%	2.04%	2.50%	2.61%	2.63%	2.55%	3.48%	3.52%	4.38%	4.16%	4.35%
MCHP	1.93%	1.67%	1.01%	1.11%	1.48%	2.17%	1.80%	2.50%	3.52%	3.72%	3.85%	5.43%
PG	2.42%	2.43%	2.17%	2.40%	2.60%	3.49%	3.48%	3.83%	4.12%	3.57%	3.85%	4.45%
STZ	1.29%	1.38%	1.24%	1.42%	1.66%	1.83%	0.93%	1.08%	0.72%	0.00%	0.00%	0.00%
V	0.74%	0.76%	0.62%	0.57%	0.57%	0.69%	0.63%	0.78%	0.68%	0.68%	0.67%	0.70%
WMT	1.38%	1.60%	1.56%	1.56%	1.89%	2.42%	2.29%	3.29%	3.74%	2.69%	2.95%	2.94%
YUM	1.88%	1.81%	1.49%	1.82%	1.79%	1.71%	1.63%	2.42%	2.67%	2.46%	2.19%	2.20%
ZTS	0.80%	0.89%	0.42%	0.49%	0.51%	0.61%	0.61%	0.74%	0.73%	0.71%	0.64%	0.00%
AVGO Broadcom Inc.	2.22%	3.08%	2.35%	3.30%	4.01%	3.65%	2.36%	1.88%	1.54%	1.71%	2.43%	2.56%
TXRH	2.12%	2.05%	1.38%	0.48%	2.26%	1.81%	1.75%	1.76%	2.17%	2.06%	2.05%	3.30%
SHW	0.93%	1.02%	0.64%	0.75%	0.80%	0.91%	0.87%	1.33%	1.11%	0.91%	1.20%	1.13%
MA Mastercard Inc	0.54%	0.57%	0.49%	0.46%	0.45%	0.54%	0.60%	0.77%	0.69%	0.54%	0.27%	0.23%
DECK Deckers Outdoor Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Expense Ratio

The #3 has an expense ratio of 0.00%, indicating no management fees are charged. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.

The portfolio doesn't hold funds that charge fees

Risk-Adjusted Performance

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Ulcer Index
AAPL Apple Inc.	0.51
ACN Accenture plc	0.62
CAT Caterpillar Inc.	1.89
CCI Crown Castle International Corp.	-1.31
CRM salesforce.com, inc.	1.10
CVX Chevron Corporation	0.40
DG Dollar General Corporation	-1.58
DHR Danaher Corporation	-0.30
HAL Halliburton Company	1.11
HCA HCA Healthcare, Inc.	0.91
HD The Home Depot, Inc.	0.55
HLT Hilton Worldwide Holdings Inc.	0.64
JPM JPMorgan Chase & Co.	1.19
LOW Lowe's Companies, Inc.	0.45
LPLA LPL Financial Holdings Inc.	0.21
LRCX Lam Research Corporation	1.20
MAR Marriott International, Inc.	1.10
MCD	N/A
MCHP	N/A
PG	N/A
STZ	N/A
V	N/A
WMT	N/A
YUM	N/A
ZTS	N/A
AVGO Broadcom Inc.	2.14
TXRH	N/A
SHW	N/A
MA Mastercard Inc	1.45
DECK Deckers Outdoor Corporation	1.72

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.

Benchmark (^GSPC)

Portfolio components

Worst Drawdowns

The table below shows the maximum drawdowns of the #3. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the #3 is 37.97%, recorded on Mar 23, 2020. It took 93 trading sessions for the portfolio to recover.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-37.97%	Feb 20, 2020	23	Mar 23, 2020	93	Aug 4, 2020	116
-19.16%	Jan 5, 2022	113	Jun 16, 2022	209	Apr 18, 2023	322
-16.11%	Sep 21, 2018	65	Dec 24, 2018	34	Feb 13, 2019	99
-14.83%	Jun 23, 2015	162	Feb 11, 2016	32	Mar 30, 2016	194
-9.3%	Jan 29, 2018	9	Feb 8, 2018	80	Jun 5, 2018	89

Volatility Chart

The current #3 volatility is 3.13%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Benchmark (^GSPC)

Portfolio components