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Easy 5

Last updated Sep 23, 2023

Asset Allocation


SCHO 20%QQQ 20%SCHD 20%VT 20%SCHY 20%BondBondEquityEquity
PositionCategory/SectorWeight
SCHO
Schwab Short-Term U.S. Treasury ETF
Government Bonds20%
QQQ
Invesco QQQ
Large Cap Blend Equities20%
SCHD
Schwab US Dividend Equity ETF
Large Cap Growth Equities, Dividend20%
VT
Vanguard Total World Stock ETF
Large Cap Growth Equities20%
SCHY
Schwab International Dividend Equity ETF
Dividend, Foreign Large Cap Equities20%

Performance

The chart shows the growth of an initial investment of $10,000 in Easy 5, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly


0.00%5.00%10.00%15.00%AprilMayJuneJulyAugustSeptember
5.55%
8.61%
Easy 5
Benchmark (^GSPC)
Portfolio components

Returns


1 month6 monthsYear-To-Date1 year5 years (annualized)10 years (annualized)
Benchmark-1.29%8.79%12.52%16.97%1.35%N/A
Easy 5-0.26%5.60%9.71%16.42%0.94%N/A
QQQ
Invesco QQQ
-0.77%15.45%35.00%30.79%2.94%N/A
SCHD
Schwab US Dividend Equity ETF
-1.48%2.48%-3.10%8.53%1.81%N/A
VT
Vanguard Total World Stock ETF
-0.73%6.92%10.64%18.85%-1.28%N/A
SCHO
Schwab Short-Term U.S. Treasury ETF
0.15%-0.48%1.60%2.33%-1.23%N/A
SCHY
Schwab International Dividend Equity ETF
1.47%3.42%5.86%20.11%0.07%N/A

Asset Correlations Table

The table below shows the correlation coefficients between the assets in the portfolio.

SCHOQQQSCHYSCHDVT
SCHO1.000.080.130.060.08
QQQ0.081.000.610.670.89
SCHY0.130.611.000.750.83
SCHD0.060.670.751.000.84
VT0.080.890.830.841.00

Sharpe Ratio

The current Easy 5 Sharpe ratio is 1.07. A Sharpe ratio greater than 1.0 is considered acceptable.

-1.000.001.002.003.004.001.07

The Sharpe ratio of Easy 5 lies between the 25th and 75th percentiles. It indicates that the portfolio's risk-adjusted performance is in line with the majority of portfolios. This suggests a balanced approach to risk and return, which might be suitable for a broad range of investors.


Rolling 12-month Sharpe Ratio-0.500.000.501.00AprilMayJuneJulyAugustSeptember
1.07
0.81
Easy 5
Benchmark (^GSPC)
Portfolio components

Dividend yield

Easy 5 granted a 2.66% dividend yield in the last twelve months.


TTM20222021202020192018201720162015201420132012
Easy 52.66%2.32%1.50%1.42%1.81%1.85%1.53%1.67%1.71%1.69%1.47%1.73%
QQQ
Invesco QQQ
0.61%0.81%0.43%0.56%0.76%0.94%0.87%1.11%1.05%1.51%1.10%1.39%
SCHD
Schwab US Dividend Equity ETF
3.67%3.48%2.96%3.46%3.39%3.60%3.18%3.59%3.81%3.47%3.34%3.98%
VT
Vanguard Total World Stock ETF
2.11%2.23%1.89%1.75%2.50%2.80%2.38%2.76%2.91%2.95%2.56%2.93%
SCHO
Schwab Short-Term U.S. Treasury ETF
3.16%1.37%0.43%1.33%2.39%1.92%1.23%0.91%0.76%0.53%0.33%0.33%
SCHY
Schwab International Dividend Equity ETF
3.73%3.72%1.82%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Expense Ratio

The Easy 5 features an expense ratio of 0.10%, falling within the medium range. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.


0.20%
0.00%2.15%
0.14%
0.00%2.15%
0.07%
0.00%2.15%
0.06%
0.00%2.15%
0.05%
0.00%2.15%

Risk-Adjusted Performance

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratioSortino ratioOmega ratioCalmar ratioUlcer Index
QQQ
Invesco QQQ
1.18
SCHD
Schwab US Dividend Equity ETF
0.42
VT
Vanguard Total World Stock ETF
0.92
SCHO
Schwab Short-Term U.S. Treasury ETF
0.74
SCHY
Schwab International Dividend Equity ETF
1.11

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-15.00%-10.00%-5.00%0.00%AprilMayJuneJulyAugustSeptember
-5.58%
-9.93%
Easy 5
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below shows the maximum drawdowns of the Easy 5. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Easy 5 is 20.65%, recorded on Oct 12, 2022. The portfolio has not recovered from it yet.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-20.65%Jan 5, 2022194Oct 12, 2022
-4.26%Sep 7, 202120Oct 4, 202121Nov 2, 202141
-3.44%Nov 8, 202117Dec 1, 202116Dec 23, 202133
-2.82%May 10, 20213May 12, 202112May 28, 202115
-2.16%Jun 15, 20214Jun 18, 202110Jul 2, 202114

Volatility Chart

The current Easy 5 volatility is 2.69%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%3.00%4.00%5.00%AprilMayJuneJulyAugustSeptember
2.69%
3.41%
Easy 5
Benchmark (^GSPC)
Portfolio components