Target Retirement 2050 Fund
Asset Allocation
Performance
The chart shows the growth of an initial investment of $10,000 in Target Retirement 2050 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Sep 23, 2023, the Target Retirement 2050 Fund returned 9.62% Year-To-Date and 7.66% of annualized return in the last 10 years.
| 1 month | 6 months | Year-To-Date | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -2.61% | 8.79% | 12.52% | 14.96% | 8.09% | 9.81% |
| Target Retirement 2050 Fund | -1.83% | 5.93% | 9.62% | 14.62% | 6.19% | 7.66% |
| Portfolio components: | ||||||
BND Vanguard Total Bond Market ETF | -0.84% | -3.51% | 0.08% | 0.50% | 0.30% | 1.20% |
BNDX Vanguard Total International Bond ETF | -0.66% | -1.26% | 2.74% | 1.69% | 0.10% | 1.87% |
VXUS Vanguard Total International Stock ETF | -1.05% | 3.29% | 6.91% | 16.24% | 2.92% | 3.69% |
VTI Vanguard Total Stock Market ETF | -2.56% | 9.30% | 13.03% | 15.82% | 9.08% | 11.23% |
| Returns over 1 year are annualized | ||||||
Asset Correlations Table
| BNDX | BND | VXUS | VTI | |
|---|---|---|---|---|
| BNDX | 1.00 | 0.70 | -0.03 | -0.04 |
| BND | 0.70 | 1.00 | -0.03 | -0.07 |
| VXUS | -0.03 | -0.03 | 1.00 | 0.82 |
| VTI | -0.04 | -0.07 | 0.82 | 1.00 |
Dividend yield
Target Retirement 2050 Fund granted a 2.42% dividend yield in the last twelve months.
| TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Target Retirement 2050 Fund | 2.42% | 2.28% | 2.10% | 1.84% | 2.56% | 2.82% | 2.46% | 2.72% | 2.78% | 2.98% | 2.69% | 3.15% |
| Portfolio components: | ||||||||||||
BND Vanguard Total Bond Market ETF | 3.01% | 2.65% | 2.06% | 2.36% | 2.97% | 3.15% | 2.93% | 2.97% | 3.12% | 3.46% | 3.56% | 4.26% |
BNDX Vanguard Total International Bond ETF | 1.98% | 1.53% | 3.84% | 1.18% | 3.67% | 3.35% | 2.56% | 2.22% | 1.94% | 1.87% | 1.07% | 0.00% |
VXUS Vanguard Total International Stock ETF | 3.06% | 3.15% | 3.25% | 2.32% | 3.40% | 3.64% | 3.23% | 3.56% | 3.54% | 4.37% | 3.58% | 4.04% |
VTI Vanguard Total Stock Market ETF | 1.94% | 1.68% | 1.25% | 1.48% | 1.88% | 2.21% | 1.88% | 2.15% | 2.27% | 2.06% | 2.07% | 2.58% |
Expense Ratio
The Target Retirement 2050 Fund has an expense ratio of 0.05% which is considered to be low. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Ulcer Index | |
|---|---|---|---|---|---|
BND Vanguard Total Bond Market ETF | -0.07 | ||||
BNDX Vanguard Total International Bond ETF | 0.21 | ||||
VXUS Vanguard Total International Stock ETF | 0.96 | ||||
VTI Vanguard Total Stock Market ETF | 0.82 |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Target Retirement 2050 Fund. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Target Retirement 2050 Fund is 31.24%, recorded on Mar 23, 2020. It took 99 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -31.24% | Feb 13, 2020 | 27 | Mar 23, 2020 | 99 | Aug 12, 2020 | 126 |
| -25.41% | Nov 9, 2021 | 235 | Oct 14, 2022 | — | — | — |
| -17.32% | Jan 29, 2018 | 229 | Dec 24, 2018 | 122 | Jun 20, 2019 | 351 |
| -16.78% | May 22, 2015 | 183 | Feb 11, 2016 | 131 | Aug 18, 2016 | 314 |
| -7.9% | Sep 4, 2014 | 31 | Oct 16, 2014 | 29 | Nov 26, 2014 | 60 |
Volatility Chart
The current Target Retirement 2050 Fund volatility is 3.02%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.