Siopao-Retirement 2035
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 20% |
BNDX Vanguard Total International Bond ETF | Total Bond Market | 8.60% |
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 42.20% |
VXUS Vanguard Total International Stock ETF | Foreign Large Cap Equities | 29.20% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Siopao-Retirement 2035, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Jun 4, 2013, corresponding to the inception date of BNDX
Returns By Period
As of Dec 19, 2024, the Siopao-Retirement 2035 returned 11.80% Year-To-Date and 7.40% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 24.34% | 0.23% | 8.53% | 24.95% | 13.01% | 11.06% |
| Siopao-Retirement 2035 | 11.64% | -0.92% | 4.27% | 12.31% | 7.32% | 7.36% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | 24.48% | -0.24% | 9.67% | 25.07% | 14.02% | 12.48% |
VXUS Vanguard Total International Stock ETF | 3.12% | -3.05% | -1.64% | 4.42% | 4.03% | 4.83% |
BND Vanguard Total Bond Market ETF | 1.48% | -0.24% | 1.41% | 1.67% | -0.34% | 1.36% |
BNDX Vanguard Total International Bond ETF | 3.75% | 0.74% | 3.71% | 3.63% | 0.12% | 1.95% |
Monthly Returns
The table below presents the monthly returns of Siopao-Retirement 2035, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.11% | 2.78% | 2.61% | -3.11% | 3.53% | 1.29% | 2.22% | 1.94% | 1.99% | -2.17% | 3.17% | 11.64% | |
| 2023 | 6.32% | -2.93% | 2.72% | 1.14% | -1.06% | 4.12% | 2.65% | -2.24% | -3.68% | -2.41% | 7.56% | 4.72% | 17.36% |
| 2022 | -3.91% | -2.21% | 0.49% | -6.79% | 0.45% | -6.22% | 5.75% | -3.75% | -7.88% | 4.21% | 6.94% | -3.52% | -16.41% |
| 2021 | -0.30% | 1.55% | 1.86% | 3.10% | 1.12% | 1.17% | 0.77% | 1.56% | -3.20% | 3.62% | -1.74% | 2.51% | 12.48% |
| 2020 | -0.46% | -4.87% | -10.81% | 8.47% | 3.98% | 2.41% | 4.02% | 4.12% | -2.07% | -1.58% | 8.91% | 3.81% | 15.12% |
| 2019 | 6.16% | 2.02% | 1.34% | 2.48% | -3.89% | 5.01% | 0.15% | -0.78% | 1.37% | 1.91% | 1.85% | 2.45% | 21.60% |
| 2018 | 3.58% | -3.35% | -0.71% | 0.14% | 0.79% | -0.25% | 2.15% | 0.89% | 0.02% | -5.79% | 1.49% | -4.72% | -6.01% |
| 2017 | 1.93% | 2.15% | 0.91% | 1.25% | 1.50% | 0.55% | 1.87% | 0.47% | 1.45% | 1.56% | 1.47% | 1.24% | 17.61% |
| 2016 | -3.64% | -0.41% | 5.52% | 0.96% | 0.50% | 0.43% | 3.20% | 0.17% | 0.60% | -1.78% | 0.68% | 1.54% | 7.75% |
| 2015 | -0.43% | 3.77% | -0.78% | 1.50% | 0.13% | -1.85% | 0.84% | -4.84% | -2.01% | 5.25% | -0.19% | -1.59% | -0.61% |
| 2014 | -2.49% | 3.77% | 0.35% | 0.61% | 1.73% | 1.73% | -1.36% | 2.43% | -2.46% | 1.33% | 1.16% | -1.01% | 5.72% |
| 2013 | -2.26% | 3.87% | -2.05% | 4.16% | 3.13% | 1.14% | 1.45% | 9.60% |
Expense Ratio
Siopao-Retirement 2035 has an expense ratio of 0.05%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Siopao-Retirement 2035 is 36, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 2.07 | 2.76 | 1.38 | 3.09 | 13.22 |
VXUS Vanguard Total International Stock ETF | 0.49 | 0.75 | 1.09 | 0.62 | 2.03 |
BND Vanguard Total Bond Market ETF | 0.31 | 0.46 | 1.05 | 0.12 | 0.87 |
BNDX Vanguard Total International Bond ETF | 0.90 | 1.32 | 1.15 | 0.39 | 3.03 |
Dividends
Dividend yield
Siopao-Retirement 2035 provided a 2.02% dividend yield over the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.02% | 2.55% | 2.26% | 2.13% | 1.76% | 2.48% | 2.61% | 2.22% | 2.33% | 2.32% | 2.43% | 2.15% |
| Portfolio components: | ||||||||||||
VTI Vanguard Total Stock Market ETF | 0.94% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
VXUS Vanguard Total International Stock ETF | 1.67% | 3.25% | 3.09% | 3.10% | 2.14% | 3.06% | 3.17% | 2.73% | 2.93% | 2.83% | 3.40% | 2.70% |
BND Vanguard Total Bond Market ETF | 3.62% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% | 2.78% |
BNDX Vanguard Total International Bond ETF | 4.77% | 4.42% | 1.52% | 3.74% | 1.11% | 3.40% | 3.01% | 2.23% | 1.89% | 1.63% | 1.54% | 0.86% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Siopao-Retirement 2035. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Siopao-Retirement 2035 was 25.23%, occurring on Mar 23, 2020. Recovery took 93 trading sessions.
The current Siopao-Retirement 2035 drawdown is 3.40%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -25.23% | Feb 13, 2020 | 27 | Mar 23, 2020 | 93 | Aug 4, 2020 | 120 |
| -23.46% | Nov 9, 2021 | 235 | Oct 14, 2022 | 345 | Mar 1, 2024 | 580 |
| -13.62% | Jan 29, 2018 | 229 | Dec 24, 2018 | 75 | Apr 12, 2019 | 304 |
| -12.93% | May 22, 2015 | 183 | Feb 11, 2016 | 117 | Jul 29, 2016 | 300 |
| -6.13% | Sep 4, 2014 | 31 | Oct 16, 2014 | 29 | Nov 26, 2014 | 60 |
Volatility
Volatility Chart
The current Siopao-Retirement 2035 volatility is 2.75%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| BNDX | BND | VXUS | VTI | |
|---|---|---|---|---|
| BNDX | 1.00 | 0.73 | 0.00 | -0.01 |
| BND | 0.73 | 1.00 | 0.01 | -0.03 |
| VXUS | 0.00 | 0.01 | 1.00 | 0.81 |
| VTI | -0.01 | -0.03 | 0.81 | 1.00 |