Minha carteira
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Minha carteira, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD
Returns By Period
As of May 9, 2025, the Minha carteira returned -0.94% Year-To-Date and 12.02% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.70% | 13.67% | -5.18% | 9.18% | 14.14% | 10.43% |
| Minha carteira | -0.94% | 9.32% | -2.07% | 4.95% | 11.93% | 12.02% |
| Portfolio components: | ||||||
KO The Coca-Cola Company | 15.15% | 4.02% | 13.48% | 16.62% | 12.51% | 9.11% |
PEP PepsiCo, Inc. | -12.80% | -6.32% | -18.46% | -23.44% | 2.54% | 6.24% |
MCD McDonald's Corporation | 8.77% | 4.56% | 7.65% | 19.61% | 14.24% | 15.29% |
JNJ Johnson & Johnson | 8.50% | 3.77% | 0.92% | 7.86% | 3.80% | 7.37% |
PG The Procter & Gamble Company | -4.18% | 0.81% | -1.69% | -1.52% | 9.16% | 10.10% |
DIS The Walt Disney Company | -5.59% | 28.63% | 6.73% | 0.60% | -0.51% | 0.50% |
XLK Technology Select Sector SPDR Fund | -6.14% | 21.22% | -7.92% | 7.10% | 19.17% | 19.17% |
SCHD Schwab US Dividend Equity ETF | -4.79% | 6.00% | -9.18% | 2.30% | 12.67% | 10.38% |
Monthly Returns
The table below presents the monthly returns of Minha carteira, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 0.80% | 3.43% | -3.38% | -3.08% | 1.46% | -0.94% | |||||||
| 2024 | 2.15% | 3.50% | 2.48% | -3.94% | 1.21% | 1.31% | 1.59% | 3.28% | 1.70% | -2.45% | 4.76% | -3.92% | 11.79% |
| 2023 | 3.08% | -2.40% | 5.29% | 2.61% | -2.75% | 4.75% | 1.95% | -2.71% | -5.16% | -0.93% | 7.93% | 2.14% | 13.76% |
| 2022 | -2.97% | -2.66% | 1.46% | -3.69% | -0.85% | -5.23% | 6.06% | -3.06% | -8.79% | 9.90% | 4.08% | -4.04% | -10.73% |
| 2021 | -3.75% | 1.50% | 5.51% | 2.50% | 0.86% | 1.04% | 3.78% | 1.28% | -4.32% | 4.76% | -1.49% | 7.95% | 20.63% |
| 2020 | 2.31% | -8.90% | -10.16% | 11.49% | 3.18% | 0.66% | 5.62% | 7.87% | -2.29% | -3.24% | 9.68% | 6.07% | 21.49% |
| 2019 | 4.13% | 3.17% | 3.41% | 6.13% | -4.54% | 6.35% | 1.85% | 0.67% | 0.82% | 0.59% | 3.50% | 2.49% | 32.04% |
| 2018 | 2.25% | -5.34% | -1.64% | -1.19% | 1.06% | 2.26% | 4.75% | 1.94% | 1.73% | -1.19% | 3.65% | -7.20% | 0.37% |
| 2017 | 1.78% | 4.04% | 1.49% | 1.53% | 2.87% | -0.59% | 2.77% | 0.43% | -0.54% | 3.14% | 3.16% | 1.33% | 23.51% |
| 2016 | -1.20% | -0.70% | 6.19% | -0.94% | 0.64% | 1.91% | 2.28% | -0.37% | 0.61% | -1.24% | 0.07% | 2.99% | 10.44% |
| 2015 | -3.26% | 6.52% | -2.63% | 0.67% | 0.99% | -2.17% | 2.86% | -6.23% | 0.61% | 9.40% | 0.30% | -0.16% | 6.09% |
| 2014 | -4.11% | 3.82% | 2.18% | 2.06% | 1.97% | 1.48% | -1.81% | 4.10% | 0.61% | 1.61% | 3.84% | -2.03% | 14.20% |
Expense Ratio
Minha carteira has an expense ratio of 0.04%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Minha carteira is 18, meaning it’s performing worse than 82% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
KO The Coca-Cola Company | 1.01 | 1.57 | 1.20 | 1.13 | 2.50 |
PEP PepsiCo, Inc. | -1.20 | -1.57 | 0.81 | -0.78 | -1.84 |
MCD McDonald's Corporation | 0.97 | 1.41 | 1.18 | 1.12 | 3.63 |
JNJ Johnson & Johnson | 0.42 | 0.70 | 1.10 | 0.47 | 1.28 |
PG The Procter & Gamble Company | -0.08 | 0.04 | 1.01 | -0.10 | -0.23 |
DIS The Walt Disney Company | 0.02 | -0.20 | 0.97 | -0.15 | -0.75 |
XLK Technology Select Sector SPDR Fund | 0.24 | 0.54 | 1.07 | 0.28 | 0.87 |
SCHD Schwab US Dividend Equity ETF | 0.14 | 0.35 | 1.05 | 0.17 | 0.57 |
Dividends
Dividend yield
Minha carteira provided a 2.36% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.36% | 2.27% | 2.12% | 2.00% | 1.76% | 1.99% | 2.16% | 2.49% | 2.23% | 2.52% | 2.52% | 2.40% |
| Portfolio components: | ||||||||||||
KO The Coca-Cola Company | 2.76% | 3.12% | 3.12% | 2.77% | 2.84% | 2.99% | 2.89% | 3.29% | 3.23% | 3.38% | 3.07% | 2.89% |
PEP PepsiCo, Inc. | 4.14% | 3.52% | 2.92% | 2.51% | 2.45% | 2.71% | 2.79% | 3.25% | 2.64% | 2.83% | 2.76% | 2.68% |
MCD McDonald's Corporation | 2.19% | 2.34% | 2.10% | 2.15% | 1.96% | 2.35% | 2.39% | 2.36% | 2.23% | 2.97% | 2.91% | 3.50% |
JNJ Johnson & Johnson | 3.19% | 3.40% | 3.00% | 2.52% | 2.45% | 2.53% | 2.57% | 2.74% | 2.38% | 2.73% | 2.87% | 2.64% |
PG The Procter & Gamble Company | 2.57% | 2.36% | 2.55% | 2.38% | 2.08% | 2.24% | 2.37% | 3.09% | 2.98% | 3.18% | 3.32% | 2.78% |
DIS The Walt Disney Company | 0.90% | 0.85% | 0.33% | 0.00% | 0.00% | 0.00% | 1.22% | 1.57% | 1.51% | 1.43% | 1.30% | 1.22% |
XLK Technology Select Sector SPDR Fund | 0.72% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% | 1.75% |
SCHD Schwab US Dividend Equity ETF | 4.03% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Minha carteira. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Minha carteira was 31.36%, occurring on Mar 23, 2020. Recovery took 96 trading sessions.
The current Minha carteira drawdown is 5.26%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -31.36% | Feb 18, 2020 | 25 | Mar 23, 2020 | 96 | Aug 7, 2020 | 121 |
| -19.44% | Jan 5, 2022 | 193 | Oct 11, 2022 | 194 | Jul 21, 2023 | 387 |
| -13.34% | Feb 26, 2025 | 30 | Apr 8, 2025 | — | — | — |
| -12.27% | Dec 3, 2018 | 15 | Dec 24, 2018 | 45 | Mar 1, 2019 | 60 |
| -11.91% | Jul 21, 2015 | 26 | Aug 25, 2015 | 41 | Oct 22, 2015 | 67 |
Volatility
Volatility Chart
The current Minha carteira volatility is 7.81%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 8 assets, with an effective number of assets of 6.90, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.
Asset Correlations Table
| ^GSPC | DIS | MCD | JNJ | PG | XLK | KO | PEP | SCHD | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.62 | 0.48 | 0.46 | 0.43 | 0.89 | 0.47 | 0.46 | 0.85 | 0.88 |
| DIS | 0.62 | 1.00 | 0.33 | 0.29 | 0.29 | 0.51 | 0.33 | 0.31 | 0.58 | 0.66 |
| MCD | 0.48 | 0.33 | 1.00 | 0.38 | 0.41 | 0.39 | 0.47 | 0.44 | 0.51 | 0.62 |
| JNJ | 0.46 | 0.29 | 0.38 | 1.00 | 0.49 | 0.33 | 0.47 | 0.49 | 0.56 | 0.60 |
| PG | 0.43 | 0.29 | 0.41 | 0.49 | 1.00 | 0.32 | 0.59 | 0.63 | 0.53 | 0.64 |
| XLK | 0.89 | 0.51 | 0.39 | 0.33 | 0.32 | 1.00 | 0.33 | 0.36 | 0.67 | 0.79 |
| KO | 0.47 | 0.33 | 0.47 | 0.47 | 0.59 | 0.33 | 1.00 | 0.70 | 0.59 | 0.67 |
| PEP | 0.46 | 0.31 | 0.44 | 0.49 | 0.63 | 0.36 | 0.70 | 1.00 | 0.56 | 0.68 |
| SCHD | 0.85 | 0.58 | 0.51 | 0.56 | 0.53 | 0.67 | 0.59 | 0.56 | 1.00 | 0.86 |
| Portfolio | 0.88 | 0.66 | 0.62 | 0.60 | 0.64 | 0.79 | 0.67 | 0.68 | 0.86 | 1.00 |