Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
AVGO Broadcom Inc. | Technology | 16.03% |
MSFT Microsoft Corporation | Technology | 19.15% |
NVDA NVIDIA Corporation | Technology | 5.62% |
SCHD Schwab U.S. Dividend Equity ETF | Dividend | 15.10% |
VTTSX Vanguard Target Retirement 2060 Fund | Diversified Portfolio, Target Retirement Date | 44.10% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in NVDA+AVGO+MSFT+SCHD+401k, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
Loading graphics...
The earliest data available for this chart is Jan 19, 2012, corresponding to the inception date of VTTSX
Returns By Period
As of Apr 9, 2026, the NVDA+AVGO+MSFT+SCHD+401k returned -1.92% Year-To-Date and 22.35% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 2.51% | -0.19% | -0.92% | 0.43% | 36.13% | 18.22% | 10.44% | 12.72% |
Portfolio NVDA+AVGO+MSFT+SCHD+401k | 1.24% | -1.60% | -1.92% | -2.27% | 46.03% | 28.83% | 19.48% | 22.35% |
| Portfolio components: | ||||||||
MSFT Microsoft Corporation | 0.55% | -8.57% | -22.42% | -28.38% | 6.38% | 9.53% | 8.80% | 22.83% |
AVGO Broadcom Inc. | 4.99% | 1.62% | 1.52% | 1.89% | 126.54% | 80.29% | 51.53% | 40.00% |
SCHD Schwab U.S. Dividend Equity ETF | 0.98% | 0.33% | 13.46% | 15.67% | 31.80% | 12.37% | 8.29% | 12.43% |
VTTSX Vanguard Target Retirement 2060 Fund | 0.07% | -1.76% | -0.15% | 1.77% | 35.09% | 16.16% | 8.40% | 11.00% |
NVDA NVIDIA Corporation | 2.23% | -0.31% | -2.36% | -3.71% | 89.12% | 88.90% | 66.19% | 70.58% |
Monthly Returns
Based on dividend-adjusted daily data since Jan 20, 2012, NVDA+AVGO+MSFT+SCHD+401k's average daily return is +0.08%, while the average monthly return is +1.70%. At this rate, your investment would double in approximately 3.4 years.
Historically, 69% of months were positive and 31% were negative. The best month was Apr 2020 with a return of +12.0%, while the worst month was Sep 2022 at -9.9%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 4 months.
On a daily basis, NVDA+AVGO+MSFT+SCHD+401k closed higher 55% of trading days. The best single day was Apr 9, 2025 with a return of +10.1%, while the worst single day was Mar 16, 2020 at -13.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.00% | -0.50% | -4.59% | 3.31% | -1.92% | ||||||||
| 2025 | -0.03% | -1.80% | -5.58% | 2.65% | 11.53% | 7.45% | 3.53% | 1.12% | 3.95% | 2.91% | 0.49% | -2.18% | 25.51% |
| 2024 | 3.37% | 6.36% | 3.76% | -4.16% | 5.26% | 6.31% | 0.43% | 1.66% | 2.78% | -1.78% | 2.65% | 4.03% | 34.66% |
| 2023 | 6.70% | -0.04% | 6.94% | 1.30% | 6.85% | 5.87% | 3.00% | -1.04% | -5.40% | -0.59% | 9.56% | 6.68% | 46.43% |
| 2022 | -6.68% | -2.14% | 3.49% | -9.53% | 1.21% | -9.10% | 8.01% | -5.47% | -9.90% | 5.64% | 10.69% | -3.89% | -18.68% |
| 2021 | 1.00% | 3.02% | 2.48% | 3.81% | 1.99% | 3.87% | 1.50% | 3.65% | -4.23% | 8.91% | 1.17% | 5.46% | 37.30% |
Benchmark Metrics
NVDA+AVGO+MSFT+SCHD+401k has an annualized alpha of 7.94%, beta of 1.04, and R² of 0.88 versus S&P 500 Index. Calculated based on daily prices since January 20, 2012.
- This portfolio captured 123.32% of S&P 500 Index gains but only 81.50% of its losses — a favorable profile for investors.
- This portfolio generated an annualized alpha of 7.94% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 1.04 and R² of 0.88, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 7.94%
- Beta
- 1.04
- R²
- 0.88
- Upside Capture
- 123.32%
- Downside Capture
- 81.50%
Expense Ratio
NVDA+AVGO+MSFT+SCHD+401k has an expense ratio of 0.04%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
NVDA+AVGO+MSFT+SCHD+401k ranks 67 for risk / return — better than 67% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.49 | 2.19 | +0.31 |
Sortino ratioReturn per unit of downside risk | 3.88 | 3.49 | +0.38 |
Omega ratioGain probability vs. loss probability | 1.52 | 1.48 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 4.00 | 3.70 | +0.30 |
Martin ratioReturn relative to average drawdown | 14.11 | 16.45 | -2.34 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
MSFT Microsoft Corporation | 38 | 0.25 | 0.54 | 1.08 | 0.14 | 0.37 |
AVGO Broadcom Inc. | 89 | 2.72 | 3.47 | 1.44 | 4.94 | 11.95 |
SCHD Schwab U.S. Dividend Equity ETF | 80 | 2.32 | 3.71 | 1.45 | 5.81 | 14.18 |
VTTSX Vanguard Target Retirement 2060 Fund | 87 | 2.49 | 3.81 | 1.51 | 2.81 | 12.56 |
NVDA NVIDIA Corporation | 86 | 2.26 | 3.06 | 1.38 | 4.61 | 11.51 |
Loading graphics...
Dividends
Dividend yield
NVDA+AVGO+MSFT+SCHD+401k provided a 1.72% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.72% | 1.73% | 1.81% | 1.89% | 2.13% | 3.41% | 1.96% | 2.19% | 2.34% | 1.85% | 2.02% | 1.99% |
| Portfolio components: | ||||||||||||
MSFT Microsoft Corporation | 0.93% | 0.70% | 0.73% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% |
AVGO Broadcom Inc. | 0.71% | 0.70% | 0.94% | 1.71% | 3.02% | 2.24% | 3.05% | 3.54% | 3.11% | 1.87% | 1.43% | 1.13% |
SCHD Schwab U.S. Dividend Equity ETF | 3.42% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
VTTSX Vanguard Target Retirement 2060 Fund | 2.06% | 2.06% | 2.20% | 2.14% | 2.09% | 5.67% | 1.83% | 2.11% | 2.33% | 1.77% | 1.98% | 1.92% |
NVDA NVIDIA Corporation | 0.02% | 0.02% | 0.03% | 0.03% | 0.11% | 0.05% | 0.12% | 0.27% | 0.46% | 0.29% | 0.45% | 1.20% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading graphics...
Worst Drawdowns
The table below displays the maximum drawdowns of the NVDA+AVGO+MSFT+SCHD+401k. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the NVDA+AVGO+MSFT+SCHD+401k was 31.74%, occurring on Mar 23, 2020. Recovery took 72 trading sessions.
The current NVDA+AVGO+MSFT+SCHD+401k drawdown is 5.48%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -31.74% | Feb 20, 2020 | 23 | Mar 23, 2020 | 72 | Jul 6, 2020 | 95 |
| -29.33% | Dec 28, 2021 | 200 | Oct 12, 2022 | 156 | May 26, 2023 | 356 |
| -19.08% | Dec 17, 2024 | 76 | Apr 8, 2025 | 25 | May 14, 2025 | 101 |
| -17.05% | Oct 2, 2018 | 58 | Dec 24, 2018 | 56 | Mar 18, 2019 | 114 |
| -14.06% | Jun 2, 2015 | 60 | Aug 25, 2015 | 42 | Oct 23, 2015 | 102 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading graphics...
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.54, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | NVDA | AVGO | SCHD | MSFT | VTTSX | Portfolio | |
|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.61 | 0.64 | 0.82 | 0.71 | 0.96 | 0.90 |
| NVDA | 0.61 | 1.00 | 0.59 | 0.38 | 0.55 | 0.58 | 0.73 |
| AVGO | 0.64 | 0.59 | 1.00 | 0.46 | 0.51 | 0.62 | 0.82 |
| SCHD | 0.82 | 0.38 | 0.46 | 1.00 | 0.50 | 0.81 | 0.71 |
| MSFT | 0.71 | 0.55 | 0.51 | 0.50 | 1.00 | 0.66 | 0.79 |
| VTTSX | 0.96 | 0.58 | 0.62 | 0.81 | 0.66 | 1.00 | 0.88 |
| Portfolio | 0.90 | 0.73 | 0.82 | 0.71 | 0.79 | 0.88 | 1.00 |