baummy41
70/30 ETFs VTI, BND
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 70% |
VXUS Vanguard Total International Stock ETF | Foreign Large Cap Equities | 30% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in baummy41, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jan 28, 2011, corresponding to the inception date of VXUS
Returns By Period
As of May 3, 2025, the baummy41 returned 0.74% Year-To-Date and 9.95% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.31% | 5.38% | -0.74% | 10.90% | 14.93% | 10.61% |
| baummy41 | 0.74% | 5.82% | 1.97% | 11.71% | 14.87% | 9.98% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | -3.46% | 5.62% | -0.55% | 11.44% | 16.16% | 11.91% |
VXUS Vanguard Total International Stock ETF | 10.68% | 6.28% | 7.14% | 11.21% | 11.45% | 5.27% |
Monthly Returns
The table below presents the monthly returns of baummy41, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.14% | -0.76% | -3.90% | 0.33% | 2.08% | 0.74% | |||||||
| 2024 | 0.27% | 4.60% | 3.25% | -3.74% | 4.53% | 1.91% | 2.11% | 2.22% | 2.21% | -1.86% | 4.69% | -2.99% | 18.07% |
| 2023 | 7.45% | -2.97% | 2.75% | 1.32% | -0.75% | 6.07% | 3.73% | -2.67% | -4.39% | -2.86% | 9.06% | 5.24% | 22.97% |
| 2022 | -5.09% | -2.60% | 2.17% | -8.34% | 0.29% | -8.15% | 7.63% | -3.95% | -9.41% | 6.69% | 7.47% | -4.70% | -18.38% |
| 2021 | -0.16% | 2.89% | 3.12% | 4.36% | 1.23% | 1.64% | 0.88% | 2.45% | -4.16% | 5.54% | -2.28% | 3.73% | 20.51% |
| 2020 | -1.06% | -7.59% | -14.58% | 11.46% | 5.28% | 2.86% | 5.27% | 6.32% | -3.05% | -2.05% | 12.04% | 5.03% | 17.91% |
| 2019 | 8.28% | 2.99% | 1.23% | 3.58% | -6.14% | 6.69% | 0.39% | -2.11% | 2.05% | 2.50% | 2.94% | 3.27% | 27.96% |
| 2018 | 5.38% | -4.21% | -1.49% | 0.45% | 1.42% | -0.10% | 3.09% | 1.68% | 0.19% | -7.75% | 1.92% | -7.92% | -7.99% |
| 2017 | 2.52% | 2.98% | 0.94% | 1.36% | 1.60% | 0.85% | 2.33% | 0.27% | 2.27% | 2.13% | 2.31% | 1.43% | 23.08% |
| 2016 | -5.64% | -0.75% | 7.47% | 1.11% | 0.92% | -0.08% | 4.14% | 0.28% | 0.65% | -2.11% | 2.54% | 1.99% | 10.41% |
| 2015 | -1.83% | 5.75% | -1.26% | 1.87% | 0.62% | -2.00% | 1.02% | -6.49% | -3.19% | 7.41% | 0.03% | -2.14% | -0.98% |
| 2014 | -3.84% | 5.08% | 0.50% | 0.42% | 2.05% | 2.40% | -1.92% | 3.25% | -2.95% | 1.90% | 1.60% | -1.13% | 7.21% |
Expense Ratio
baummy41 has an expense ratio of 0.04%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of baummy41 is 62, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 0.68 | 1.08 | 1.16 | 0.71 | 2.77 |
VXUS Vanguard Total International Stock ETF | 0.83 | 1.27 | 1.17 | 1.03 | 3.27 |
Dividends
Dividend yield
baummy41 provided a 1.84% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.84% | 1.90% | 1.98% | 2.09% | 1.78% | 1.64% | 2.16% | 2.38% | 2.02% | 2.22% | 2.24% | 2.26% |
| Portfolio components: | ||||||||||||
VTI Vanguard Total Stock Market ETF | 1.34% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
VXUS Vanguard Total International Stock ETF | 3.00% | 3.37% | 3.25% | 3.09% | 3.10% | 2.14% | 3.06% | 3.17% | 2.73% | 2.93% | 2.83% | 3.40% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the baummy41. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the baummy41 was 34.53%, occurring on Mar 23, 2020. Recovery took 107 trading sessions.
The current baummy41 drawdown is 4.36%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -34.53% | Feb 13, 2020 | 27 | Mar 23, 2020 | 107 | Aug 24, 2020 | 134 |
| -26.13% | Nov 9, 2021 | 233 | Oct 12, 2022 | 321 | Jan 24, 2024 | 554 |
| -22.34% | May 2, 2011 | 108 | Oct 3, 2011 | 120 | Mar 26, 2012 | 228 |
| -18.72% | Jan 29, 2018 | 229 | Dec 24, 2018 | 81 | Apr 23, 2019 | 310 |
| -17.91% | May 22, 2015 | 183 | Feb 11, 2016 | 126 | Aug 11, 2016 | 309 |
Volatility
Volatility Chart
The current baummy41 volatility is 13.49%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 1.72, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | VXUS | VTI | Portfolio | |
|---|---|---|---|---|
| ^GSPC | 1.00 | 0.82 | 0.99 | 0.97 |
| VXUS | 0.82 | 1.00 | 0.82 | 0.91 |
| VTI | 0.99 | 0.82 | 1.00 | 0.98 |
| Portfolio | 0.97 | 0.91 | 0.98 | 1.00 |