Plan A
Expense Ratio
- 0.04%
Dividend Yield
- 1.47%
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 50% |
BRK-B Berkshire Hathaway Inc. | Financial Services | 20% |
QQQ Invesco QQQ | Large Cap Blend Equities | 10% |
PG The Procter & Gamble Company | Consumer Defensive | 10% |
MSFT Microsoft Corporation | Technology | 5% |
AAPL Apple Inc. | Technology | 5% |
Performance
The chart shows the growth of $10,000 invested in Plan A in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $56,217 for a total return of roughly 462.17%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Apr 1, 2023, the Plan A returned 7.98% Year-To-Date and 14.50% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 3.51% | 7.03% | 12.88% | -10.71% | 9.25% | 10.16% |
| Plan A | 5.22% | 7.98% | 15.73% | -8.88% | 14.24% | 14.50% |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | 3.71% | 7.48% | 13.81% | -9.25% | 11.14% | 12.26% |
BRK-B Berkshire Hathaway Inc. | 1.18% | -0.04% | 14.54% | -13.66% | 9.13% | 11.56% |
MSFT Microsoft Corporation | 15.59% | 20.52% | 22.04% | -7.24% | 27.33% | 28.38% |
QQQ Invesco QQQ | 9.49% | 20.71% | 18.51% | -11.91% | 15.74% | 17.79% |
PG The Procter & Gamble Company | 8.09% | -1.28% | 17.08% | -1.21% | 16.50% | 9.86% |
AAPL Apple Inc. | 11.86% | 27.11% | 16.10% | -6.68% | 32.76% | 28.71% |
| Returns over 1 year are annualized | ||||||
Dividends
Plan A granted a 1.46% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 1.46% | 1.26% | 0.95% | 1.17% | 1.44% | 1.73% | 1.58% | 1.85% | 1.95% | 1.82% | 1.85% | 2.14% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Plan A. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Plan A is 30.76%, recorded on Mar 23, 2020. It took 92 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -30.76% | Feb 20, 2020 | 23 | Mar 23, 2020 | 92 | Aug 3, 2020 | 115 |
| -23.38% | Mar 30, 2022 | 136 | Oct 12, 2022 | — | — | — |
| -17.07% | Sep 21, 2018 | 65 | Dec 24, 2018 | 66 | Apr 1, 2019 | 131 |
| -15.04% | May 2, 2011 | 69 | Aug 8, 2011 | 112 | Jan 18, 2012 | 181 |
| -13.05% | Jul 21, 2015 | 26 | Aug 25, 2015 | 159 | Apr 13, 2016 | 185 |
| -10.28% | Jan 29, 2018 | 9 | Feb 8, 2018 | 122 | Aug 3, 2018 | 131 |
| -9.91% | Jan 5, 2022 | 43 | Mar 8, 2022 | 15 | Mar 29, 2022 | 58 |
| -9.04% | Sep 3, 2020 | 14 | Sep 23, 2020 | 38 | Nov 16, 2020 | 52 |
| -8.49% | Apr 3, 2012 | 42 | Jun 1, 2012 | 47 | Aug 8, 2012 | 89 |
| -7.96% | Sep 21, 2012 | 38 | Nov 15, 2012 | 42 | Jan 17, 2013 | 80 |
Volatility Chart
Current Plan A volatility is 17.67%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.