Roth IRA Growth
37.5% - QQQM 37.5% - VGT 10% - VOO 10% - SCHD 5% - JEPI
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
JEPI JPMorgan Equity Premium Income ETF | Actively Managed, Dividend, Derivative Income | 5% |
QQQM Invesco NASDAQ 100 ETF | Large Cap Growth Equities | 37.50% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 10% |
VGT Vanguard Information Technology ETF | Technology Equities | 37.50% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 10% |
Performance
Performance Chart
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The earliest data available for this chart is Oct 13, 2020, corresponding to the inception date of QQQM
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 0.51% | 5.49% | -2.00% | 12.02% | 14.19% | 10.85% |
| Roth IRA Growth | -0.23% | 7.00% | -1.12% | 13.60% | N/A | N/A |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | 0.90% | 5.53% | -1.46% | 13.29% | 15.89% | 12.81% |
SCHD Schwab US Dividend Equity ETF | -3.35% | 1.79% | -9.75% | 3.76% | 12.22% | 10.58% |
JEPI JPMorgan Equity Premium Income ETF | 0.17% | 1.80% | -3.98% | 6.67% | 10.94% | N/A |
QQQM Invesco NASDAQ 100 ETF | 1.73% | 7.87% | 2.19% | 15.71% | N/A | N/A |
VGT Vanguard Information Technology ETF | -2.36% | 8.44% | -2.31% | 14.03% | 19.26% | 19.78% |
Monthly Returns
The table below presents the monthly returns of Roth IRA Growth, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.08% | -1.89% | -7.11% | 0.08% | 8.23% | -0.23% | |||||||
| 2024 | 1.71% | 4.62% | 1.94% | -4.75% | 6.23% | 5.74% | -0.35% | 1.47% | 2.23% | -0.70% | 5.85% | -0.90% | 24.98% |
| 2023 | 8.57% | -0.61% | 7.71% | 0.27% | 5.67% | 6.07% | 3.37% | -1.73% | -5.37% | -2.08% | 10.84% | 5.15% | 43.31% |
| 2022 | -7.17% | -3.80% | 3.74% | -10.95% | -0.74% | -8.71% | 11.30% | -4.87% | -10.39% | 6.60% | 5.61% | -7.35% | -26.03% |
| 2021 | -0.40% | 1.57% | 2.49% | 4.99% | -0.44% | 5.32% | 2.76% | 3.48% | -5.33% | 7.42% | 1.57% | 2.79% | 28.86% |
| 2020 | -8.15% | 11.57% | 4.80% | 7.40% |
Expense Ratio
Roth IRA Growth has an expense ratio of 0.12%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Roth IRA Growth is 24, meaning it’s performing worse than 76% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 0.74 | 1.04 | 1.15 | 0.68 | 2.58 |
SCHD Schwab US Dividend Equity ETF | 0.35 | 0.56 | 1.07 | 0.33 | 0.99 |
JEPI JPMorgan Equity Premium Income ETF | 0.56 | 0.81 | 1.13 | 0.54 | 2.23 |
QQQM Invesco NASDAQ 100 ETF | 0.63 | 0.93 | 1.13 | 0.60 | 1.95 |
VGT Vanguard Information Technology ETF | 0.47 | 0.71 | 1.10 | 0.40 | 1.29 |
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Dividends
Dividend yield
Roth IRA Growth provided a 1.34% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.34% | 1.31% | 1.40% | 1.75% | 1.12% | 1.13% | 0.90% | 1.00% | 0.81% | 0.98% | 0.99% | 0.87% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.29% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
SCHD Schwab US Dividend Equity ETF | 3.97% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
JEPI JPMorgan Equity Premium Income ETF | 8.01% | 7.33% | 8.40% | 11.68% | 6.59% | 5.79% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
QQQM Invesco NASDAQ 100 ETF | 0.58% | 0.61% | 0.65% | 0.83% | 0.40% | 0.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VGT Vanguard Information Technology ETF | 0.53% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% | 1.12% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Roth IRA Growth. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Roth IRA Growth was 30.91%, occurring on Oct 14, 2022. Recovery took 284 trading sessions.
The current Roth IRA Growth drawdown is 4.42%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -30.91% | Dec 28, 2021 | 202 | Oct 14, 2022 | 284 | Dec 1, 2023 | 486 |
| -22.42% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -11.57% | Jul 11, 2024 | 20 | Aug 7, 2024 | 44 | Oct 9, 2024 | 64 |
| -8.15% | Oct 14, 2020 | 13 | Oct 30, 2020 | 11 | Nov 16, 2020 | 24 |
| -7.88% | Feb 16, 2021 | 15 | Mar 8, 2021 | 19 | Apr 5, 2021 | 34 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.29, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SCHD | JEPI | VGT | QQQM | VOO | Portfolio | |
|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.76 | 0.81 | 0.91 | 0.92 | 1.00 | 0.96 |
| SCHD | 0.76 | 1.00 | 0.81 | 0.54 | 0.54 | 0.76 | 0.61 |
| JEPI | 0.81 | 0.81 | 1.00 | 0.64 | 0.65 | 0.82 | 0.70 |
| VGT | 0.91 | 0.54 | 0.64 | 1.00 | 0.97 | 0.91 | 0.99 |
| QQQM | 0.92 | 0.54 | 0.65 | 0.97 | 1.00 | 0.92 | 0.99 |
| VOO | 1.00 | 0.76 | 0.82 | 0.91 | 0.92 | 1.00 | 0.95 |
| Portfolio | 0.96 | 0.61 | 0.70 | 0.99 | 0.99 | 0.95 | 1.00 |