Bernstein If You Can
VTI, VXUS, BND
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 33.33% |
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 33.33% |
VXUS Vanguard Total International Stock ETF | Foreign Large Cap Equities | 33.33% |
Performance
Performance Chart
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The earliest data available for this chart is Jan 28, 2011, corresponding to the inception date of VXUS
Returns By Period
As of May 20, 2025, the Bernstein If You Can returned 5.73% Year-To-Date and 6.60% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 1.39% | 12.89% | 1.19% | 12.45% | 14.95% | 10.86% |
| Bernstein If You Can | 5.73% | 7.25% | 5.07% | 9.83% | 8.75% | 6.60% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | 1.39% | 13.16% | 1.13% | 13.13% | 16.07% | 12.16% |
VXUS Vanguard Total International Stock ETF | 13.59% | 8.84% | 11.98% | 10.79% | 10.95% | 5.32% |
BND Vanguard Total Bond Market ETF | 2.06% | 0.06% | 1.79% | 4.74% | -1.00% | 1.47% |
Monthly Returns
The table below presents the monthly returns of Bernstein If You Can, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.34% | 0.70% | -1.76% | 0.82% | 3.57% | 5.73% | |||||||
| 2024 | -0.25% | 2.29% | 2.47% | -3.02% | 3.48% | 1.05% | 2.29% | 2.00% | 1.99% | -2.55% | 2.57% | -2.54% | 9.90% |
| 2023 | 6.30% | -3.12% | 2.74% | 1.18% | -1.41% | 3.68% | 2.48% | -2.35% | -3.57% | -2.51% | 7.38% | 4.66% | 15.69% |
| 2022 | -3.65% | -2.15% | 0.02% | -6.52% | 0.71% | -5.89% | 5.11% | -3.67% | -7.78% | 3.44% | 7.32% | -2.97% | -15.98% |
| 2021 | -0.32% | 1.31% | 1.45% | 2.90% | 1.23% | 1.02% | 0.60% | 1.38% | -2.99% | 3.20% | -1.85% | 2.32% | 10.53% |
| 2020 | -0.50% | -4.25% | -10.13% | 7.82% | 3.76% | 2.44% | 3.79% | 3.60% | -1.91% | -1.60% | 8.52% | 3.62% | 14.52% |
| 2019 | 5.78% | 1.75% | 1.35% | 2.23% | -3.42% | 4.65% | -0.14% | -0.49% | 1.28% | 1.95% | 1.59% | 2.40% | 20.29% |
| 2018 | 3.23% | -3.40% | -0.56% | 0.02% | 0.59% | -0.46% | 1.95% | 0.57% | -0.04% | -5.60% | 1.42% | -3.95% | -6.41% |
| 2017 | 2.04% | 1.88% | 1.03% | 1.30% | 1.56% | 0.54% | 1.89% | 0.51% | 1.29% | 1.39% | 1.19% | 1.27% | 17.10% |
| 2016 | -3.31% | -0.50% | 5.27% | 1.07% | 0.25% | 0.47% | 3.04% | 0.12% | 0.67% | -1.68% | -0.03% | 1.45% | 6.76% |
| 2015 | -0.01% | 3.34% | -0.71% | 1.69% | -0.05% | -1.85% | 0.68% | -4.58% | -1.86% | 4.76% | -0.36% | -1.51% | -0.81% |
| 2014 | -2.35% | 3.58% | 0.28% | 0.71% | 1.70% | 1.54% | -1.33% | 2.14% | -2.54% | 1.13% | 0.95% | -1.24% | 4.45% |
Expense Ratio
Bernstein If You Can has an expense ratio of 0.04%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Bernstein If You Can is 59, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 0.65 | 1.04 | 1.15 | 0.67 | 2.54 |
VXUS Vanguard Total International Stock ETF | 0.64 | 1.02 | 1.14 | 0.80 | 2.54 |
BND Vanguard Total Bond Market ETF | 0.90 | 1.19 | 1.14 | 0.34 | 2.06 |
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Dividends
Dividend yield
Bernstein If You Can provided a 2.66% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.66% | 2.77% | 2.59% | 2.45% | 2.09% | 1.93% | 2.52% | 2.68% | 2.33% | 2.45% | 2.46% | 2.65% |
| Portfolio components: | ||||||||||||
VTI Vanguard Total Stock Market ETF | 1.28% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
VXUS Vanguard Total International Stock ETF | 2.92% | 3.37% | 3.25% | 3.09% | 3.10% | 2.14% | 3.06% | 3.17% | 2.73% | 2.93% | 2.83% | 3.40% |
BND Vanguard Total Bond Market ETF | 3.76% | 3.67% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Bernstein If You Can. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Bernstein If You Can was 23.40%, occurring on Oct 14, 2022. Recovery took 358 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.4% | Nov 9, 2021 | 235 | Oct 14, 2022 | 358 | Mar 20, 2024 | 593 |
| -23.38% | Feb 13, 2020 | 27 | Mar 23, 2020 | 84 | Jul 22, 2020 | 111 |
| -14.59% | May 2, 2011 | 108 | Oct 3, 2011 | 111 | Mar 13, 2012 | 219 |
| -13.32% | Jan 29, 2018 | 229 | Dec 24, 2018 | 121 | Jun 19, 2019 | 350 |
| -12.64% | May 22, 2015 | 183 | Feb 11, 2016 | 124 | Aug 9, 2016 | 307 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 3.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | BND | VXUS | VTI | Portfolio | |
|---|---|---|---|---|---|
| ^GSPC | 1.00 | -0.10 | 0.82 | 0.99 | 0.93 |
| BND | -0.10 | 1.00 | -0.06 | -0.10 | 0.05 |
| VXUS | 0.82 | -0.06 | 1.00 | 0.82 | 0.95 |
| VTI | 0.99 | -0.10 | 0.82 | 1.00 | 0.93 |
| Portfolio | 0.93 | 0.05 | 0.95 | 0.93 | 1.00 |