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Roth IRA Retirement

Last updated Mar 21, 2023

40% - JEPI 40% - SCHD 10% - VOO 5% - QQQM 5% - VGT

Expense Ratio

0.18%

Dividend Yield

7.13%

Asset Allocation


Performance

The chart shows the growth of $10,000 invested in Roth IRA Retirement in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $12,492 for a total return of roughly 24.92%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly


0.00%5.00%10.00%NovemberDecember2023FebruaryMarch
7.60%
7.43%
Roth IRA Retirement
Benchmark (^GSPC)
Portfolio components

Returns

As of Mar 21, 2023, the Roth IRA Retirement returned -0.81% Year-To-Date and 9.61% of annualized return in the last 10 years.


1 monthYear-To-Date6 months1 year5 years (annualized)10 years (annualized)
Benchmark-3.13%2.92%2.02%-11.46%4.98%4.98%
Roth IRA Retirement -3.98%-0.81%3.71%-5.16%9.61%9.61%
JEPI
JPMorgan Equity Premium Income ETF
-2.70%-1.18%3.61%-2.42%8.76%8.76%
SCHD
Schwab US Dividend Equity ETF
-6.94%-5.26%2.38%-5.93%12.15%12.15%
VOO
Vanguard S&P 500 ETF
-2.96%3.36%2.98%-9.92%6.64%6.64%
QQQM
Invesco NASDAQ 100 ETF
1.72%15.07%6.45%-12.16%2.26%2.26%
VGT
Vanguard Information Technology ETF
1.86%14.97%10.90%-8.88%5.28%5.28%

Sharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Roth IRA Retirement Sharpe ratio is -0.26. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.

The chart below displays rolling 12-month Sharpe Ratio.


-0.80-0.60-0.40-0.200.000.20NovemberDecember2023FebruaryMarch
-0.26
-0.45
Roth IRA Retirement
Benchmark (^GSPC)
Portfolio components

Dividends

Roth IRA Retirement granted a 7.13% dividend yield in the last twelve months.


PeriodTTM20222021202020192018201720162015201420132012

Dividend yield

7.13%6.36%4.33%4.38%1.57%1.69%1.48%1.69%1.79%1.63%1.58%1.88%

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-25.00%-20.00%-15.00%-10.00%-5.00%NovemberDecember2023FebruaryMarch
-9.01%
-17.62%
Roth IRA Retirement
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below shows the maximum drawdowns of the Roth IRA Retirement . A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Roth IRA Retirement is 17.54%, recorded on Sep 30, 2022. The portfolio has not recovered from it yet.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-17.54%Jan 5, 2022186Sep 30, 2022
-5.4%Oct 19, 20208Oct 28, 20206Nov 5, 202014
-4.44%Sep 3, 202119Sep 30, 202114Oct 20, 202133
-3.84%Nov 17, 202110Dec 1, 20217Dec 10, 202117
-3.42%Jan 21, 20217Jan 29, 20215Feb 5, 202112
-2.8%May 10, 20213May 12, 202116Jun 4, 202119
-2.74%Feb 25, 20216Mar 4, 20213Mar 9, 20219
-2.34%Jun 14, 20215Jun 18, 20215Jun 25, 202110
-1.83%Dec 17, 20212Dec 20, 20213Dec 23, 20215
-1.67%Jul 16, 20212Jul 19, 20214Jul 23, 20216

Volatility Chart

Current Roth IRA Retirement volatility is 16.39%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.


5.00%10.00%15.00%20.00%25.00%30.00%35.00%40.00%NovemberDecember2023FebruaryMarch
18.20%
20.82%
Roth IRA Retirement
Benchmark (^GSPC)
Portfolio components