AB 401k current

Asset Allocation

Position	Category/Sector	Target Weight
SCHD Schwab U.S. Dividend Equity ETF	Dividend	7%
SWVXX Schwab Value Advantage Money Fund	Money Market	13%
VCIT Vanguard Intermediate-Term Corporate Bond ETF	Corporate Bonds	1%
VCR Vanguard Consumer Discretionary ETF	Consumer Discretionary Equities	13%
VDC Vanguard Consumer Staples ETF	Consumer Staples Equities	10%
VIG Vanguard Dividend Appreciation ETF	Dividend	19%
VTV Vanguard Value ETF	Large Cap Value Equities	12%
VUG Vanguard Growth ETF	Large Cap Growth Equities	25%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in AB 401k current, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is May 25, 2021, corresponding to the inception date of SWVXX

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-3.43%	-3.84%	-1.98%	16.08%	16.86%	10.37%	12.29%
Portfolio AB 401k current	-0.03%	-3.19%	-1.53%	-0.42%	12.33%	14.21%	—	—
Portfolio components:
VIG Vanguard Dividend Appreciation ETF	0.16%	-3.69%	-1.33%	0.36%	12.71%	13.72%	9.86%	12.36%
VCR Vanguard Consumer Discretionary ETF	-1.30%	-5.03%	-9.14%	-9.50%	7.19%	13.43%	4.60%	12.51%
VUG Vanguard Growth ETF	0.11%	-3.66%	-9.29%	-8.34%	17.67%	21.67%	11.69%	16.20%
VTV Vanguard Value ETF	0.16%	-3.03%	3.71%	6.74%	16.12%	14.94%	10.95%	11.89%
VDC Vanguard Consumer Staples ETF	0.55%	-5.21%	7.09%	7.05%	4.82%	7.52%	7.37%	7.77%
SCHD Schwab U.S. Dividend Equity ETF	0.16%	-2.44%	12.35%	13.88%	13.89%	11.70%	8.35%	12.30%
VCIT Vanguard Intermediate-Term Corporate Bond ETF	0.27%	-1.21%	-0.05%	0.65%	6.13%	5.48%	1.50%	3.09%
SWVXX Schwab Value Advantage Money Fund	0.00%	0.00%	0.57%	1.55%	3.68%	4.68%	—	—

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since May 26, 2021, AB 401k current's average daily return is +0.04%, while the average monthly return is +0.73%. At this rate, your investment would double in approximately 7.9 years.

Historically, 62% of months were positive and 38% were negative. The best month was Jul 2022 with a return of +8.1%, while the worst month was Sep 2022 at -7.7%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 3 months.

On a daily basis, AB 401k current closed higher 53% of trading days. The best single day was Apr 9, 2025 with a return of +7.3%, while the worst single day was Apr 4, 2025 at -4.6%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	2.16%	0.59%	-4.52%	0.37%									-1.53%
2025	2.52%	-0.94%	-4.54%	-0.62%	4.90%	3.09%	1.28%	2.19%	2.14%	0.69%	0.86%	-0.17%	11.65%
2024	0.49%	4.30%	2.33%	-3.44%	3.18%	2.38%	2.02%	2.21%	2.11%	-1.11%	6.01%	-2.27%	19.33%
2023	5.69%	-1.99%	3.00%	1.18%	-0.39%	6.04%	2.72%	-1.56%	-4.13%	-2.12%	7.53%	4.36%	21.42%
2022	-5.17%	-2.47%	2.58%	-6.36%	-1.15%	-6.39%	8.14%	-3.23%	-7.66%	6.35%	4.69%	-5.14%	-16.09%
2021					0.41%	1.61%	1.79%	1.99%	-3.83%	5.90%	-0.62%	3.90%	11.39%

Benchmark Metrics

AB 401k current has an annualized alpha of 0.54%, beta of 0.80, and R² of 0.97 versus S&P 500 Index. Calculated based on daily prices since May 26, 2021.

This portfolio participated in 83.93% of S&P 500 Index downside but only 79.98% of its upside — more exposed to losses than it benefited from rallies.

Alpha: 0.54%

Beta: 0.80

R²: 0.97

Upside Capture: 79.98%

Downside Capture: 83.93%

Expense Ratio

AB 401k current has an expense ratio of 0.09%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

SWVXX

Schwab Value Advantage Money Fund

VCR

Vanguard Consumer Discretionary ETF

VDC

Vanguard Consumer Staples ETF

SCHD

Schwab U.S. Dividend Equity ETF

VIG

Vanguard Dividend Appreciation ETF

VTV

Vanguard Value ETF

VCIT

Vanguard Intermediate-Term Corporate Bond ETF

VUG

Vanguard Growth ETF

Return for Risk

Risk / Return Rank

AB 401k current ranks 28 for risk / return — below 28% of portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	0.87	0.88	-0.01
Sortino ratio Return per unit of downside risk	1.36	1.37	-0.01
Omega ratio Gain probability vs. loss probability	1.20	1.21	-0.01
Calmar ratio Return relative to maximum drawdown	1.31	1.39	-0.08
Martin ratio Return relative to average drawdown	6.24	6.43	-0.19
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
VIG Vanguard Dividend Appreciation ETF	43	0.84	1.28	1.19	1.24	5.41
VCR Vanguard Consumer Discretionary ETF	21	0.30	0.62	1.08	0.60	1.93
VUG Vanguard Growth ETF	38	0.78	1.27	1.18	1.13	3.90
VTV Vanguard Value ETF	56	1.09	1.57	1.23	1.48	6.62
VDC Vanguard Consumer Staples ETF	20	0.35	0.61	1.07	0.51	1.24
SCHD Schwab U.S. Dividend Equity ETF	40	0.89	1.34	1.19	1.09	3.69
VCIT Vanguard Intermediate-Term Corporate Bond ETF	65	1.27	1.77	1.24	2.10	7.27
SWVXX Schwab Value Advantage Money Fund	—	3.52	—	—	—	—

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

AB 401k current Sharpe ratios as of Apr 2, 2026 (values are recalculated daily):

1-Year: 0.87
All Time: 0.62

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.01 to 1.70, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of AB 401k current compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

AB 401k current provided a 1.73% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	1.73%	1.82%	2.00%	2.09%	1.48%	1.21%	1.50%	1.50%	1.76%	1.54%	1.73%	1.75%
Portfolio components:
VIG Vanguard Dividend Appreciation ETF	1.60%	1.62%	1.73%	1.88%	1.96%	1.55%	1.63%	1.71%	2.08%	1.88%	2.14%	2.34%
VCR Vanguard Consumer Discretionary ETF	0.80%	0.74%	0.74%	0.84%	0.98%	0.79%	1.71%	1.17%	1.37%	1.21%	1.60%	1.32%
VUG Vanguard Growth ETF	0.45%	0.41%	0.47%	0.58%	0.70%	0.48%	0.66%	0.95%	1.32%	1.14%	1.39%	1.30%
VTV Vanguard Value ETF	2.02%	2.05%	2.31%	2.46%	2.52%	2.15%	2.56%	2.50%	2.73%	2.29%	2.44%	2.60%
VDC Vanguard Consumer Staples ETF	2.14%	2.26%	2.33%	2.65%	2.37%	2.14%	2.50%	2.44%	2.78%	2.52%	2.39%	2.55%
SCHD Schwab U.S. Dividend Equity ETF	3.45%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%
VCIT Vanguard Intermediate-Term Corporate Bond ETF	4.75%	4.62%	4.43%	3.72%	3.03%	2.87%	2.78%	3.37%	3.61%	3.21%	3.29%	3.34%
SWVXX Schwab Value Advantage Money Fund	3.61%	4.06%	5.02%	4.91%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the AB 401k current. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the AB 401k current was 21.26%, occurring on Oct 14, 2022. Recovery took 292 trading sessions.

The current AB 401k current drawdown is 4.55%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-21.26%	Jan 5, 2022	196	Oct 14, 2022	292	Dec 13, 2023	488
-14.97%	Feb 20, 2025	34	Apr 8, 2025	55	Jun 27, 2025	89
-6.86%	Feb 10, 2026	34	Mar 30, 2026	—	—	—
-6.05%	Jul 17, 2024	14	Aug 5, 2024	12	Aug 21, 2024	26
-4.63%	Apr 1, 2024	15	Apr 19, 2024	18	May 15, 2024	33

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 8 assets, with an effective number of assets of 6.18, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	SWVXX	VCIT	VDC	VUG	VCR	SCHD	VTV	VIG	Portfolio
Benchmark	1.00	-0.01	0.28	0.48	0.94	0.86	0.71	0.81	0.90	0.98
SWVXX	-0.01	1.00	-0.04	0.06	-0.01	-0.01	0.04	0.02	0.02	0.02
VCIT	0.28	-0.04	1.00	0.28	0.27	0.28	0.25	0.25	0.31	0.32
VDC	0.48	0.06	0.28	1.00	0.32	0.40	0.68	0.67	0.66	0.58
VUG	0.94	-0.01	0.27	0.32	1.00	0.84	0.51	0.60	0.76	0.90
VCR	0.86	-0.01	0.28	0.40	0.84	1.00	0.61	0.66	0.74	0.90
SCHD	0.71	0.04	0.25	0.68	0.51	0.61	1.00	0.93	0.85	0.77
VTV	0.81	0.02	0.25	0.67	0.60	0.66	0.93	1.00	0.93	0.84
VIG	0.90	0.02	0.31	0.66	0.76	0.74	0.85	0.93	1.00	0.93
Portfolio	0.98	0.02	0.32	0.58	0.90	0.90	0.77	0.84	0.93	1.00

The correlation results are calculated based on daily price changes starting from May 26, 2021

AB 401k current

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table