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XUU.TO vs. XTOT.TO
Performance
Return for Risk
Drawdowns
Volatility
Dividends

XUU.TO vs. XTOT.TO

Last updated Jun 4, 2026

XUU.TO (iShares Core S&P U.S. Total Market Index ETF) and XTOT.TO (iShares Core S&P Total U.S. Stock Market Index ETF) are both Large Cap Blend Equities funds from iShares - XUU.TO tracks the Morningstar US Market TR CAD while XTOT.TO tracks the S&P Total Market Index. Both are passively managed. Over the past year, XUU.TO returned 29.05% vs 30.81% for XTOT.TO. Their correlation of 0.89 suggests significant overlap in exposure. Both charge a 0.07% expense ratio.

Performance

XUU.TO vs. XTOT.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in iShares Core S&P U.S. Total Market Index ETF (XUU.TO) and iShares Core S&P Total U.S. Stock Market Index ETF (XTOT.TO). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

The year-to-date returns for both investments are quite close, with XUU.TO having a 12.48% return and XTOT.TO slightly higher at 12.63%.

XUU.TO

1D
-0.29%
1M
7.40%
YTD
12.48%
6M
10.56%
1Y
29.05%
3Y*
23.13%
5Y*
15.81%
10Y*
15.46%

XTOT.TO

1D
-0.15%
1M
7.36%
YTD
12.63%
6M
10.59%
1Y
30.81%
3Y*
—
5Y*
—
10Y*
—
*Multi-year figures are annualized to reflect compound growth (CAGR)

XUU.TO vs. XTOT.TO - Yearly Performance Comparison

2026 (YTD)2025
XUU.TO
iShares Core S&P U.S. Total Market Index ETF		12.48%15.41%
XTOT.TO
iShares Core S&P Total U.S. Stock Market Index ETF		12.63%15.99%

Correlation

The correlation between XUU.TO and XTOT.TO is 0.90, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.90

Correlation (All Time)
Calculated using the full available price history since May 29, 2025

0.89

The correlation between XUU.TO and XTOT.TO has been stable across timeframes, ranging from 0.89 to 0.90 - a consistent structural relationship.

Compare stocks, funds, or ETFs

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iShares Core S&P U.S. Total Market Index ETF

iShares Core S&P Total U.S. Stock Market Index ETF

Often compared with XUU.TO:
XUU.TO vs. XUS.TOXUU.TO vs. VUN.TOXUU.TO vs. XAW.TOXUU.TO vs. XUU-U.TOXUU.TO vs. XIC.TOXUU.TO vs. VTIXUU.TO vs. VOO
Often compared with XTOT.TO:
XTOT.TO vs. ITOTXTOT.TO vs. VFV.TOXTOT.TO vs. VUN.TOXTOT.TO vs. XIC.TOXTOT.TO vs. XUS.TOXTOT.TO vs. XEQT.TOXTOT.TO vs. VTSAX

Return for Risk

XUU.TO vs. XTOT.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
XUU.TO
XUU.TO Risk / Return Rank: 7070
Overall Rank
XUU.TO Sharpe Ratio Rank: 7373
Sharpe Ratio Rank
XUU.TO Sortino Ratio Rank: 7171
Sortino Ratio Rank
XUU.TO Omega Ratio Rank: 7373
Omega Ratio Rank
XUU.TO Calmar Ratio Rank: 6666
Calmar Ratio Rank
XUU.TO Martin Ratio Rank: 6767
Martin Ratio Rank
XTOT.TO
XTOT.TO Risk / Return Rank: 6767
Overall Rank
XTOT.TO Sharpe Ratio Rank: 7070
Sharpe Ratio Rank
XTOT.TO Sortino Ratio Rank: 6969
Sortino Ratio Rank
XTOT.TO Omega Ratio Rank: 7373
Omega Ratio Rank
XTOT.TO Calmar Ratio Rank: 6464
Calmar Ratio Rank
XTOT.TO Martin Ratio Rank: 6161
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XUU.TO vs. XTOT.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares Core S&P U.S. Total Market Index ETF (XUU.TO) and iShares Core S&P Total U.S. Stock Market Index ETF (XTOT.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

XUU.TOXTOT.TODifference
Sharpe ratioReturn per unit of total volatility
2.42
2.35

+0.08

Sortino ratioReturn per unit of downside risk
3.32
3.21

+0.10

Omega ratioGain probability vs. loss probability

1.45

1.44

+0.01

Calmar ratioReturn relative to maximum drawdown

3.32

3.21

+0.11

Martin ratioReturn relative to average drawdown

12.64

10.99

+1.65

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

XUU.TO vs. XTOT.TO - Sharpe Ratio Comparison

The current XUU.TO Sharpe Ratio is 2.42, which is comparable to the XTOT.TO Sharpe Ratio of 2.35. The chart below compares the historical Sharpe Ratios of XUU.TO and XTOT.TO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

XUU.TOXTOT.TODifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

2.42

2.35

+0.08

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

1.03

—

—

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.94

—

—

Sharpe Ratio (All Time)

Calculated using the full available price history

0.86

2.31

-1.44

Drawdowns

XUU.TO vs. XTOT.TO - Drawdown Comparison

The maximum XUU.TO drawdown since its inception was -28.22%, which is greater than XTOT.TO's maximum drawdown of -9.64%. Use the drawdown chart below to compare losses from any high point for XUU.TO and XTOT.TO.

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Drawdown Indicators

XUU.TOXTOT.TODifference

Max Drawdown

Largest peak-to-trough decline

-28.22%

-9.64%

-18.58%

Max Drawdown (1Y)

Largest decline over 1 year

-8.80%

-9.64%

+0.84%

Max Drawdown (3Y)

Largest decline over 3 years

-19.70%

—

—

Max Drawdown (5Y)

Largest decline over 5 years

-23.41%

—

—

Max Drawdown (10Y)

Largest decline over 10 years

-28.22%

—

—

Current Drawdown

Current decline from peak

-0.29%

-0.54%

+0.25%

Average Drawdown

Average peak-to-trough decline

-4.09%

-1.83%

-2.26%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.30%

2.81%

-0.51%

Volatility

XUU.TO vs. XTOT.TO - Volatility Comparison

The current volatility for iShares Core S&P U.S. Total Market Index ETF (XUU.TO) is 3.29%, while iShares Core S&P Total U.S. Stock Market Index ETF (XTOT.TO) has a volatility of 4.41%. This indicates that XUU.TO experiences smaller price fluctuations and is considered to be less risky than XTOT.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

XUU.TOXTOT.TODifference

Volatility (1M)

Calculated over the trailing 1-month period

3.29%

4.41%

-1.12%

Volatility (6M)

Calculated over the trailing 6-month period

9.08%

9.77%

-0.69%

Volatility (1Y)

Calculated over the trailing 1-year period

12.06%

13.20%

-1.14%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

15.45%

13.14%

+2.31%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

16.59%

13.14%

+3.45%

XUU.TO vs. XTOT.TO - Expense Ratio Comparison

Both XUU.TO and XTOT.TO have an expense ratio of 0.07%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

Dividends

XUU.TO vs. XTOT.TO - Dividend Comparison

XUU.TO's dividend yield for the trailing twelve months is around 1.01%, more than XTOT.TO's 0.61% yield.

PositionTTM20252024202320222021202020192018201720162015
XTOT.TO
iShares Core S&P Total U.S. Stock Market Index ETF		0.61%0.54%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
XUU.TO
iShares Core S&P U.S. Total Market Index ETF		1.01%1.16%1.02%1.22%1.38%1.01%1.33%1.68%1.73%1.49%1.65%1.52%

Frequently Asked Questions

XUU.TO and XTOT.TO have a correlation of 0.90, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Both ETFs have the same 0.07% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.

XUU.TO and XTOT.TO have the same expense ratio: 0.07% per year.

XUU.TO tracks Morningstar US Market TR CAD, while XTOT.TO tracks S&P Total Market Index.

Portfolio Optimizer

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