XUFN.DE vs. IUS2.DE
XUFN.DE (Xtrackers MSCI USA Financials UCITS ETF 1D) and IUS2.DE (iShares S&P U.S. Banks UCITS ETF USD (Acc)) are both Financials Equities funds - XUFN.DE tracks the MSCI USA Financials while IUS2.DE tracks the S&P 900 Banks 7/4 Capped. Both are passively managed. Over the past 5 years, XUFN.DE returned 9.47%/yr vs 5.75%/yr for IUS2.DE. Their correlation of 0.89 suggests significant overlap in exposure. XUFN.DE charges 0.12%/yr vs 0.35%/yr for IUS2.DE.
Performance
XUFN.DE vs. IUS2.DE - Performance Comparison
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Returns By Period
In the year-to-date period, XUFN.DE achieves a -4.69% return, which is significantly lower than IUS2.DE's 4.22% return.
XUFN.DE
- 1D
- 3.20%
- 1M
- 1.29%
- YTD
- -4.69%
- 6M
- -2.50%
- 1Y
- 2.59%
- 3Y*
- 16.27%
- 5Y*
- 9.47%
- 10Y*
- —
IUS2.DE
- 1D
- 3.48%
- 1M
- 0.42%
- YTD
- 4.22%
- 6M
- 7.63%
- 1Y
- 26.47%
- 3Y*
- 22.96%
- 5Y*
- 5.75%
- 10Y*
- —
XUFN.DE vs. IUS2.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
XUFN.DE Xtrackers MSCI USA Financials UCITS ETF 1D | -4.69% | 3.41% | 38.69% | 10.96% | -7.89% | 49.37% | -12.55% | 36.23% | -12.24% |
IUS2.DE iShares S&P U.S. Banks UCITS ETF USD (Acc) | 4.22% | 8.89% | 33.51% | -6.27% | -14.40% | 53.00% | -20.33% | 37.52% | -20.65% |
Correlation
The correlation between XUFN.DE and IUS2.DE is 0.81, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.81 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.79 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.86 |
Correlation (All Time) Calculated using the full available price history since May 25, 2018 | 0.89 |
The correlation between XUFN.DE and IUS2.DE has been stable across timeframes, ranging from 0.79 to 0.89 - a consistent structural relationship.
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Return for Risk
XUFN.DE vs. IUS2.DE — Risk / Return Rank
XUFN.DE
IUS2.DE
XUFN.DE vs. IUS2.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Xtrackers MSCI USA Financials UCITS ETF 1D (XUFN.DE) and iShares S&P U.S. Banks UCITS ETF USD (Acc) (IUS2.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XUFN.DE | IUS2.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.09 | ||
| Sortino ratioReturn per unit of downside risk | -1.43 | ||
| Omega ratioGain probability vs. loss probability | 1.03 | 1.22 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 0.14 | 1.74 | -1.59 |
| Martin ratioReturn relative to average drawdown | 0.33 | 4.72 | -4.39 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XUFN.DE | IUS2.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.13 | 1.22 | -1.09 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.21 | +0.29 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.52 | 0.20 | +0.31 |
Drawdowns
XUFN.DE vs. IUS2.DE - Drawdown Comparison
The maximum XUFN.DE drawdown since its inception was -43.39%, smaller than the maximum IUS2.DE drawdown of -49.73%. Use the drawdown chart below to compare losses from any high point for XUFN.DE and IUS2.DE.
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Drawdown Indicators
| XUFN.DE | IUS2.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.39% | -49.73% | +6.34% |
Max Drawdown (1Y)Largest decline over 1 year | -13.24% | -14.73% | +1.49% |
Max Drawdown (3Y)Largest decline over 3 years | -23.03% | -32.32% | +9.29% |
Max Drawdown (5Y)Largest decline over 5 years | -23.03% | -48.08% | +25.05% |
Current DrawdownCurrent decline from peak | -9.49% | -3.92% | -5.57% |
Average DrawdownAverage peak-to-trough decline | -7.81% | -16.24% | +8.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.77% | 5.44% | +0.33% |
Volatility
XUFN.DE vs. IUS2.DE - Volatility Comparison
The current volatility for Xtrackers MSCI USA Financials UCITS ETF 1D (XUFN.DE) is 4.40%, while iShares S&P U.S. Banks UCITS ETF USD (Acc) (IUS2.DE) has a volatility of 5.80%. This indicates that XUFN.DE experiences smaller price fluctuations and is considered to be less risky than IUS2.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XUFN.DE | IUS2.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.40% | 5.80% | -1.40% |
Volatility (6M)Calculated over the trailing 6-month period | 10.85% | 15.40% | -4.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.00% | 20.99% | -5.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.60% | 26.98% | -8.38% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.59% | 30.10% | -8.51% |
XUFN.DE vs. IUS2.DE - Expense Ratio Comparison
XUFN.DE has a 0.12% expense ratio, which is lower than IUS2.DE's 0.35% expense ratio.
Dividends
XUFN.DE vs. IUS2.DE - Dividend Comparison
XUFN.DE's dividend yield for the trailing twelve months is around 1.15%, while IUS2.DE has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
IUS2.DE iShares S&P U.S. Banks UCITS ETF USD (Acc) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
XUFN.DE Xtrackers MSCI USA Financials UCITS ETF 1D | 1.15% | 1.17% | 1.08% | 1.66% | 2.69% | 1.25% | 1.34% | 3.46% | 0.66% |
Frequently Asked Questions
XUFN.DE and IUS2.DE have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, XUFN.DE is cheaper at 0.12% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XUFN.DE is cheaper with a 0.12% expense ratio, compared with 0.35% for IUS2.DE.
XUFN.DE tracks MSCI USA Financials, while IUS2.DE tracks S&P 900 Banks 7/4 Capped. They also come from different issuers: Xtrackers and iShares. Their fees differ too: 0.12% for XUFN.DE and 0.35% for IUS2.DE.
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