XUFN.DE vs. IUFS.L
XUFN.DE (Xtrackers MSCI USA Financials UCITS ETF 1D) and IUFS.L (iShares S&P 500 Financials Sector UCITS ETF USD Acc) are both Financials Equities funds - XUFN.DE tracks the MSCI USA Financials while IUFS.L tracks the S&P 500 Capped 35/20 Financials Index. Both are passively managed. Over the past 5 years, XUFN.DE returned 9.47%/yr vs 8.95%/yr for IUFS.L. Their correlation of 0.93 suggests significant overlap in exposure. XUFN.DE charges 0.12%/yr vs 0.15%/yr for IUFS.L.
Performance
XUFN.DE vs. IUFS.L - Performance Comparison
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Different Trading Currencies
XUFN.DE is traded in EUR, while IUFS.L is traded in USD. To make them comparable, the IUFS.L values have been converted to EUR using the latest available exchange rates.
Returns By Period
In the year-to-date period, XUFN.DE achieves a -4.69% return, which is significantly lower than IUFS.L's -3.98% return.
XUFN.DE
- 1D
- 3.20%
- 1M
- 1.29%
- YTD
- -4.69%
- 6M
- -2.50%
- 1Y
- 2.59%
- 3Y*
- 16.27%
- 5Y*
- 9.47%
- 10Y*
- —
IUFS.L
- 1D
- 3.04%
- 1M
- 1.89%
- YTD
- -3.98%
- 6M
- -1.77%
- 1Y
- 1.79%
- 3Y*
- 15.36%
- 5Y*
- 8.95%
- 10Y*
- 11.96%
XUFN.DE vs. IUFS.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XUFN.DE Xtrackers MSCI USA Financials UCITS ETF 1D | -4.69% | 3.41% | 38.69% | 10.96% | -7.89% | 49.37% | -12.55% | 36.23% | -11.22% | 14.21% |
IUFS.L iShares S&P 500 Financials Sector UCITS ETF USD Acc | -3.97% | 1.39% | 38.82% | 8.76% | -5.53% | 46.47% | -11.29% | 34.18% | -10.34% | 14.23% |
Correlation
The correlation between XUFN.DE and IUFS.L is 0.95 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.95 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.94 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.94 |
Correlation (All Time) Calculated using the full available price history since Sep 18, 2017 | 0.93 |
The correlation between XUFN.DE and IUFS.L has been stable across timeframes, ranging from 0.93 to 0.95 - a consistent structural relationship.
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Return for Risk
XUFN.DE vs. IUFS.L — Risk / Return Rank
XUFN.DE
IUFS.L
XUFN.DE vs. IUFS.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Xtrackers MSCI USA Financials UCITS ETF 1D (XUFN.DE) and iShares S&P 500 Financials Sector UCITS ETF USD Acc (IUFS.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XUFN.DE | IUFS.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.01 | ||
| Sortino ratioReturn per unit of downside risk | +0.01 | ||
| Omega ratioGain probability vs. loss probability | 1.03 | 1.03 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 0.14 | 0.14 | 0.00 |
| Martin ratioReturn relative to average drawdown | 0.33 | 0.32 | +0.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XUFN.DE | IUFS.L | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.13 | 0.12 | +0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.47 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.56 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.52 | 0.48 | +0.04 |
Drawdowns
XUFN.DE vs. IUFS.L - Drawdown Comparison
The maximum XUFN.DE drawdown since its inception was -43.39%, roughly equal to the maximum IUFS.L drawdown of -42.38%. Use the drawdown chart below to compare losses from any high point for XUFN.DE and IUFS.L.
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Drawdown Indicators
| XUFN.DE | IUFS.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.39% | -42.38% | -1.01% |
Max Drawdown (1Y)Largest decline over 1 year | -13.24% | -12.79% | -0.45% |
Max Drawdown (3Y)Largest decline over 3 years | -23.03% | -20.92% | -2.11% |
Max Drawdown (5Y)Largest decline over 5 years | -23.03% | -20.92% | -2.11% |
Max Drawdown (10Y)Largest decline over 10 years | — | -42.38% | — |
Current DrawdownCurrent decline from peak | -9.49% | -9.40% | -0.09% |
Average DrawdownAverage peak-to-trough decline | -7.81% | -7.85% | +0.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.77% | 5.58% | +0.19% |
Volatility
XUFN.DE vs. IUFS.L - Volatility Comparison
Xtrackers MSCI USA Financials UCITS ETF 1D (XUFN.DE) and iShares S&P 500 Financials Sector UCITS ETF USD Acc (IUFS.L) have volatilities of 4.40% and 4.38%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XUFN.DE | IUFS.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.40% | 4.38% | +0.02% |
Volatility (6M)Calculated over the trailing 6-month period | 10.85% | 11.40% | -0.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.00% | 15.37% | -0.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.60% | 18.89% | -0.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.59% | 21.42% | +0.17% |
XUFN.DE vs. IUFS.L - Expense Ratio Comparison
XUFN.DE has a 0.12% expense ratio, which is lower than IUFS.L's 0.15% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
XUFN.DE vs. IUFS.L - Dividend Comparison
XUFN.DE's dividend yield for the trailing twelve months is around 1.15%, while IUFS.L has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
IUFS.L iShares S&P 500 Financials Sector UCITS ETF USD Acc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
XUFN.DE Xtrackers MSCI USA Financials UCITS ETF 1D | 1.15% | 1.17% | 1.08% | 1.66% | 2.69% | 1.25% | 1.34% | 3.46% | 0.66% |
Frequently Asked Questions
With a correlation of 0.95, XUFN.DE and IUFS.L move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
On fees, XUFN.DE is cheaper at 0.12% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XUFN.DE is cheaper with a 0.12% expense ratio, compared with 0.15% for IUFS.L.
XUFN.DE tracks MSCI USA Financials, while IUFS.L tracks S&P 500 Capped 35/20 Financials Index. They also come from different issuers: Xtrackers and iShares. Their fees differ too: 0.12% for XUFN.DE and 0.15% for IUFS.L.
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