XUCD.DE vs. SC04.DE
XUCD.DE (Xtrackers MSCI USA Consumer Discretionary UCITS ETF 1D) and SC04.DE (Invesco European Household Sector UCITS ETF) are both Consumer Staples Equities funds - XUCD.DE tracks the MSCI USA Consumer Discretionary 20/35 Custom while SC04.DE tracks the STOXX® Europe 600 Optimised Personal & Household Goods. Both are passively managed. Over the past 5 years, XUCD.DE returned 8.69%/yr vs 0.82%/yr for SC04.DE. A 0.52 correlation means they provide meaningful diversification when combined. XUCD.DE charges 0.12%/yr vs 0.20%/yr for SC04.DE.
Performance
XUCD.DE vs. SC04.DE - Performance Comparison
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Returns By Period
In the year-to-date period, XUCD.DE achieves a 0.22% return, which is significantly higher than SC04.DE's -10.69% return.
XUCD.DE
- 1D
- 0.28%
- 1M
- -0.63%
- YTD
- 0.22%
- 6M
- 0.35%
- 1Y
- 10.06%
- 3Y*
- 14.31%
- 5Y*
- 8.69%
- 10Y*
- —
SC04.DE
- 1D
- -0.09%
- 1M
- -1.26%
- YTD
- -10.69%
- 6M
- -10.59%
- 1Y
- -3.77%
- 3Y*
- -0.12%
- 5Y*
- 0.82%
- 10Y*
- 4.39%
XUCD.DE vs. SC04.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XUCD.DE Xtrackers MSCI USA Consumer Discretionary UCITS ETF 1D | 0.22% | -5.02% | 38.90% | 39.32% | -34.77% | 32.20% | 37.39% | 32.43% | 4.13% | 10.10% |
SC04.DE Invesco European Household Sector UCITS ETF | -10.69% | 7.57% | 7.08% | 8.48% | -10.95% | 19.37% | 6.54% | 29.50% | -16.18% | 1.01% |
Correlation
The correlation between XUCD.DE and SC04.DE is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.38 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.39 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.48 |
Correlation (All Time) Calculated using the full available price history since Sep 18, 2017 | 0.52 |
The correlation between XUCD.DE and SC04.DE shifts across timeframes, from 0.38 (1 year) to 0.52 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
XUCD.DE vs. SC04.DE — Risk / Return Rank
XUCD.DE
SC04.DE
XUCD.DE vs. SC04.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Xtrackers MSCI USA Consumer Discretionary UCITS ETF 1D (XUCD.DE) and Invesco European Household Sector UCITS ETF (SC04.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XUCD.DE | SC04.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.82 | ||
| Sortino ratioReturn per unit of downside risk | +1.16 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 0.97 | +0.14 |
| Calmar ratioReturn relative to maximum drawdown | 0.73 | -0.27 | +1.00 |
| Martin ratioReturn relative to average drawdown | 2.00 | -0.63 | +2.62 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XUCD.DE | SC04.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.57 | -0.25 | +0.82 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.05 | +0.34 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.26 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.67 | 0.58 | +0.09 |
Drawdowns
XUCD.DE vs. SC04.DE - Drawdown Comparison
The maximum XUCD.DE drawdown since its inception was -38.43%, which is greater than SC04.DE's maximum drawdown of -29.42%. Use the drawdown chart below to compare losses from any high point for XUCD.DE and SC04.DE.
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Drawdown Indicators
| XUCD.DE | SC04.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -38.43% | -29.42% | -9.01% |
Max Drawdown (1Y)Largest decline over 1 year | -13.88% | -15.34% | +1.46% |
Max Drawdown (3Y)Largest decline over 3 years | -30.82% | -17.60% | -13.22% |
Max Drawdown (5Y)Largest decline over 5 years | -38.43% | -22.04% | -16.39% |
Max Drawdown (10Y)Largest decline over 10 years | — | -29.42% | — |
Current DrawdownCurrent decline from peak | -9.43% | -12.83% | +3.40% |
Average DrawdownAverage peak-to-trough decline | -10.09% | -5.57% | -4.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.09% | 6.64% | -1.55% |
Volatility
XUCD.DE vs. SC04.DE - Volatility Comparison
Xtrackers MSCI USA Consumer Discretionary UCITS ETF 1D (XUCD.DE) and Invesco European Household Sector UCITS ETF (SC04.DE) have volatilities of 5.29% and 5.37%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XUCD.DE | SC04.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.29% | 5.37% | -0.08% |
Volatility (6M)Calculated over the trailing 6-month period | 13.18% | 13.25% | -0.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.94% | 16.34% | +1.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.03% | 17.15% | +4.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.90% | 16.97% | +4.93% |
XUCD.DE vs. SC04.DE - Expense Ratio Comparison
XUCD.DE has a 0.12% expense ratio, which is lower than SC04.DE's 0.20% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
XUCD.DE vs. SC04.DE - Dividend Comparison
XUCD.DE's dividend yield for the trailing twelve months is around 0.45%, while SC04.DE has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
SC04.DE Invesco European Household Sector UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
XUCD.DE Xtrackers MSCI USA Consumer Discretionary UCITS ETF 1D | 0.45% | 0.46% | 0.40% | 0.90% | 0.91% | 0.35% | 0.59% | 0.81% | 0.58% |
Frequently Asked Questions
XUCD.DE and SC04.DE have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, XUCD.DE is cheaper at 0.12% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XUCD.DE is cheaper with a 0.12% expense ratio, compared with 0.20% for SC04.DE.
XUCD.DE tracks MSCI USA Consumer Discretionary 20/35 Custom, while SC04.DE tracks STOXX® Europe 600 Optimised Personal & Household Goods. They also come from different issuers: Xtrackers and Invesco. Their fees differ too: 0.12% for XUCD.DE and 0.20% for SC04.DE.
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