XLI vs. USDU
XLI (Industrial Select Sector SPDR Fund) and USDU (WisdomTree Bloomberg U.S. Dollar Bullish Fund) are both exchange-traded funds - XLI is a Industrials Equities fund tracking the Industrial Select Sector Index, while USDU is a Currency fund actively managed by WisdomTree. XLI is passively managed, while USDU is actively managed. Over the past 10 years, XLI returned 14.06%/yr vs 2.74%/yr for USDU. At a correlation of -0.19, they often move in opposite directions. XLI charges 0.08%/yr vs 0.51%/yr for USDU.
Performance
XLI vs. USDU - Performance Comparison
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Returns By Period
In the year-to-date period, XLI achieves a 17.91% return, which is significantly higher than USDU's 3.88% return. Over the past 10 years, XLI has outperformed USDU with an annualized return of 14.06%, while USDU has yielded a comparatively lower 2.74% annualized return.
XLI
- 1D
- 1.73%
- 1M
- 2.13%
- 6M
- 10.51%
- YTD
- 17.91%
- 1Y
- 19.88%
- 3Y*
- 20.05%
- 5Y*
- 13.62%
- 10Y*
- 14.06%
- ALL TIME*
- 9.69%
USDU
- 1D
- 0.19%
- 1M
- 0.22%
- 6M
- 3.92%
- YTD
- 3.88%
- 1Y
- 7.21%
- 3Y*
- 5.69%
- 5Y*
- 5.37%
- 10Y*
- 2.74%
- ALL TIME*
- 3.31%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $5.45M | $9.15M | $8.67M | |
| $1.13B | $1.23B | $1.36B |
XLI vs. USDU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XLI Industrial Select Sector SPDR Fund | 17.91% | 19.35% | 17.31% | 18.13% | -5.57% | 21.08% | 10.91% | 29.08% | -13.25% | 23.98% |
USDU WisdomTree Bloomberg U.S. Dollar Bullish Fund | 3.88% | -3.14% | 14.56% | 3.10% | 7.67% | 4.07% | -5.43% | 1.54% | 5.40% | -7.44% |
Correlation
The correlation between XLI and USDU is -0.30, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.30 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.27 |
Correlation (5Y) Calculated over the trailing 5-year period | -0.33 |
Correlation (10Y) Calculated over the trailing 10-year period | -0.22 |
Correlation (All Time) Calculated using the full available price history since Dec 18, 2013 | -0.19 |
The correlation between XLI and USDU shifts across timeframes, from -0.33 (5 years) to -0.19 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
XLI vs. USDU — Risk / Return Rank
XLI
USDU
XLI vs. USDU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Industrial Select Sector SPDR Fund (XLI) and WisdomTree Bloomberg U.S. Dollar Bullish Fund (USDU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XLI | USDU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.10 | ||
| Sortino ratioReturn per unit of downside risk | -0.18 | ||
| Omega ratioGain probability vs. loss probability | 1.21 | 1.24 | -0.03 |
| Calmar ratioReturn relative to maximum drawdown | 1.63 | 1.99 | -0.35 |
| Martin ratioReturn relative to average drawdown | 6.29 | 5.54 | +0.76 |
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Drawdowns
XLI vs. USDU - Drawdown Comparison
The maximum XLI drawdown since its inception was -62.26%, which is greater than USDU's maximum drawdown of -14.54%. Use the drawdown chart below to compare losses from any high point for XLI and USDU.
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Drawdown Indicators
| XLI | USDU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -62.26% | -14.54% | -47.72% |
Max Drawdown (1Y)Largest decline over 1 year | -12.21% | -3.64% | -8.57% |
Max Drawdown (3Y)Largest decline over 3 years | -18.49% | -7.73% | -10.76% |
Max Drawdown (5Y)Largest decline over 5 years | -21.64% | -9.28% | -12.36% |
Max Drawdown (10Y)Largest decline over 10 years | -42.33% | -14.54% | -27.79% |
Current DrawdownCurrent decline from peak | -1.95% | -0.35% | -1.60% |
Average DrawdownAverage peak-to-trough decline | -9.17% | -4.68% | -4.49% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.17% | 1.30% | +1.87% |
Volatility
XLI vs. USDU - Volatility Comparison
Industrial Select Sector SPDR Fund (XLI) has a higher volatility of 4.78% compared to WisdomTree Bloomberg U.S. Dollar Bullish Fund (USDU) at 0.95%. This indicates that XLI's price experiences larger fluctuations and is considered to be riskier than USDU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XLI | USDU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.78% | 0.95% | +3.83% |
Volatility (6M)Calculated over the trailing 6-month period | 13.63% | 4.33% | +9.30% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.72% | 5.56% | +11.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.54% | 6.59% | +10.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.01% | 7.41% | +12.60% |
XLI vs. USDU - Expense Ratio Comparison
XLI has a 0.08% expense ratio, which is lower than USDU's 0.51% expense ratio.
Dividends
XLI vs. USDU - Dividend Comparison
XLI's dividend yield for the trailing twelve months is around 1.13%, less than USDU's 3.69% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USDU WisdomTree Bloomberg U.S. Dollar Bullish Fund | 3.69% | 3.83% | 3.97% | 6.99% | 7.83% | 0.00% | 0.69% | 3.06% | 0.88% | 0.00% | 0.00% | 6.48% |
XLI Industrial Select Sector SPDR Fund | 1.13% | 1.29% | 1.44% | 1.63% | 1.63% | 1.25% | 1.55% | 1.94% | 2.15% | 1.77% | 2.07% | 2.15% |
Frequently Asked Questions
XLI and USDU have a correlation of -0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
XLI has higher volatility (4.78%) compared to USDU (0.95%). In terms of maximum drawdown, XLI dropped -62.26% vs USDU's -14.54%.
On 10-year performance, XLI leads with 14.06% vs 2.74% for USDU. On fees, XLI is cheaper at 0.08% per year. On volatility, USDU has been the lower-risk option at 0.95%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, XLI has performed better with a 14.06% return vs 2.74%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
XLI is cheaper with a 0.08% expense ratio, compared with 0.51% for USDU.
USDU has the higher dividend yield at 3.69%, compared with 1.13% for XLI.
XLI is categorized as Industrials Equities, while USDU is Currency. They also come from different issuers: State Street and WisdomTree. Their fees differ too: 0.08% for XLI and 0.51% for USDU.
USDU currently has the higher Sharpe Ratio (1.30 vs 1.20), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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