XINC.TO vs. TGRO.TO
XINC.TO (iShares Core Income Balanced ETF Portfolio) and TGRO.TO (TD Growth ETF Portfolio) are both Diversified Portfolio funds. Both are actively managed. Over the past 5 years, XINC.TO returned 3.19%/yr vs 13.41%/yr for TGRO.TO. At a 0.44 correlation, their price movements are largely independent. XINC.TO charges 0.20%/yr vs 0.15%/yr for TGRO.TO.
Performance
XINC.TO vs. TGRO.TO - Performance Comparison
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Returns By Period
In the year-to-date period, XINC.TO achieves a 3.53% return, which is significantly lower than TGRO.TO's 10.65% return.
XINC.TO
- 1D
- 0.09%
- 1M
- 2.26%
- YTD
- 3.53%
- 6M
- 3.10%
- 1Y
- 8.23%
- 3Y*
- 7.73%
- 5Y*
- 3.19%
- 10Y*
- —
TGRO.TO
- 1D
- 0.66%
- 1M
- 5.30%
- YTD
- 10.65%
- 6M
- 10.15%
- 1Y
- 26.43%
- 3Y*
- 20.02%
- 5Y*
- 13.41%
- 10Y*
- —
XINC.TO vs. TGRO.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
XINC.TO iShares Core Income Balanced ETF Portfolio | 3.53% | 6.71% | 7.76% | 8.51% | -11.25% | 1.27% | 2.25% |
TGRO.TO TD Growth ETF Portfolio | 10.65% | 18.03% | 22.28% | 18.36% | -11.39% | 20.46% | 2,565.79% |
Correlation
The correlation between XINC.TO and TGRO.TO is 0.64, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.64 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.47 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.42 |
Correlation (All Time) Calculated using the full available price history since Aug 20, 2020 | 0.44 |
The correlation between XINC.TO and TGRO.TO shifts across timeframes, from 0.42 (5 years) to 0.64 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
XINC.TO vs. TGRO.TO — Risk / Return Rank
XINC.TO
TGRO.TO
XINC.TO vs. TGRO.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Core Income Balanced ETF Portfolio (XINC.TO) and TD Growth ETF Portfolio (TGRO.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XINC.TO | TGRO.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.99 | ||
| Sortino ratioReturn per unit of downside risk | -1.30 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.50 | -0.17 |
| Calmar ratioReturn relative to maximum drawdown | 2.26 | 3.68 | -1.42 |
| Martin ratioReturn relative to average drawdown | 8.54 | 16.25 | -7.71 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XINC.TO | TGRO.TO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.68 | 2.67 | -0.99 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 1.15 | -0.65 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.56 | 0.10 | +0.46 |
Drawdowns
XINC.TO vs. TGRO.TO - Drawdown Comparison
The maximum XINC.TO drawdown since its inception was -15.40%, smaller than the maximum TGRO.TO drawdown of -18.37%. Use the drawdown chart below to compare losses from any high point for XINC.TO and TGRO.TO.
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Drawdown Indicators
| XINC.TO | TGRO.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.40% | -18.37% | +2.97% |
Max Drawdown (1Y)Largest decline over 1 year | -3.65% | -7.21% | +3.56% |
Max Drawdown (3Y)Largest decline over 3 years | -4.36% | -13.27% | +8.91% |
Max Drawdown (5Y)Largest decline over 5 years | -15.40% | -18.37% | +2.97% |
Current DrawdownCurrent decline from peak | -0.05% | 0.00% | -0.05% |
Average DrawdownAverage peak-to-trough decline | -3.74% | -3.45% | -0.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.97% | 1.63% | -0.66% |
Volatility
XINC.TO vs. TGRO.TO - Volatility Comparison
The current volatility for iShares Core Income Balanced ETF Portfolio (XINC.TO) is 1.92%, while TD Growth ETF Portfolio (TGRO.TO) has a volatility of 3.29%. This indicates that XINC.TO experiences smaller price fluctuations and is considered to be less risky than TGRO.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XINC.TO | TGRO.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.92% | 3.29% | -1.37% |
Volatility (6M)Calculated over the trailing 6-month period | 4.13% | 8.12% | -3.99% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.93% | 9.95% | -5.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.42% | 11.69% | -5.27% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.73% | 994.74% | -988.01% |
XINC.TO vs. TGRO.TO - Expense Ratio Comparison
XINC.TO has a 0.20% expense ratio, which is higher than TGRO.TO's 0.15% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
XINC.TO vs. TGRO.TO - Dividend Comparison
XINC.TO's dividend yield for the trailing twelve months is around 3.19%, more than TGRO.TO's 1.77% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
TGRO.TO TD Growth ETF Portfolio | 1.77% | 2.03% | 2.04% | 2.17% | 2.46% | 1.58% | 0.83% | 0.00% |
XINC.TO iShares Core Income Balanced ETF Portfolio | 3.19% | 3.16% | 2.81% | 2.87% | 2.54% | 2.02% | 2.40% | 0.93% |
Frequently Asked Questions
XINC.TO and TGRO.TO have a correlation of 0.64, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, TGRO.TO is cheaper at 0.15% per year. The better choice depends on whether you care most about return, fees, risk, or income.
TGRO.TO is cheaper with a 0.15% expense ratio, compared with 0.20% for XINC.TO.
They also come from different issuers: iShares and TD. Their fees differ too: 0.20% for XINC.TO and 0.15% for TGRO.TO.
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