WISEX vs. VBIRX
WISEX (Azzad Wise Capital Fund) and VBIRX (Vanguard Short-Term Bond Index Fund Admiral Shares) are both Short-Term Bond funds. Over the past 10 years, WISEX returned 2.35%/yr vs 1.84%/yr for VBIRX. Their 0.03 correlation means their historical movements had little consistent relationship. WISEX charges 0.89%/yr vs 0.06%/yr for VBIRX.
Performance
WISEX vs. VBIRX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, WISEX achieves a 0.66% return, which is significantly higher than VBIRX's 0.04% return. Over the past 10 years, WISEX has outperformed VBIRX with an annualized return of 2.35%, while VBIRX has yielded a comparatively lower 1.84% annualized return.
WISEX
- 1D
- -0.09%
- 1M
- -0.26%
- 6M
- 0.19%
- YTD
- 0.66%
- 1Y
- 2.66%
- 3Y*
- 4.01%
- 5Y*
- 2.22%
- 10Y*
- 2.35%
- ALL TIME*
- 2.31%
VBIRX
- 1D
- -0.10%
- 1M
- -0.39%
- 6M
- 0.00%
- YTD
- 0.04%
- 1Y
- 2.00%
- 3Y*
- 4.40%
- 5Y*
- 1.52%
- 10Y*
- 1.84%
- ALL TIME*
- 2.57%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
WISEX vs. VBIRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
WISEX Azzad Wise Capital Fund | 0.66% | 5.29% | 4.53% | 3.90% | -3.37% | 1.99% | 3.52% | 5.23% | -0.08% | 2.68% |
VBIRX Vanguard Short-Term Bond Index Fund Admiral Shares | 0.04% | 6.09% | 3.75% | 4.87% | -5.63% | -1.20% | 4.69% | 4.86% | 1.37% | 1.18% |
Correlation
The correlation between WISEX and VBIRX is 0.49, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.49 |
Correlation (3Y) Balances recent behavior with more history. | 0.40 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.35 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.14 |
Correlation (All Time) Calculated using the full available price history since Mar 31, 2010 | 0.03 |
Over the past year, WISEX and VBIRX have become more correlated (0.49) than their long-term average of 0.03, meaning their price movements have been converging.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
WISEX vs. VBIRX — Risk / Return Rank
WISEX
VBIRX
WISEX vs. VBIRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Azzad Wise Capital Fund (WISEX) and Vanguard Short-Term Bond Index Fund Admiral Shares (VBIRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WISEX | VBIRX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.88 | ||
| Sortino ratioReturn per unit of downside risk | +1.27 | ||
| Omega ratioGain probability vs. loss probability | 1.48 | 1.23 | +0.25 |
| Calmar ratioReturn relative to maximum drawdown | 1.44 | 1.69 | -0.25 |
| Martin ratioReturn relative to average drawdown | 4.66 | 4.73 | -0.07 |
Loading charts...
Drawdowns
WISEX vs. VBIRX - Drawdown Comparison
The maximum WISEX drawdown since its inception was -5.28%, smaller than the maximum VBIRX drawdown of -8.69%. Use the drawdown chart below to compare losses from any high point for WISEX and VBIRX.
Loading charts...
Drawdown Indicators
| WISEX | VBIRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -5.28% | -8.69% | +3.41% |
Max Drawdown (1Y)Largest decline over 1 year | -1.92% | -1.54% | -0.38% |
Max Drawdown (3Y)Largest decline over 3 years | -1.92% | -1.55% | -0.37% |
Max Drawdown (5Y)Largest decline over 5 years | -5.28% | -8.47% | +3.19% |
Max Drawdown (10Y)Largest decline over 10 years | -5.28% | -8.69% | +3.41% |
Current DrawdownCurrent decline from peak | -0.52% | -0.89% | +0.37% |
Average DrawdownAverage peak-to-trough decline | -0.66% | -0.98% | +0.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.59% | 0.55% | +0.04% |
Volatility
WISEX vs. VBIRX - Volatility Comparison
The current volatility for Azzad Wise Capital Fund (WISEX) is 0.37%, while Vanguard Short-Term Bond Index Fund Admiral Shares (VBIRX) has a volatility of 0.46%. This indicates that WISEX experiences smaller price fluctuations and is considered to be less risky than VBIRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| WISEX | VBIRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.37% | 0.46% | -0.09% |
Volatility (6M)Calculated over the trailing 6-month period | 1.15% | 1.68% | -0.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.35% | 2.23% | -0.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 1.53% | 2.98% | -1.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 1.64% | 2.40% | -0.76% |
WISEX vs. VBIRX - Expense Ratio Comparison
WISEX has a 0.89% expense ratio, which is higher than VBIRX's 0.06% expense ratio.
Dividends
WISEX vs. VBIRX - Dividend Comparison
WISEX's dividend yield for the trailing twelve months is around 3.60%, less than VBIRX's 3.69% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VBIRX Vanguard Short-Term Bond Index Fund Admiral Shares | 3.69% | 3.83% | 3.37% | 2.41% | 1.46% | 1.22% | 1.77% | 2.24% | 2.03% | 1.66% | 1.50% | 1.41% |
WISEX Azzad Wise Capital Fund | 3.60% | 3.56% | 3.59% | 2.20% | 1.54% | 1.42% | 1.31% | 1.84% | 1.66% | 1.11% | 0.99% | 0.47% |
Frequently Asked Questions
WISEX and VBIRX have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VBIRX has higher volatility (0.46%) compared to WISEX (0.37%). In terms of maximum drawdown, WISEX dropped -5.28% vs VBIRX's -8.69%.
WISEX currently has the higher Sharpe Ratio (2.06 vs 1.18), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for WISEX and VBIRX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer