WFC.TO vs. RY.TO
WFC.TO (Wall Financial Corporation) and RY.TO (Royal Bank of Canada) are both stocks. WFC.TO operates in Real Estate - Development (Real Estate), while RY.TO operates in Banks - Diversified (Financial Services). Over the past 10 years, WFC.TO returned 6.25%/yr vs 18.45%/yr for RY.TO. At a 0.04 correlation, their price movements are largely independent.
Performance
WFC.TO vs. RY.TO - Performance Comparison
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Returns By Period
In the year-to-date period, WFC.TO achieves a 21.98% return, which is significantly lower than RY.TO's 29.08% return. Over the past 10 years, WFC.TO has underperformed RY.TO with an annualized return of 6.25%, while RY.TO has yielded a comparatively higher 18.45% annualized return.
WFC.TO
- 1D
- 0.00%
- 1M
- -2.67%
- 6M
- 21.59%
- YTD
- 21.98%
- 1Y
- 13.01%
- 3Y*
- -0.38%
- 5Y*
- 4.00%
- 10Y*
- 6.25%
RY.TO
- 1D
- -0.32%
- 1M
- 6.79%
- 6M
- 28.35%
- YTD
- 29.08%
- 1Y
- 70.14%
- 3Y*
- 37.34%
- 5Y*
- 22.66%
- 10Y*
- 18.45%
WFC.TO vs. RY.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
WFC.TO Wall Financial Corporation | 21.98% | -1.62% | -15.51% | 64.43% | -4.39% | -19.31% | -47.89% | 51.64% | -0.66% | 28.57% |
RY.TO Royal Bank of Canada | 29.08% | 39.60% | 34.37% | 9.80% | -1.52% | 33.09% | 6.52% | 14.33% | -5.50% | 17.12% |
Correlation
The correlation between WFC.TO and RY.TO is 0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.07 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.08 |
Correlation (All Time) Calculated using the full available price history since Aug 10, 2006 | 0.04 |
Fundamentals
WFC.TO:
CA$580.41M
RY.TO:
CA$413.96B
WFC.TO:
CA$1.00
RY.TO:
CA$15.77
WFC.TO:
18.26
RY.TO:
18.89
WFC.TO:
0.33
RY.TO:
2.77
WFC.TO:
3.35
RY.TO:
3.48
WFC.TO:
3.17
RY.TO:
3.21
WFC.TO:
CA$173.82M
RY.TO:
CA$120.33B
WFC.TO:
CA$61.94M
RY.TO:
CA$65.64B
WFC.TO:
CA$78.67M
RY.TO:
CA$14.74B
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Return for Risk
WFC.TO vs. RY.TO — Risk / Return Rank
WFC.TO
RY.TO
WFC.TO vs. RY.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Wall Financial Corporation (WFC.TO) and Royal Bank of Canada (RY.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WFC.TO | RY.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -4.64 | ||
| Sortino ratioReturn per unit of downside risk | -6.21 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.91 | -0.78 |
| Calmar ratioReturn relative to maximum drawdown | 0.81 | 8.68 | -7.87 |
| Martin ratioReturn relative to average drawdown | 1.48 | 32.23 | -30.75 |
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Drawdowns
WFC.TO vs. RY.TO - Drawdown Comparison
The maximum WFC.TO drawdown since its inception was -70.67%, which is greater than RY.TO's maximum drawdown of -54.03%. Use the drawdown chart below to compare losses from any high point for WFC.TO and RY.TO.
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Drawdown Indicators
| WFC.TO | RY.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.67% | -54.03% | -16.64% |
Max Drawdown (1Y)Largest decline over 1 year | -16.08% | -8.12% | -7.96% |
Max Drawdown (3Y)Largest decline over 3 years | -61.20% | -16.00% | -45.20% |
Max Drawdown (5Y)Largest decline over 5 years | -61.20% | -21.21% | -39.99% |
Max Drawdown (10Y)Largest decline over 10 years | -70.67% | -33.84% | -36.83% |
Current DrawdownCurrent decline from peak | -39.99% | -0.32% | -39.67% |
Average DrawdownAverage peak-to-trough decline | -27.13% | -6.71% | -20.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.83% | 2.18% | +6.65% |
Volatility
WFC.TO vs. RY.TO - Volatility Comparison
Wall Financial Corporation (WFC.TO) has a higher volatility of 10.94% compared to Royal Bank of Canada (RY.TO) at 3.85%. This indicates that WFC.TO's price experiences larger fluctuations and is considered to be riskier than RY.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WFC.TO | RY.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.94% | 3.85% | +7.09% |
Volatility (6M)Calculated over the trailing 6-month period | 25.87% | 10.70% | +15.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 35.46% | 14.10% | +21.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 39.82% | 15.01% | +24.81% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 40.55% | 17.22% | +23.33% |
Dividends
WFC.TO vs. RY.TO - Dividend Comparison
WFC.TO's dividend yield for the trailing twelve months is around 5.49%, more than RY.TO's 2.14% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RY.TO Royal Bank of Canada | 2.14% | 2.58% | 3.23% | 3.99% | 3.90% | 3.22% | 4.10% | 3.96% | 4.03% | 3.39% | 3.57% | 4.15% |
WFC.TO Wall Financial Corporation | 5.49% | 0.00% | 0.00% | 15.83% | 0.00% | 0.00% | 0.00% | 5.96% | 4.17% | 2.00% | 3.01% | 0.00% |
Financials
WFC.TO vs. RY.TO - Financials Comparison
This section allows you to compare key financial metrics between Wall Financial Corporation and Royal Bank of Canada. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
WFC.TO vs. RY.TO - Profitability Comparison
WFC.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Wall Financial Corporation reported a gross profit of 9.18M and revenue of 37.22M. Therefore, the gross margin over that period was 24.7%.
RY.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Royal Bank of Canada reported a gross profit of 16.52B and revenue of 33.95B. Therefore, the gross margin over that period was 48.7%.
WFC.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Wall Financial Corporation reported an operating income of 11.18M and revenue of 37.22M, resulting in an operating margin of 30.1%.
RY.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Royal Bank of Canada reported an operating income of 7.10B and revenue of 33.95B, resulting in an operating margin of 20.9%.
WFC.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Wall Financial Corporation reported a net income of 4.25M and revenue of 37.22M, resulting in a net margin of 11.4%.
RY.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Royal Bank of Canada reported a net income of 5.51B and revenue of 33.95B, resulting in a net margin of 16.2%.
Frequently Asked Questions
WFC.TO and RY.TO have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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